About Futuristic Underwriters Pvt. Ltd. We are a business transformation center dedicated to achieving efficient underwriting operations, utilizing AI/GENAI capabilities, and further advancing its digital transformation and innovation. We will advance Futuristic Group’s global strategy through pioneering work in streamlined underwriting processes, AI, telematics, and analytics, providing critical business support functions across underwriting and claims. Our focus is to set up a hub for incubation—developing next-generation insurance and technology solutions that will shape the future. Job Description: Senior Analyst/Specialist/Manager – SMART Underwriting (Property) The Position We’re building our India-based Property Underwriting Center of Excellence to support and scale our global insurance operations. Join our SMART Underwriting team to partner with U.S. underwriters and drive risk intelligence, catastrophe modeling, and portfolio optimization across commercial property lines. We invite Underwriting Analysts, Specialists, and Managers with 2–12 years of experience to apply — whether you’re an early-career professional learning the ropes of underwriting, or an experienced leader shaping technical strategy. (Responsibilities expand with experience and seniority) Underwriting Support & Risk Analysis Review and triage property submissions for accuracy and completeness, responsible for E2E policy lifecycle management. Capture, validate, and analyze COPE (Construction, Occupancy, Protection, Exposure) details. Validate Statements of Values (SOVs) and perform Insurance-to-Value (ITV) checks. Conduct catastrophe risk modeling (wind, flood, quake, wildfire, convective storm). Support underwriting decisions through exposure summaries, quotes, and binders. Policy issuance and policy terms and conditions reading and comprehension Prepare underwriting files, quotes, binders, and policy issuance instructions. Portfolio & Pricing Management Evaluate accumulation thresholds, clash scenarios, and capacity utilization. Apply technical pricing models, sensitivity analyses, and noncat/catastrophe load adjustments. Monitor underwriting KPIs such as premium adequacy, hit ratios, and loss ratios. Contribute to facultative reinsurance placements and portfolio optimization strategies. Leadership & Strategy (for senior levels) Lead end-to-end underwriting support across U.S. property portfolios. Develop and enforce risk evaluation frameworks and underwriting validation standards. Monitor accumulation management and CAT modeling consistency across geographies. Collaborate with global underwriting leadership on portfolio strategy and risk appetite. Mentor junior team members and foster continuous learning and operational excellence. Partner with digital innovation teams to enhance underwriting automation and analytics. Requirements: Skills & Competencies (Depth and leadership expectations vary by experience level) Technical Expertise: 2–12 years of experience in property underwriting functions, E2E Policy management, and analytics. Strong understanding of policy terms and conditions, exclusions, coverages, COPE, SOVs, ITV, and CAT modeling frameworks. Experience with CAT modeling systems and underwriting and interpretation of CAT risk Strong Excel and data analysis skills; familiarity with submission details, pricing and rating structures. Leadership & Collaboration: Ability to coordinate with U.S. underwriting teams and brokers. For senior levels – experience leading underwriting teams and managing risk aggregation. Mindset & Aptitude: Analytical thinker with curiosity to understand complex property risks. Collaborative and detail-oriented, with a drive for continuous improvement. Why You’ll Love Working Here - What’s In It For You Be part of the pioneering India underwriting hub for a U.S.-based insurance leader. Gain hands-on exposure to global underwriting practices and risk portfolios. Collaborate with senior underwriters and learn cutting-edge risk modeling techniques. Opportunity to influence underwriting strategy and innovation initiatives. Work in an innovation-first culture that values expertise, curiosity, and ownership. Apply at careers@futuristicuwltd.com and become part of our journey to redefine underwriting through intelligence and innovation.
About Futuristic Underwriters Pvt. Ltd. We are a business transformation center dedicated to achieving efficient underwriting operations, utilizing AI/GENAI capabilities, and further advancing its digital transformation and innovation. We will advance Futuristic Group’s global strategy through pioneering work in streamlined underwriting processes, AI, telematics, and analytics, providing critical business support functions across underwriting and claims. Our focus is to set up a hub for incubation—developing next-generation insurance and technology solutions that will shape the future. Job Description: Engineer/ Sr Engineer/ Lead Engineer / Principal Engineer - SMART Solutions & AI Delivery The Position We are building the future of insurance with AI. Join our India Digital Innovation Unit to design and deploy AI-powered solutions that transform underwriting, claims, and operational efficiency for a leading global insurer. We invite AI Engineers, Senior Engineers, and Principal Engineers across 3 to 15 years of experience — from hands-on model builders to AI platform architects — to be part of our high-impact journey. (Responsibilities scale with experience and level of ownership) AI/ML Development: Design, train, and deploy ML models for risk scoring, underwriting automation, fraud detection, and claims analytics. Implement GenAI and NLP-driven applications for document understanding, customer support, and workflow orchestration. Data Engineering & Pipelines: Build and maintain data pipelines, feature stores, and real-time inference systems. Architect scalable data platforms integrating internal and external data sources. MLOps & Deployment: Develop CI/CD pipelines, versioning, and monitoring frameworks for ML models. Deploy models via APIs, batch inference systems, and cloud-native platforms (AWS/Azure). Governance & Compliance: Ensure adherence to model governance, bias detection, and explainability frameworks. Champion security, scalability, and compliance in AI design. Collaboration & Leadership: Translate business needs into AI-driven solutions for underwriting, claims, and operations. Mentor junior engineers and contribute to a culture of excellence and innovation. Partner with business and technology leaders to prioritize AI accelerators and strategic initiatives. Requirements: Skills & Competencies (Depth and leadership expectations vary by experience level) Programming & Tools: Strong in Python, SQL, Pandas/NumPy; experience with TensorFlow or PyTorch. MLOps & Cloud: Familiarity with MLflow, Kubeflow, Airflow, Docker, Kubernetes; exposure to AWS/Azure ML services. Data Systems: Understanding of data pipelines, Spark/Hadoop, and real-time feature stores. GenAI & NLP: Experience with LLMs, RAG pipelines, and intelligent document processing. Governance: Awareness of responsible AI, explainability, and model lifecycle management. Mindset: Analytical thinker, proactive learner, and collaborative problem-solver. Why You’ll Love Working Here - What’s In It For You Opportunity to influence global AI transformation in insurance. Diverse career growth — from hands-on engineering to solution architecture and leadership. Work with real-world insurance data and global stakeholders. Be part of a high-growth innovation team driving measurable business impact. Learn from and contribute to cutting-edge AI practices and frameworks. Apply at careers@futuristicuwltd.com and become part of our journey to redefine underwriting through intelligence and innovation.