Dugar Finance & Investments Ltd

20 Job openings at Dugar Finance & Investments Ltd
Admin Executive egmore, chennai, tamil nadu 0 - 1 years INR 1.68 - 1.8 Lacs P.A. On-site Full Time

Location: Chennai (Head Office) Experience Required: 0-1 year (preferably in NBFCs, Banks, or Financial Services) Role Summary: The Admin Executive will be responsible for managing daily administrative operations, ensuring smooth functioning of office infrastructure, vendor coordination, facility management, and supporting compliance-related documentation. The role requires high attention to detail, organizational skills, and the ability to independently manage multiple admin functions across locations. Key Responsibilities: Office & Facility Management Ensure the smooth upkeep of office premises, equipment, and utilities across branches. Coordinate with facility vendors (cleaning, maintenance, security, etc.). Maintain asset inventory and handle procurement of office supplies, furniture, and IT peripherals. Supervise repair, AMC, and utility bill tracking for all locations. Vendor & AMC Coordination Identify and onboard new vendors as per company policies. Negotiate contracts, manage renewals, and ensure timely payments. Maintain documentation and track service level agreements (SLAs). Documentation & Compliance Support Maintain records of lease agreements, utility bills, licenses, and insurance for all branches. • Assist with audits, documentation retrieval, and statutory compliance for admin related areas. Track and renew registrations (e.g., Shop & Establishment, Fire Safety, etc.) across locations. Travel & Event Coordination Manage bookings for employee travel, hotel, and logistics. Assist in organizing internal meetings, training sessions, and town halls. Courier, Stationery, and Communication Handle inward and outward couriers and ensure timely dispatch across branches. Maintain stock and distribution of stationery and ID cards. Coordinate with internal teams for access cards, welcome kits, and office onboarding needs. Ideal Candidate Profile: Experience: 0-1year in an admin/executive support role, preferably in NBFCs, banks, or multi-location companies. Skills: o Strong vendor management and negotiation skills o Familiarity with facilities, compliance, and procurement workflows o Good knowledge of MS Excel, Google Sheets, and documentation tools Job Type: Full-time Pay: ₹14,000.00 - ₹15,000.00 per month Benefits: Paid sick time Work Location: In person

Sales Executive egmore, chennai, tamil nadu 3 years INR 2.4 - 3.0 Lacs P.A. On-site Full Time

Job description Job Title - Sales Manager - LAP Location - Chennai, Coimbatore, Thiruvallur, Kanchipuram, Kallakurichi , Trichy , Dindugal, Tirunelveli & Kumbakonam Job Summary: We are seeking an experienced Assistant Manager - MSME LAP to join our team in Chennai, Trichy, or Coimbatore. The successful candidate will be responsible for mobilizing business directly or through channels, with a focus on home loans and other MSME products. Key Responsibilities: 1. Business Development: Mobilize business directly or through channels, focusing on home loans and other MSME products. 2. Relationship Building: Establish and maintain relationships with customers, partners, and stakeholders to drive business growth. 3. Field Work: Conduct field visits to meet customers, assess creditworthiness, and promote products. 4. DSA Management: Manage and motivate Direct Sales Agents (DSAs) to achieve business targets. 5. Credit Assessment: Conduct credit assessments and due diligence on potential customers. 6. Product Knowledge: Stay up-to-date with company products, policies, and procedures. 7. Reporting and Documentation: Maintain accurate records and reports on business performance, customer interactions, and market trends. Requirements: Experience: Minimum 3-6 years of experience in NBFCs, preferably in LAP and home loan products. Skills: Strong communication, negotiation, and relationship-building skills. Field Work: Willingness to travel extensively for field work and meet customers. DSA Management: Experience in managing DSAs or similar roles. Product Knowledge: Good understanding of LAP and home loan products. Male Candidates: Preferred due to the nature of the role. Interested Candidates to share their resume at [email protected] or WhatsApp it to 9092807676 KOMAL AGARWAL HR OFFICER Job Type: Full-time Pay: ₹20,000.00 - ₹25,000.00 per month Benefits: Paid sick time Work Location: In person Speak with the employer +91 9092807676

