The ideal candidate will be responsible for gaining a deep understanding of the clients' business objectives and challenges and creating strategic recommendations based off of this understanding. You will do so by building a strong relationship with our clients and analyzing our clients' data. Essentially, you will act as the main point of contact for our clients. Responsibilities Dialogue with our clients to understand their business objectives and challenges Analyze clients' data and provide strategic recommendations to clients Present value-proposition to sales leads and current customers Prospect for new sales leads and close sales Qualifications 4-6 years' of client relationship experience Ability to manage multiple projects and clients Strong communication and interpersonal skills
Job Title: Credit Manager Location: Maharashtra: Pune Karnataka: Bangalore, Yelahanka & Chanapattna Total Position Open : 5 Budget: Upto 5 LPA Key Responsibilities 1. Assess Home Loan / LAP / SME proposals by analyzing income documents, bank statements, financials, credit bureau reports, and repayment capacity. 2. Conduct PD, field visits, profile verification, and evaluate applicant credibility as per credit policy. 3. Coordinate with legal and technical teams to validate property documents, valuation, and ensure all checks meet NBFC and RBI-compliance standards. 4. Identify risks, fraud indicators, deviations, and provide clear recommendations for approval/rejection while maintaining portfolio quality. 5. Ensure timely login-to-sanction process, validate KYC/document completeness, and maintain TAT in coordination with sales and operations teams. 6. Track branch/region portfolio, highlight early warning signals, and support collections team for overdue or high-risk cases when required. 7. Maintain proper documentation, ensure audit readiness, and prepare MIS on sanctions, rejections, risk observations, and deviations. Required Skills & Competencies Strong understanding of NBFC credit underwriting processes. Ability to analyse financial statements and assess creditworthiness. Knowledge of property verification, legal & technical evaluation. Good communication, negotiation, and analytical skills. Sound judgement and decision-making capability. Proficiency in MS Office and credit evaluation systems. Qualifications & Experience MBA in Finance or related fields. 38 years of experience in credit underwriting in NBFC. Experience in affordable housing or secured lending is preferred.