About CreditMitra CreditMitra is a digital lending fintech startup based in Hyderabad, empowering salaried individuals with accessible and responsible credit solutions. We are building a lending platform from the ground up and are looking for a seasoned Tech Lead to architect, develop, and scale our core technology systems. Key Responsibilities Lead the architecture, design, and development of scalable LOS & LMS platforms. Design backend services using Node.js and develop full-stack applications using ReactJS . Collaborate closely with product managers, mobile developers, and UI/UX teams to align business and tech goals. Integrate critical third-party APIs (KYC, credit bureaus, eSign, eMandate, NSDL, bank statement analysis, etc.). Ensure platforms are secure, scalable, and compliant with RBI and data protection norms. Mentor junior developers, participate in code reviews , and lead sprint planning . Manage technical documentation , deployment planning, and end-to-end release cycles. Requirements Must-Have Skills: Strong proficiency in Node.js and ReactJS . Proven experience building fintech/lending platforms such as LOS, LMS . Experience integrating APIs for KYC, credit bureaus, NSDL, eMandate , payment gateways, etc. Solid understanding of loan lifecycle management , including EMI schedules, collections workflows, and NPA tracking. Hands-on experience with cloud platforms like AWS or Azure. Expertise in PostgreSQL and MongoDB , with the ability to manage high-traffic, distributed databases. Familiarity with microservices architecture and system scalability best practices.