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3.0 - 5.0 years

2 - 5 Lacs

Thane, Panvel, Navi Mumbai

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Role & responsibilities •The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. Design, analyze and monitor collection strategies for different loan products such as personal loans, auto loans, etc. Identify the opportunity areas for increasing collection efficiency and proactively communicate with stakeholders Collaborate across other risk functions (example ; technology, product, etc.) to implement the analytical decisions Design and analyze campaigns for collections and recoveries related strategies using SAS/SQL Develop, maintain and improve risk policies, processes and procedures within the assigned function Utilize application, bank and bureau information to derive business insights KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau Revamp collections strategy changes and launch A/B test to monitor impact and performance of the change Preferred candidate profile •Knowledge of and certifications in programming, SAS/SQL/Python & Tableau Knowledge of best practices in coding, data manipulation and creating reusable artifacts Knowledge of Banking / Financial Services Industry with preference in lending space (Personal Loans, Credit Cards, Auto loans etc.) Ability to create recommendations and insights from data for developing risk strategy Experience with utilizing credit risk data marts using internal and third party data Ability to design the right KPIs for measuring strategy success Understanding of various elements of risk strategy, such as delinquencies, roll rates, recoveries from both internal & third party etc Ability to communicate and present the results to business stakeholders IT with Computer knowledge is must.

Posted 1 week ago

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