Designation: Assistant Manager- Regulatory ReportingReporting to: Lead- BI & Data StrategyLocation: MumbaiFunction: Business IntelligenceJob Purpose: The Assistant Manager- Regulatory Reporting will be responsible for ensuring the accuracy, timeliness, and compliance of all regulatory data submissions, including Credit Information Company (CIC) reporting. The role involves policy management, audit data query resolution, data quality improvement, process automation, and acting as a key liaison with CICs to enhance the efficiency of regulatory reporting. This position requires close collaboration with technology, operations, and compliance teams to streamline reporting processes and drive automation initiatives. This role is critical for ensuring regulatory compliance, enhancing data quality, managing CIC interactions, and driving automation in CIC reporting to improve efficiency and accuracy.RoleDevelop, implement, and maintain the CIC reporting data policy to ensure compliance with regulatory requirements.Ensure accurate and timely submission of CIC and other regulatory reports in line with RBI/NHB guidelines.Monitor and improve the Data Quality Score (DQS) for CIC reporting, identifying and resolving data discrepancies.Lead automation initiatives for CIC reporting, working with technology teams to improve efficiency and reduce manual efforts.Act as the BI SPOC (Single Point of Contact) for Credit Information Companies (CICs) to facilitate reporting discussions, dispute resolution, and compliance-related queries.Work with internal teams for data challenges and queries for regulatory audits from RBI, NHB, and other regulatory bodies.Prepare and present senior management reports (Management Council decks) on regulatory topics as mandated by authorities.Collaborate with technology, operations, and compliance teams to ensure seamless execution of regulatory reporting processes.Stay updated on regulatory changes and proactively align reporting policies and processes accordingly.Qualification & experienceBachelor's degree (Preferably in Science / Computer Science / Information Systems / quant or related field but not mandatory)MBA in Finance / Risk Management / Business Analytics / Information Systems / Operations Management / Compliance & Governance.Minimum 2 years of experience in the banking/NBFC sector with a focus on regulatory reporting, compliance, or data governanceEssential skills Regulatory Expertise: Strong knowledge of CIC reporting guidelines, RBI/NHB regulations, and compliance frameworks.Data Accuracy & Governance: Experience in data quality monitoring, anomaly detection, and issue resolution.Automation & Process Improvement: Ability to manage automation projects in CIC reporting using SQL, ETL tools, or BI platforms.Stakeholder Management: Experience in working with cross-functional teams (technology, operations, compliance) and engaging with CICs for dispute resolution and reporting improvements.Analytical & Problem-Solving: Ability to interpret large datasets, resolve data discrepancies, and drive process improvements.Presentation & Reporting: Proficiency in preparing regulatory reports, dashboards, and senior management presentations using Excel, SQL, and BI tools (Tableau/Power BI). Knowledge of regulatory reporting and compliance requirements is plus.Team or Individual Contributor role: Individual Contributor

Role & responsibilities The Talent Acquisition specialist will play a crucial role in ensuring the right talent is onboarded at Godrej Capital within considerations of quality, cost and speed. Create and manage the talent acquisition plan for assigned mandates in line with the people budget and cost Ensuring timely recruitment of the right quality resources, evaluate a mix of sourcing pools to meet the resourcing needs and HC budgetsEnsure adherence to all HR processes both from timelines and quality of how these processes are experienced by candidates. Give a high-quality experience to candidates and hiring managers and manage all HR recruitment & selection processes.Mapping the market for the best quality of talent for current or future roles Develop and maintain a quality database of candidates for future roles Provide recruitment analytics and metrics to improve processBenchmark competition best practices & provide inputs to HR and other teams Preferred candidate profile Must have expertise on LinkedIn recruiter, Naukri, & similar job boardsPreference will be given to candidates who have recruitment experience in BFSI/NBFC industry

Role & responsibilities The incumbent will play a crucial role in ensuring the right talent is onboarded at Godrej Capital within considerations of quality, cost and speed. He/ she will be responsible for driving the end to end hiring for Pan India Business loans, Collections, Cross sell and Business Development verticals.Additionally, the incumbent will be supporting the HRBP Lead and be accountable for the following areas for Cross Sell and Business Development vertical: - - HR Business Partnering- Capability building - Employee Safety & Wellness- Employee Experience- HR policy adherence and people process implementationPreferred candidate profile High Stakeholder management to ensure speed & efficiency of deliveryStrategic thinking & problem solving.Ability to work in unstructured and evolving situations with an open mindTake initiatives, strong execution skills, forward thinking ability to anticipate hurdlesDisplay high degree of empathy and influencing to connect with employees, vendors, agencies etc.