Sales Executive india 3 years INR 2.4 - 3.0 Lacs P.A. On-site Full Time

Job description Job Title - Sales Manager - LAP Location - Chennai, Coimbatore, Thiruvallur, Kanchipuram, Kallakurichi , Trichy , Dindugal, Tirunelveli & Kumbakonam Job Summary: We are seeking an experienced Assistant Manager - MSME LAP to join our team in Chennai, Trichy, or Coimbatore. The successful candidate will be responsible for mobilizing business directly or through channels, with a focus on home loans and other MSME products. Key Responsibilities: 1. Business Development: Mobilize business directly or through channels, focusing on home loans and other MSME products. 2. Relationship Building: Establish and maintain relationships with customers, partners, and stakeholders to drive business growth. 3. Field Work: Conduct field visits to meet customers, assess creditworthiness, and promote products. 4. DSA Management: Manage and motivate Direct Sales Agents (DSAs) to achieve business targets. 5. Credit Assessment: Conduct credit assessments and due diligence on potential customers. 6. Product Knowledge: Stay up-to-date with company products, policies, and procedures. 7. Reporting and Documentation: Maintain accurate records and reports on business performance, customer interactions, and market trends. Requirements: Experience: Minimum 3-6 years of experience in NBFCs, preferably in LAP and home loan products. Skills: Strong communication, negotiation, and relationship-building skills. Field Work: Willingness to travel extensively for field work and meet customers. DSA Management: Experience in managing DSAs or similar roles. Product Knowledge: Good understanding of LAP and home loan products. Male Candidates: Preferred due to the nature of the role. Interested Candidates to share their resume at hr@dugar.co.in or WhatsApp it to 9092807676 KOMAL AGARWAL HR OFFICER Job Type: Full-time Pay: ₹20,000.00 - ₹25,000.00 per month Benefits: Paid sick time Work Location: In person Speak with the employer +91 9092807676

OFFICE BOY/ HOUSE KEEPER chennai, tamil nadu 0 years INR 2.4 - 3.0 Lacs P.A. On-site Full Time

JD for Office Boy cum House Keeper Salary - 20K - 25K Location - Chennai Timings - 9AM to 8PM Working days - Mon - Sat Roles & Responsibilities: 1. Maintain Cleanliness and Hygiene all the time. 2. Handle House Keeping tasks. 3. Handle minor errands within or outside the office as needed. 4. Willingness to take initiative in maintaining the office and House. Kindly Note: 2 Wheeler is must and Male Candidates Preferred. Job Type: Full-time Pay: ₹20,000.00 - ₹25,000.00 per month Benefits: Paid sick time Work Location: In person

OFFICE BOY/ HOUSE KEEPER chennai 0 years INR 2.4 - 3.0 Lacs P.A. On-site Full Time

JD for Office Boy cum House Keeper Salary - 20K - 25K Location - Chennai Timings - 9AM to 8PM Working days - Mon - Sat Roles & Responsibilities: 1. Maintain Cleanliness and Hygiene all the time. 2. Handle House Keeping tasks. 3. Handle minor errands within or outside the office as needed. 4. Willingness to take initiative in maintaining the office and House. Kindly Note: 2 Wheeler is must and Male Candidates Preferred. Job Type: Full-time Pay: ₹20,000.00 - ₹25,000.00 per month Benefits: Paid sick time Work Location: In person

Sales Officer chennai, tamil nadu 0 years INR 1.8 - 3.0 Lacs P.A. On-site Full Time

Job Title - Sales Officer– LAP Location - Chennai ,Coimbatore , Thiruvallur , Kanchipuram , Kallakurichi , Trichy , Dindugal , Tirunelveli , Kumbakonam Experience - 0- 5 yrs Requirement: ~ 2 - 6 yrs of NBFC Experience ( LAP & Home Loans Preferred) ~ Strong Communication, Negotiation & Client Relations ~ Extensive field work + DSA Management ~ Good Product Knowledge Kindly Note - 2 Wheeler is must and Male candidates are preferred. Contact us : [email protected] 9092807676 Job Type: Full-time Pay: ₹15,000.00 - ₹25,000.00 per month Work Location: In person Speak with the employer +91 9092807676

