Role: US Mortgage Post Closing Underwriter Location: Bangalore (Pure WFO role) Overview: We are hiring a Post Closing Underwriter to assess the risk and eligibility of loan and mortgage applications using the industry-standard 4 C’s framework: Credit, Capacity, Collateral, and Capital. This role involves analyzing financial documents, verifying borrower information, evaluating collateral, and ensuring regulatory compliance. The ideal candidate will be skilled in financial analysis, risk evaluation, and decision-making, with a strong eye for detail and documentation. Responsibilities: Credit Analysis: Review applicants’ credit histories, including credit scores, payment histories, and outstanding debts. Assess creditworthiness and identify potential risks. Capacity Evaluation: Analyse borrowers’ income and employment history. Calculate debt-to-income ratios to determine repayment ability. Evaluate stability and consistency of income sources. Collateral Assessment: Appraise the value of the property or asset being used as collateral. Ensure the collateral meets the lender’s standards and covers the loan amount. Capital Verification: Verify the borrower’s assets and savings. Assess the availability of funds for down payments and reserves. Decision Making: Approve or deny loan applications based on comprehensive risk assessments. Recommend loan terms and conditions. Documentation and Reporting: Maintain detailed records of all evaluations and decisions. Prepare reports summarizing findings and recommendations. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Post Closing / Originations. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Should have good knowledge in reviewing US Mortgage Documents in depth. Should have strong verbal and written communication. Ability to multitask and prioritize work in a deadline intensive and fast paced environment. Job Type: Full-time Schedule: Night shift Work Location: In person

Role: US Mortgage Post Closing Underwriter Location: Bangalore (Pure WFO role) Overview: We are hiring a Post Closing Underwriter to assess the risk and eligibility of loan and mortgage applications using the industry-standard 4 C’s framework: Credit, Capacity, Collateral, and Capital. This role involves analyzing financial documents, verifying borrower information, evaluating collateral, and ensuring regulatory compliance. The ideal candidate will be skilled in financial analysis, risk evaluation, and decision-making, with a strong eye for detail and documentation. Responsibilities: Credit Analysis: Review applicants’ credit histories, including credit scores, payment histories, and outstanding debts. Assess creditworthiness and identify potential risks. Capacity Evaluation: Analyse borrowers’ income and employment history. Calculate debt-to-income ratios to determine repayment ability. Evaluate stability and consistency of income sources. Collateral Assessment: Appraise the value of the property or asset being used as collateral. Ensure the collateral meets the lender’s standards and covers the loan amount. Capital Verification: Verify the borrower’s assets and savings. Assess the availability of funds for down payments and reserves. Decision Making: Approve or deny loan applications based on comprehensive risk assessments. Recommend loan terms and conditions. Documentation and Reporting: Maintain detailed records of all evaluations and decisions. Prepare reports summarizing findings and recommendations. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Post Closing / Originations. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Should have good knowledge in reviewing US Mortgage Documents in depth. Should have strong verbal and written communication. Ability to multitask and prioritize work in a deadline intensive and fast paced environment. Job Type: Full-time Schedule: Night shift Work Location: In person

Role: US Mortgage Title Examination Location: Bangalore (Pure WFO role) Overview: We are seeking a detail-oriented Title Examiner to play a crucial role in the US mortgage process by verifying the legal status and accuracy of property titles. The role involves reviewing property documents, conducting public record searches, identifying title issues, and ensuring compliance with industry regulations. The ideal candidate will have strong analytical skills, excellent communication abilities, and a commitment to delivering high-quality and timely service. Responsibilities: Document Examination: Review and analyse property documents such as deeds, mortgages, liens, judgments, easements, and contracts to verify legal descriptions, ownership, and any restrictions . Public Record Searches: Conduct thorough searches of public records to gather information about the property's history, including previous sales, mortgages, and any outstanding liens or encumbrances. Title Reports: Prepare detailed reports describing any title encumbrances encountered during the search and outline actions needed to clear titles Compliance Verification: Ensure that all documents comply with relevant laws and regulations, such as RESPA, Truth-in-Lending, and the Equal Credit Opportunity Act Communication: Collaborate with realtors, lenders, buyers, sellers, and other stakeholders to exchange title-related information and resolve any issues Quality Control: Maintain accurate and up-to-date records of the title search process and ensure all information is accurate and meets required standards Customer Service: Provide exceptional customer service by keeping clients informed about the progress of the title examination and addressing any concerns Problem Resolution: Resolve any title issues or disputes that arise during the examination process. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Title Examination role. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Good communication and interpersonal skills. High level of accuracy and attention to detail. Ability to manage multiple tasks and meet deadlines. Job Type: Full-time Schedule: Night shift Work Location: In person