Role & responsibilities Facilitate the overall implementation and execution of Enterprise Risk Management (ERM).Develop Functional Risk Scorecard (Operational Health Scorecard).Customer KYC risk categorization and ongoing Due-Diligence as per RBI Guidelines.Tracking and monitoring portfolio at risk, and risk assessments ongoing basis.Analysis of Roll Rates, Static and Monthly Risk Dashboards, Risk and Reward.Analysis of Bouncing Trend, Track and monitor Regional and branch performance on monthly basis and analysis of collection efficiency.Review and Analyses metrics and Bureau data such as Customer Details (CIBIL & CRIF Score) that could uncover fraudulent behavior and identify early warning signals.Prepare Risk Reports (Dash Boards) & Proposals to Executive committee on Monthly (ERMC) & Quarterly (RMC) Basis.Reviews and assesses risk management policies and protocols; makes recommendations and implements modifications and improvements