Sales Officer chennai 0 years INR 1.8 - 3.0 Lacs P.A. On-site Full Time

Job Title - Sales Officer– LAP Location - Chennai ,Coimbatore , Thiruvallur , Kanchipuram , Kallakurichi , Trichy , Dindugal , Tirunelveli , Kumbakonam Experience - 0- 5 yrs Requirement: ~ 2 - 6 yrs of NBFC Experience ( LAP & Home Loans Preferred) ~ Strong Communication, Negotiation & Client Relations ~ Extensive field work + DSA Management ~ Good Product Knowledge Kindly Note - 2 Wheeler is must and Male candidates are preferred. Contact us : hr@dugar.co.in 9092807676 Job Type: Full-time Pay: ₹15,000.00 - ₹25,000.00 per month Work Location: In person Speak with the employer +91 9092807676

BRANCH MANAGER kallakkurichchi 3 years INR 3.0 - 3.6 Lacs P.A. On-site Full Time

Job Title: Branch Manager Location: Kallakurichi Company Type: NBFC Experience Required: 3 – 5 Years Salary: 25000 to 30000 per month Key Responsibilities Oversee day-to-day branch operations and ensure smooth functioning. Drive customer acquisition and manage customer service for CV (Commercial Vehicle) loans and DSA (Direct Selling Agent) channels. Achieve business targets and ensure timely loan disbursements. Manage and develop relationships with customers, DSAs, and business partners. Supervise and guide the branch team to meet sales and collection targets. Ensure compliance with company policies, audit requirements, and regulatory guidelines. Monitor market trends, competitor activities, and provide inputs for business growth. Desired Candidate Profile Graduate / Postgraduate with 3–5 years of experience in NBFC/Banking sector. Strong knowledge of Commercial Vehicle (CV) loan products and DSA handling. Proven track record in sales, collections, and branch management. Good leadership, communication, and people management skills. Ability to work under pressure and meet deadlines. Interested candidates can share there resume at hr@ugar.co.in or WhatsApp to 9092807676 Job Types: Full-time, Permanent Pay: ₹25,000.00 - ₹30,000.00 per month Work Location: In person Speak with the employer +91 9092807676

Executive Assistant to MD egmore, chennai, tamil nadu 0 years INR 3.0 - 5.4 Lacs P.A. On-site Full Time

Job description Duties and Responsibilities: Management of MDs calendar. With direct access to MDs calendar, schedule meetings directly with interested parties (clients, prospective clients, staff, personal appointments). Manage calendar to ensure efficiency and protection of MDs desired hour parameters. (15%) Management of MDs email. With direct access to MDs inbox, help to flag, prioritize, and organize emails. Send emails on behalf of MD as instructed. (20%) Assists in the financial services process by editing and proof-reading proposal and contracts. Attends and travels with MD to all meetings to keep abreast of all status and needs. Taking notes in all meetings is a must. (15%) Assists MD with presentations and proofreading any financial documents. (10%) Assists MD with management of personal calendar. Runs personal errands and assists with personal household affairs. (20%) Assists MD with office organization and light office maintenance (straightening, replacing supplies, light sweeping). (10%) Performs other duties in the general running of the business and assisting other staff with administrative tasks and projects as needed. (10%) (Percentages assigned may fluctuate from week to week and may shift over time as the position holder becomes more efficient in certain areas and as business needs change.) Required Skills/Abilities: Must have strong working knowledge of Google Workspace (Gmail, Google Drive, Google Meet, Google Sheets, and Google Docs) and Microsoft Office (Word, Excel, PowerPoint), with the ability to learn new or updated computer systems. Ability to communicate professionally, clearly, and effectively with all types of audiences. Ability to adapt communication style according to the audience and situation. Demonstrated ability to learn, adjust and adapt to preferences of MD. Ability to keep priorities organized and keep MD organized. Excellent attention to detail required. Excellent time management skills with a proven ability to meet deadlines. Ability to move quickly when needed and function effectively under pressure. Education and Experience: High school diploma required, Bachelors degree in Business Administration or related field preferred. At least four years of high-level administrative assistant work preferred. Experience assisting in financial service-related operations is preferred. Working Expectation and Requirements: This is a desk job, with significant time spent on the computer, phone, Zoom, and email. Must establish a daily, routine schedule within the hours of 9:15am 6:00pm to establish consistency in communication with clients and team members. languages: Hindi , English , Tamil Job Type: Full-time Pay: ₹25,000.00 - ₹45,000.00 per month Work Location: In person