Designation: Assistant Manager - Business Finance Grade: Assistant Manager - Business Finance Reporting to: Manager -Business Finance Location: HO Function: Finance Job Purpose: This role will be centralized and will be responsible to track GC's P/L performance at all fronts from a financial and operational perspectiveRole :Preparing GC P/L every month and further breaking it into segment and sub-segment level Identifying areas where financial performance can be improved, such as cost reduction opportunities or revenue generation strategies and highlighting it to the team for financial optimizationAnalysing the branch models from a ROA/ROE perspective and providing insights about investments made vs actual performanceEvaluating every P/L metric carefully to identify any operational inefficiency or process gaps Keeping a track of new launches/projects from Analytics, technology and other teams and providing cost benefit analysis of the same Tracking performance in competition and keeping a track of industry numbersWorking with PMO/PR/Any other teams for management presentations after month/quarter/year end Qualification & experienceYears of experience - 2 to 3 years of total experience, preferably from BFSI industry (should have done a role in Business Finance)Education: CAEssential skills Analytical SkillsAdvanced in MS ExcelStrong verbal and written communication, collaboration, and influencingPlanning and Prioritization

Senior Executive Portfolio Analytics Designation Senior Executive – Portfolio AnalyticsGrade Senior Executive Reporting to Lead – Portfolio Analytics & Model Governance Location Mumbai (Vikhroli) Function Analytics & Business Intelligence Job Purpose The role will be responsible to support and provided data-driven insights to enhance decision-making processes related to the entire lending portfolio of Godrej Capital group companies. This role will focus on analysing portfolio performance and identifying risks across various lending products. Job Description The role shall have the following detailed aspects: Risk Identification: Assist in identifying and evaluating risks associated with the overall lending portfolio across multiple products, utilizing both quantitative and qualitative analysis techniques. Support the presentation of identified risks and other insights in senior management forums. Data Analysis: Conduct detailed analyses of portfolio performance by leveraging traditional and non-traditional data sources, including internal performance data and external datasets such as bureau scrubs and market insights. Reporting & Visualization: Develop comprehensive reports and dashboards using data visualization tools (e.g., Tableau and MS Excel) to present insights clearly and effectively to senior stakeholdersMonitoring Tools: Support the development and maintenance of automated monitoring tools that provide real-time insights into portfolio health and enable proactive risk identification. Collaboration: Work closely with cross-functional teams, including risk, policy and underwriting to ensure alignment on analytics initiatives for continuous portfolio monitoring Qualification & experience • Qualifications – B.Tech / M.Tech / MBA • 2-3 years of experience in SQL, Python, R, Tableau. Knowledge of statistical analysis and usage of AI will be an added advantage

Lead Portfolio Analytics & Model Governance Designation Lead Grade DGM Reporting to Head – Risk Analytics Location Mumbai (Vikhroli) Function Analytics Job Purpose The role will be responsible to provide data driven approaches towards informed decision making to manage the lending portfolio, analytics across the customer lifecycle and facilitate model governance Job Description The role will be responsible for managing two functional areas: 1. Portfolio Analytics 2. Model Governance Portfolio Analytics: • Lead a team to identify and evaluate risks associated with the overall portfolio across multiple lending products for all Godrej Capital companies • Participate and drive the analytics viewpoint in senior management forums across all lending products, • Responsible to provide detailed analyses that allow actionable policy changes by building accurate and automated monitoring tools • Deep dive into portfolio performance using traditional and nontraditional data visualization methods on in-house performance data as well as external datasets like bureau scrub, pan India market insights etc. Model Governance: • Ensure all models used are validated and monitored as per the model governance framework and relevant regulatory guidelines • Lead discussions with internal and external stakeholders to facilitate model governance activities, identify potential risks associated with model use through automated monitoring and developing mitigation strategies Qualification & experience • Qualifications – B.Tech / M.Tech / MBA • Experience in SQL, Python, R, Tableau. Knowledge of Statistical Models and applications of AI will be an added advantag

