Pune, Maharashtra
Not disclosed
On-site
Full Time
Hiring for under writers – Mortgage background Nos of open positions-2 Non Voice Timing 9:30 pm to 5:30 am (US Market) Out stations also will do Must Know What is collection accounts How many mortgage payments are allowed to default And their limit Waiting period for all chapters Borrower is self employed with s corporation explain What is definition of Garnishment Types of property and comparable explain in detail IRA income qualification Condo questionnaire 1.Zoning on appraisal, what is legal confirming and legal non confirming, 2.three types of approach for appraisal and explain them, 3. do you require terms of withdrawal for reserves, 4. how do we calculate liquidity ratio 5. Solar lien if it is at closing 6. Surface and subsurface 7. Public utility and private utilities on appraisal
pune, maharashtra
INR Not disclosed
On-site
Full Time
As an underwriter with a background in mortgage, you will be responsible for assessing and evaluating mortgage applications. You will be required to work in a non-voice environment during the US market hours from 9:30 pm to 5:30 am. This position is open to candidates from outstations as well. In this role, you must have a thorough understanding of various aspects related to mortgage underwriting. You should be familiar with collection accounts, waiting periods for different chapters, and the specifics of borrowers who are self-employed with an S corporation. Additionally, you should be able to define garnishment and explain the types of property and comparables in detail. Knowledge of IRA income qualification, condo questionnaires, zoning on appraisal (including legal confirming and legal non-confirming aspects), and the three types of approaches for appraisal is essential. You should also understand the requirements for reserves, liquidity ratio calculations, solar liens at closing, and distinctions between surface and subsurface rights. Furthermore, you should be able to differentiate between public utility and private utilities as they relate to the appraisal process. Your attention to detail and ability to analyze complex financial information will be crucial in this role.,
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