Executive Assistant to MD india 0 years INR 3.0 - 5.4 Lacs P.A. On-site Full Time

Job description Duties and Responsibilities: Management of MDs calendar. With direct access to MDs calendar, schedule meetings directly with interested parties (clients, prospective clients, staff, personal appointments). Manage calendar to ensure efficiency and protection of MDs desired hour parameters. (15%) Management of MDs email. With direct access to MDs inbox, help to flag, prioritize, and organize emails. Send emails on behalf of MD as instructed. (20%) Assists in the financial services process by editing and proof-reading proposal and contracts. Attends and travels with MD to all meetings to keep abreast of all status and needs. Taking notes in all meetings is a must. (15%) Assists MD with presentations and proofreading any financial documents. (10%) Assists MD with management of personal calendar. Runs personal errands and assists with personal household affairs. (20%) Assists MD with office organization and light office maintenance (straightening, replacing supplies, light sweeping). (10%) Performs other duties in the general running of the business and assisting other staff with administrative tasks and projects as needed. (10%) (Percentages assigned may fluctuate from week to week and may shift over time as the position holder becomes more efficient in certain areas and as business needs change.) Required Skills/Abilities: Must have strong working knowledge of Google Workspace (Gmail, Google Drive, Google Meet, Google Sheets, and Google Docs) and Microsoft Office (Word, Excel, PowerPoint), with the ability to learn new or updated computer systems. Ability to communicate professionally, clearly, and effectively with all types of audiences. Ability to adapt communication style according to the audience and situation. Demonstrated ability to learn, adjust and adapt to preferences of MD. Ability to keep priorities organized and keep MD organized. Excellent attention to detail required. Excellent time management skills with a proven ability to meet deadlines. Ability to move quickly when needed and function effectively under pressure. Education and Experience: High school diploma required, Bachelors degree in Business Administration or related field preferred. At least four years of high-level administrative assistant work preferred. Experience assisting in financial service-related operations is preferred. Working Expectation and Requirements: This is a desk job, with significant time spent on the computer, phone, Zoom, and email. Must establish a daily, routine schedule within the hours of 9:15am 6:00pm to establish consistency in communication with clients and team members. languages: Hindi , English , Tamil Job Type: Full-time Pay: ₹25,000.00 - ₹45,000.00 per month Work Location: In person

DRIVER TO MD chennai, tamil nadu 3 - 5 years INR 2.76 - 3.12 Lacs P.A. On-site Full Time

Driver with minimum experience of 3 to 5 years and radius of 5 to 7 km is required. A two- wheeler is must. Education - Secondary Experience - 3 - 5 yrs Location - Egmore Job Type: Full-time Pay: ₹23,000.00 - ₹26,000.00 per month Work Location: In person

DRIVER TO MD chennai 3 - 5 years INR 2.76 - 3.12 Lacs P.A. On-site Full Time

Driver with minimum experience of 3 to 5 years and radius of 5 to 7 km is required. A two- wheeler is must. Education - Secondary Experience - 3 - 5 yrs Location - Egmore Job Type: Full-time Pay: ₹23,000.00 - ₹26,000.00 per month Work Location: In person