Designation/ Role Designation : AM Compliance TestingGrade: Level 1 - Assistant ManagerReporting to: Manager - ComplianceLocation: HO, MumbaiFunction: RiskJob Purpose:This role requires a dynamic candidate who can contribute to Regulatory Compliance at an NBFC/HFC.Role- Testing Framework Assist in preparing annual compliance testing plan for senior managementPrepare monthly & quarterly plans/scope and update senior compliance leadership on progressProvide detailed report to Compliance senior management on a regular basis of the review conducted in a month and critical gaps identified during the review along with status- Regulatory CompliancePrepare the testing checklists required for the review for each regulated businessReview loan book, regulatory returns and other information submitted to RBI / NHBDevelop solutions to address specific challenges faced by the business units in regulatory compliance matters including impact assessments- Business, Policies & ProcessesDevelop a comprehensive understanding of Companys business, systems, Policies and processes.Acquire in-depth process understanding for planned audits, including processes, systems involved, data flow, and datasets.Formulate queries, lead process walkthroughs with key business stakeholders and document the outcome with thorough identification of risks and controls.Drives and understand root cause of the observations and ensureimplantation of corrective actions.Co-ordinate/Collaborate with various verticals such as Compliance, Credit, CX, Ops, Product and tech teams for ensuring overall compliance framework - Systems/Journeys Assess the loan journeys, internal tech journeys and developments to ensure adherence to regulatory guidelines and internal policies/processes- Identification, Reporting and Mitigation of Compliance Risks Assist in Annual Compliance Risk assessment and mitigation actionsAssist the Compliance leadership in providing updates to senior management on the critical compliance issues for immediate attention and escalations- Regulatory Inspections/AuditsProvide constant support during regulatory inspectionsTo act as a bridge between Internal Audit/Regulators and Business to follow up on IA recommended action closures by business unitsQualification: Essential CA or MBA Finance or MCOMPreferred : CA with CS / LLBExperienceEssential: Professional with past work experience of at least 3-5 years in Internal Audit/ Compliance / Regulatory Reporting / Compliance Testing of NBFC/HFCBank candidates are not on horizonPreferred: Prior experience of regulatory inspections with analytical mind and ability to assess & solve the complexities of procedures and regulations.

Sales Manager LAP RoleSell Loan against Property (LAP) products for the organization.Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPsRelationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activitiesHandling the documentation and supporting customers with building the application files - mitigating issuesWorking with support functions for optimum TAT and service delivery Feed backing to customers on loan status & resolution required Must have customer centricity and create a culture of customer satisfaction across all levels within the team.Maintaining database and MIS & reporting on a regular basis.Cross sell of Insurance and related products. Qualification & experienceApplicant should be Graduate / MBA from a good institute. Specialisation in sales and marketing/ FinanceExperience of 2 to 5 years in Sales. Age up to 30 yrs. Experience in selling LAP productsEssential skills Excellent communicationAbility to understand business financials & assess health of cases Relationship building & networking Internal stakeholder managementGood analytical skillsHigh on integrityProficient in MS Office Excel, PowerPointNature of roleField based Individual contributor role no direct team reporting in to this role

Credit Manager - Business LAP Designation Credit ManagerGrade Executive Reporting to Area Credit ManagerLocation: Vellore, Tirupati, Surat,Faridabad,TiruchipalliFunction Risk (Underwriting) Job Purpose The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage loans (Business LAP) Role • Credit assessment and underwriting of loan applications based on product and policy norms end to end from login to disbursal of loans • Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials • Disbursal of loans including all checks and verifications • Coordination with legal, technical and processing vendors and training of vendors and vendor staff on processes and polices • In-person meetings and discussions with clients • Responsible for maintaining the processing TAT • Vendor management, including quality monitoring Qualification & experience • Years of experience 1 to 3 years preferred • Mandatory Qualification MBA in Finance/CA • Working knowledge of mortgage underwriting especially in the subjective underwriting phase & has worked in the same geography as role • Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios Essential skills • Ability to work in unstructured and evolving situations with an open mind • Adhere to expected TAT without compromising on quality • Work collaboratively with Sales and Operations team in the location to achieve strategic business goals • Ability to understand customer needs and be responsive • Technology skills understanding of and working with existing market technologies in the mortgage industry.