Gold Appraiser

Job Description

Job Purpose: The Gold Appraiser is responsible for evaluating and appraising gold ornaments pledged by customers for loans, ensuring accuracy, authenticity, and adherence to organizational policies and RBI regulations. Key Responsibilities: Gold Appraisal & Verification: Accurately assess the purity and weight of gold ornaments using standard tools (touchstone, acid test, etc.). Identify and reject fake or under-carat gold, stones, or suspicious ornaments. Ensure proper valuation based on the prevailing market rates and company guidelines. Customer Service: Interact professionally with customers while appraising gold. Explain appraisal results and valuation clearly to customers. Maintain confidentiality and handle customer gold with utmost care. Documentation & System Updates: Ensure accurate data entry of gold appraisal details into the system. Maintain daily gold valuation records and gold stock registers. Assist in preparing the necessary documentation related to gold loans. Compliance & Security: Ensure compliance with company policies, audit norms, and RBI regulations. Follow all safety protocols while handling gold. Coordinate with the branch team for safe storage of pledged gold. Coordination & Support: Work closely with loan officers and branch staff for timely processing of loans. Support in gold release and closure process. Participate in stock audits and gold inspections as required. Required Qualifications & Skills: Minimum 1–3 years of experience as a Gold Appraiser or in a similar role in financial institutions. Basic knowledge of gold testing techniques and tools. Good understanding of gold purity standards (22KT, 24KT, etc.). Attention to detail, honesty, and high ethical standards. Basic computer skills (MS Office, Loan Management Software preferred). Good communication and interpersonal skills. Job Types: Full-time, Permanent Pay: Up to ₹25,000.00 per month Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Work Location: In person