State Head chennai 8 - 12 years INR 10.8 - 18.0 Lacs P.A. On-site Full Time

Job Summary: The State Head – Tamil Nadu will be responsible for driving business growth and profitability of the Commercial Vehicle (CV) vertical across the Tamil Nadu region. The role involves overseeing sales, collections, operations, and team management while ensuring compliance with company policies and achieving strategic objectives. Key Responsibilities: Lead and manage overall business operations for the CV segment across Tamil Nadu. Develop and execute regional business strategies to achieve sales and collection targets. Identify and develop new business opportunities, channels, and partnerships to expand market presence. Monitor portfolio quality and ensure minimal delinquency through effective credit and collection management. Oversee branch performance, productivity, and profitability across the region. Ensure adherence to company processes, policies, and regulatory compliance. Lead, mentor, and motivate the regional team to drive performance and achieve business objectives. Maintain strong relationships with dealers, DSA partners, and key stakeholders to ensure sustained business growth. Conduct regular market analysis to track competition, pricing trends, and customer behavior. Coordinate with credit, operations, and accounts teams for smooth disbursement and post-disbursement activities. Key Skills & Competencies: Strong business acumen and leadership capabilities. Proven track record in Commercial Vehicle loan business or NBFC domain. Excellent communication, negotiation, and relationship management skills. Strategic thinking with a focus on results and team development. Sound knowledge of Tamil Nadu market dynamics. Qualifications & Experience: Graduate / Postgraduate in Business Administration, Finance, or related field. Minimum 8–12 years of experience in the Commercial Vehicle financing / NBFC industry, with at least 3–5 years in a leadership role. Proficiency in Tamil and English preferred. Interested Candidates to share their profile to WhatsApp Number 9092807676 or Mail it to hr@dugar.co.in Job Types: Full-time, Permanent Pay: ₹90,000.00 - ₹150,000.00 per month Work Location: In person

State Head chennai, tamil nadu 0 - 5 years INR 0.9 - 1.5 Lacs P.A. On-site Full Time

Job Summary: The State Head – Tamil Nadu will be responsible for driving business growth and profitability of the Commercial Vehicle (CV) vertical across the Tamil Nadu region. The role involves overseeing sales, collections, operations, and team management while ensuring compliance with company policies and achieving strategic objectives. Key Responsibilities: Lead and manage overall business operations for the CV segment across Tamil Nadu. Develop and execute regional business strategies to achieve sales and collection targets. Identify and develop new business opportunities, channels, and partnerships to expand market presence. Monitor portfolio quality and ensure minimal delinquency through effective credit and collection management. Oversee branch performance, productivity, and profitability across the region. Ensure adherence to company processes, policies, and regulatory compliance. Lead, mentor, and motivate the regional team to drive performance and achieve business objectives. Maintain strong relationships with dealers, DSA partners, and key stakeholders to ensure sustained business growth. Conduct regular market analysis to track competition, pricing trends, and customer behavior. Coordinate with credit, operations, and accounts teams for smooth disbursement and post-disbursement activities. Key Skills & Competencies: Strong business acumen and leadership capabilities. Proven track record in Commercial Vehicle loan business or NBFC domain. Excellent communication, negotiation, and relationship management skills. Strategic thinking with a focus on results and team development. Sound knowledge of Tamil Nadu market dynamics. Qualifications & Experience: Graduate / Postgraduate in Business Administration, Finance, or related field. Minimum 8–12 years of experience in the Commercial Vehicle financing / NBFC industry, with at least 3–5 years in a leadership role. Proficiency in Tamil and English preferred. Interested Candidates to share their profile to WhatsApp Number 9092807676 or Mail it to hr@dugar.co.in Job Types: Full-time, Permanent Pay: ₹90,000.00 - ₹150,000.00 per month Work Location: In person

Head of Operations chennai 10 years INR 15.0 - 20.0 Lacs P.A. On-site Full Time

Job Title: Head of Operations Reporting To: Leadership Committee & Managing Director Location: Chennai (Corporate Office) Objective: To build and lead the operational backbone of Dugar Finance, ensuring scalable, compliant, and efficient processes across all business lines—MSME, Commercial Vehicle, LAP, and Solar Finance. The role demands strong command over branch operations, credit delivery, collections oversight, and process digitization to support sustainable AUM growth. Key Responsibilities: · Oversee daily operations across all branches, ensuring standardized processes, compliance, and operational discipline. · Translate business goals into measurable operational targets, focusing on turnaround time (TAT), disbursement efficiency, and cost control. · Drive process automation, data migration, and on-ground utilization of the new tech software. · Establish clear operating frameworks for Credit, Collections, Legal, Treasury, and HR to function cohesively. · Build, mentor, and lead regional operations teams (North/South), defining KPIs and accountability metrics. · Collaborate with Business Heads (MSME, CV) to ensure alignment of underwriting and recovery frameworks with growth objectives. · Oversee audit and risk functions to maintain portfolio hygiene and operational compliance with RBI norms. · Liaise with internal and external stakeholders—banks, auditors, vendors—for seamless operational execution. · Prepare periodic MIS and operational dashboards for Board and MD review. · To ensure smooth collaboration between all departments. Required Experience: · Minimum 10 years in NBFC operations, with at least 3 years in a position leading a team. · Proven background in MSME or vehicle finance preferred. · Experience in tech-enabled operations, LOS/LMS migration, and process re-engineering. · Strong familiarity with regulatory, credit, and collection frameworks applicable to NBFCs. Competencies: · Process ownership and strategic execution. · Team building across multi-location setups. · Analytical, risk-aware decision-making. · High operational discipline and governance orientation. Qualification: Graduate or Postgraduate in Finance/Business Administration. Job Types: Full-time, Permanent Pay: ₹1,500,000.00 - ₹2,000,000.00 per year Work Location: In person

