Financial Analyst - FinTech/NBFC/Lending Industry

Location : Gurgaon
Job Description :
We are seeking a highly skilled Financial Analyst to join our dynamic team. The ideal candidate will be responsible for analyzing complex business structures, building flexible and automated financial models, performing transaction cash flow analysis, and providing critical support to cross-functional teams. This role requires strong analytical skills, excel skills, attention to detail, and the ability to interact with clients to explain commercial aspects of transactions.1. Financial Modeling:
- Develop and maintain flexible and automated financial models tailored to various complex business structures- Develop organizational business plans, incorporating leadership team guidance, to support funding discussions with prospective venture capitalists and lenders2. FP&A and Business Finance:
- Own and manage customer-level P&Ls, ensuring accurate allocation of revenues and costs- Conduct detailed variance analysis of actuals vs forecast, highlighting key drivers and recommending corrective actions- Maintain and update rolling forecasts in collaboration with business teams, reflecting evolving market conditions and business priorities- Partner with BD, Liabilities, Operations, and Leadership to provide financial insights that drive strategic and operational decisions- Provide financial insights and cross-functional support to ensure the seamless execution of transactions and disbursement processes and post execution activities3. Transaction Analysis:
- Build detailed transaction cash flows, perform scenario analysis, and provide simplified summaries of financial data - for loan and operating lease products- Support decision-making by delivering clear, concise, and insightful financial analysis4. Client Interaction & Support:
- Engage with clients to explain the commercial aspects of transactions and resolve any queries- Act as a support point of contact for financial-related discussions and ensure smooth communication with stakeholdersEducational Qualification & Work Experience / Skills:
- PG / MBA / CA / ICWA / CFA with 2 to 5 years of relevant experience- Knowledge of advance financial metrics and financial modeling in excel- Knowledge of Indian tax laws is a plus- Experience in Corporate Loan / Corporate Lending / Corporate Leasing would be an added advantage.- Expertise & Learning Agility:- Open to new ways of thinking and committed to acquiring new skills- Willing to work in a dynamic and unstructured environment because you are a self-starter who is eager to learn, grow and build something great together- Employ a thoughtful process of analyzing data and problem solving to reach well- reasoned solutions- Strong Collaboration, Communication, and Creative Thinking Skills.