Collection Manager chennai 10 years INR 12.0 - 14.4 Lacs P.A. On-site Full Time

Job Title: Collections Manager Reporting To : Head of Operations Location: Chennai Objective : Oversee and execute effective loan recovery and collections strategies to reduce NPAs and ensure timely inflows across commercial vehicle and MSME secured finance portfolios. Key Responsibilities: · Develop and implement collections policies aligned with company risk and credit frameworks. · Manage daily collections operations including overdue follow-ups, settlement negotiations, and legal recovery efforts. · Monitor portfolio aging, delinquency trends, and initiate corrective actions to optimize recovery. · Lead and train collections teams ensuring adherence to regulatory and ethical standards. · Coordinate with credit, legal, and operations teams on escalation and resolution of recovery issues. · Manage external recovery agents, law firms, and third parties for enforcement actions. · Maintain comprehensive MIS reporting on collections performance, recovery status, and NPAs for senior management. · Ensure compliance with RBI guidelines on asset classification, provisioning, and recovery procedures. · Drive process improvements leveraging automation, analytics, and customer engagement to reduce defaults. · Implement robust customer grievance redressal mechanisms related to collections. · Manage hard bucket collections: oversee identification, monitoring, and intensive recovery efforts on stressed and critical NPA accounts, ensuring closure and minimizing write-offs. Required Experience: · Minimum 10 years of experience in collections in NBFCs, banks, or financial institutions with expert knowledge of secured lending and MSME portfolios. · Strong understanding of RBI regulatory guidelines on asset classification, provisioning, and recovery processes. · Demonstrated leadership in managing large, dispersed collections teams and delivering sustained recovery results. Competencies: · Excellent negotiation, communication, and team management skills. · Analytical and data-driven approach to portfolio risk assessment and collections strategy. · High integrity and commitment to ethical debt recovery. Qualification: Graduate or higher; certifications in credit or recovery management preferred. Additional Requirements: · Proficient with collections software, CRM systems, and MS Office. · Ability to work under pressure while maintaining professionalism and regulatory compliance. Job Type: Full-time Pay: ₹100,000.00 - ₹120,000.00 per month Work Location: In person

Manager - Internal Audit chennai 10 years INR 15.6 - 19.2 Lacs P.A. On-site Full Time

Job Title: Manager – Internal Audit Reporting To : Board of Directors / Managing Director Location: Chennai Objective: Establish and lead a best-in-class Internal Audit & Risk function at Dugar Finance to ensure process integrity, regulatory compliance, enterprise risk minimization, and a robust control environment across all business lines and support functions. Key Responsibilities: · Develop and implement the company-wide risk management framework, risk registers, and internal audit program covering credit, operations, finance, IT, and compliance. · Conduct periodic, thematic, and ad-hoc risk-based audits; identify, report, and track closure of material process gaps, control failures, policy non-compliance, and fraud risks. · Lead Internal Audit operations, including audit calendar planning, review of business-critical processes, detailed documentation, root cause analysis, and recommendations of remedial actions. · Build and maintain an enterprise risk heat map, quantify risk exposures, and drive continuous gap analysis across functional and process owners. · Prepare and present risk dashboards, internal audit findings, and control assessment reports to the Board and MD regularly, highlighting high-impact risks and actionable mitigation plans. · Drive inspection readiness and facilitate statutory, regulatory, and external audits in conjunction with senior management. · Implement a robust whistleblower policy, oversee internal investigations, ensure independence, and closure of all reported incidents without bias or delay. · Champion risk culture and training; lead workshops with function heads to instill ownership for risk-based thinking and control effectiveness. · Regularly review adequacy of policies, procedures, and operational controls to ensure compliance with RBI and other regulatory bodies; propose revisions where required. · Ensure timely closure and documentation of all outstanding audit points, management comments, and regulatory observations. Required Experience: · Minimum 10 years’ hands-on experience in Internal Audit and Risk Management, preferably within NBFC, Banking or regulated BFSI entities. · Demonstrated ability to build audit and risk frameworks from inception; proven track record in leading or transforming internal audit and risk oversight functions. · Experience in conducting and presenting risk-based audits to senior management. · In-depth understanding of RBI/NBFC regulatory requirements, audit methodology, fraud risk management, and enterprise control frameworks. Competencies: · High integrity and independence; strong analytical and forensic acumen. · Risk-based decision-making; in-depth control orientation. · Effective stakeholder management and cross-functional influence. · Strategic process improvement mindset. Qualification: Chartered Accountant (CA), MBA (Finance/Risk) or equivalent professional certification. Advanced training/accreditation in risk management or audit methodology preferred. Additional Requirements: · Exceptional verbal and written communication skills for concise Board-level reporting. · Proficiency with risk management tools, MS Office, and audit workflow platforms. · Strong leadership and mentoring ability; capacity to operate independently with minimal supervision. Job Type: Full-time Pay: ₹130,000.00 - ₹160,000.00 per month Work Location: In person

Assistant Accounts Manager chennai 5 - 7 years INR 4.2 - 4.8 Lacs P.A. On-site Full Time

JOB TITLE - Accounts Manager Oversee and manage all financial aspects of the company, ensuring the accuracy, integrity and timely reporting of financial data. LOCATION - Chennai KEY RESPONSILBILITIES Financial Management & Reporting Oversee and Manage all general accounting Functions Ensure month end closing and posting of month-end accruals/provisions as per timelines to maintain the books of accounts and verify correctness of entries. Ensure accurate & Timely monthly, quarterly & year-end financial close & reporting Prepare & present Financial Reports to the management team & BOD Any other items as may be delegated by management and Assist and mentor executives in order to ensure that business objectives are met. Budgeting & Forecasting Lead the annual budgeting process, collaborating with all departments to ensure comprehensive and realistic budgets Develop and maintain rolling forecasts, providing insights and recommendations for financial performance improvement Cash Flow & Treasury Management Monitor & Manage Cash Flow to ensure adequate liquidity for operations Oversee treasury functions including cash management, banking relationships and financial risk management Compliance & Audits Ensure compliance with statutory and regulatory requirements, including Taxation, GST, RBI, Auditing and financial reporting standards Assist in statutory audit and tax audit EDUCATION Any Post Graduate / Graduate with 5-7 years of experience in Accounts Background Job Types: Full-time, Permanent Pay: ₹35,000.00 - ₹40,000.00 per month Work Location: In person

Regional Manager Gujarat - Vehicle/CV gujrāt 6 years INR 7.2 - 9.6 Lacs P.A. On-site Full Time

Position: Regional Manager Gujarat - LAP/ Vehicle Department: Sales & Business Operations Products: LAP (Loan Against Property) / CV (Commercial Vehicle Loans) Location: Vadodara, Surat, Ahmedabad, Rajkot 1. Role Overview The Regional Manager – LAP/CV is responsible for driving sales, managing branch performance, expanding the customer base, and ensuring smooth operational functioning across the assigned region. The role involves leading teams, achieving business targets, ensuring portfolio quality, and building strong market relationships with DSAs, dealers, connectors, and customers. 2. Key Responsibilities A. Business Development & Sales Drive business growth for LAP and CV products within the assigned region. Achieve monthly, quarterly, and annual sales targets. Identify new markets, channels, and opportunities for business expansion. Develop strong relationships with DSAs, dealers, brokers, and OEM partners. B. Team Management Manage and lead a team of Branch Managers, Sales Managers, and Relationship Officers. Provide training, motivation, and regular performance feedback. Monitor productivity and ensure target achievement across branches C. Portfolio Quality & Risk Management Ensure high-quality sourcing with strict adherence to credit policies. Monitor delinquency, bounce rates, and NPA levels. Coordinate with credit, operations, and collections teams for smooth processing. D. Market Analysis & Strategy Track competitor activities, pricing, and market trends. Develop region-specific strategies to gain competitive advantage. Provide regular MIS reports, sales forecasts, and business updates to senior leadership. E. Compliance & Process Management Ensure adherence to regulatory guidelines, company policies, and audit requirements. Oversee documentation, KYC compliance, and process accuracy. Ensure excellent customer service and timely issue resolution. 3. Required Skills & Competencies Strong knowledge of LAP and/or CV products. Excellent leadership and team management abilities. Strong analytical, decision-making, and problem-solving skills. Good relationship-building and negotiation skills. Ability to manage large geographies and multitask under pressure. Proficiency in MS Excel, MIS reporting, and CRM tools. 4. Qualification & Experience Graduation (MBA preferred). 6–12+ years of experience in LAP or CV sales, of which 2–4 years in a managerial or regional leadership role. Experience in NBFC / Banking sector is preferred. 5. Key Performance Indicators (KPIs) Achievement of regional sales targets. Portfolio quality (delinquency, NPA control). Productivity per employee / branch. Channel onboarding & activation. Compliance and customer satisfaction scores. Interested Candidates to share their profile at hr@dugar.co.in or 9092807676 – Hemnath (HR Manager) Job Type: Full-time Pay: ₹720,000.00 - ₹960,000.00 per year Work Location: In person

Regional Manager Gujarat - Vehicle/CV ahmedabad, gujarat 0 - 4 years INR 7.2 - 9.6 Lacs P.A. On-site Full Time

Position: Regional Manager Gujarat - LAP/ Vehicle Department: Sales & Business Operations Products: LAP (Loan Against Property) / CV (Commercial Vehicle Loans) Location: Vadodara, Surat, Ahmedabad, Rajkot 1. Role Overview The Regional Manager – LAP/CV is responsible for driving sales, managing branch performance, expanding the customer base, and ensuring smooth operational functioning across the assigned region. The role involves leading teams, achieving business targets, ensuring portfolio quality, and building strong market relationships with DSAs, dealers, connectors, and customers. 2. Key Responsibilities A. Business Development & Sales Drive business growth for LAP and CV products within the assigned region. Achieve monthly, quarterly, and annual sales targets. Identify new markets, channels, and opportunities for business expansion. Develop strong relationships with DSAs, dealers, brokers, and OEM partners. B. Team Management Manage and lead a team of Branch Managers, Sales Managers, and Relationship Officers. Provide training, motivation, and regular performance feedback. Monitor productivity and ensure target achievement across branches C. Portfolio Quality & Risk Management Ensure high-quality sourcing with strict adherence to credit policies. Monitor delinquency, bounce rates, and NPA levels. Coordinate with credit, operations, and collections teams for smooth processing. D. Market Analysis & Strategy Track competitor activities, pricing, and market trends. Develop region-specific strategies to gain competitive advantage. Provide regular MIS reports, sales forecasts, and business updates to senior leadership. E. Compliance & Process Management Ensure adherence to regulatory guidelines, company policies, and audit requirements. Oversee documentation, KYC compliance, and process accuracy. Ensure excellent customer service and timely issue resolution. 3. Required Skills & Competencies Strong knowledge of LAP and/or CV products. Excellent leadership and team management abilities. Strong analytical, decision-making, and problem-solving skills. Good relationship-building and negotiation skills. Ability to manage large geographies and multitask under pressure. Proficiency in MS Excel, MIS reporting, and CRM tools. 4. Qualification & Experience Graduation (MBA preferred). 6–12+ years of experience in LAP or CV sales, of which 2–4 years in a managerial or regional leadership role. Experience in NBFC / Banking sector is preferred. 5. Key Performance Indicators (KPIs) Achievement of regional sales targets. Portfolio quality (delinquency, NPA control). Productivity per employee / branch. Channel onboarding & activation. Compliance and customer satisfaction scores. Interested Candidates to share their profile at hr@dugar.co.in or 9092807676 – Hemnath (HR Manager) Job Type: Full-time Pay: ₹720,000.00 - ₹960,000.00 per year Work Location: In person