Role: US Mortgage Post Closing Underwriter Location: Bangalore (Pure WFO role) Overview: We are hiring a Post Closing Underwriter to assess the risk and eligibility of loan and mortgage applications using the industry-standard 4 C’s framework: Credit, Capacity, Collateral, and Capital. This role involves analyzing financial documents, verifying borrower information, evaluating collateral, and ensuring regulatory compliance. The ideal candidate will be skilled in financial analysis, risk evaluation, and decision-making, with a strong eye for detail and documentation. Responsibilities: Credit Analysis: Review applicants’ credit histories, including credit scores, payment histories, and outstanding debts. Assess creditworthiness and identify potential risks. Capacity Evaluation: Analyse borrowers’ income and employment history. Calculate debt-to-income ratios to determine repayment ability. Evaluate stability and consistency of income sources. Collateral Assessment: Appraise the value of the property or asset being used as collateral. Ensure the collateral meets the lender’s standards and covers the loan amount. Capital Verification: Verify the borrower’s assets and savings. Assess the availability of funds for down payments and reserves. Decision Making: Approve or deny loan applications based on comprehensive risk assessments. Recommend loan terms and conditions. Documentation and Reporting: Maintain detailed records of all evaluations and decisions. Prepare reports summarizing findings and recommendations. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Post Closing / Originations. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Should have good knowledge in reviewing US Mortgage Documents in depth. Should have strong verbal and written communication. Ability to multitask and prioritize work in a deadline intensive and fast paced environment. Job Type: Full-time Schedule: Night shift Work Location: In person
Role: US Mortgage Post Closing Underwriter Location: Bangalore (Pure WFO role) Overview: We are hiring a Post Closing Underwriter to assess the risk and eligibility of loan and mortgage applications using the industry-standard 4 C’s framework: Credit, Capacity, Collateral, and Capital. This role involves analyzing financial documents, verifying borrower information, evaluating collateral, and ensuring regulatory compliance. The ideal candidate will be skilled in financial analysis, risk evaluation, and decision-making, with a strong eye for detail and documentation. Responsibilities: Credit Analysis: Review applicants’ credit histories, including credit scores, payment histories, and outstanding debts. Assess creditworthiness and identify potential risks. Capacity Evaluation: Analyse borrowers’ income and employment history. Calculate debt-to-income ratios to determine repayment ability. Evaluate stability and consistency of income sources. Collateral Assessment: Appraise the value of the property or asset being used as collateral. Ensure the collateral meets the lender’s standards and covers the loan amount. Capital Verification: Verify the borrower’s assets and savings. Assess the availability of funds for down payments and reserves. Decision Making: Approve or deny loan applications based on comprehensive risk assessments. Recommend loan terms and conditions. Documentation and Reporting: Maintain detailed records of all evaluations and decisions. Prepare reports summarizing findings and recommendations. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Post Closing / Originations. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Should have good knowledge in reviewing US Mortgage Documents in depth. Should have strong verbal and written communication. Ability to multitask and prioritize work in a deadline intensive and fast paced environment. Job Type: Full-time Schedule: Night shift Work Location: In person
Role: US Mortgage Title Examination Location: Bangalore (Pure WFO role) Overview: We are seeking a detail-oriented Title Examiner to play a crucial role in the US mortgage process by verifying the legal status and accuracy of property titles. The role involves reviewing property documents, conducting public record searches, identifying title issues, and ensuring compliance with industry regulations. The ideal candidate will have strong analytical skills, excellent communication abilities, and a commitment to delivering high-quality and timely service. Responsibilities: Document Examination: Review and analyse property documents such as deeds, mortgages, liens, judgments, easements, and contracts to verify legal descriptions, ownership, and any restrictions . Public Record Searches: Conduct thorough searches of public records to gather information about the property's history, including previous sales, mortgages, and any outstanding liens or encumbrances. Title Reports: Prepare detailed reports describing any title encumbrances encountered during the search and outline actions needed to clear titles Compliance Verification: Ensure that all documents comply with relevant laws and regulations, such as RESPA, Truth-in-Lending, and the Equal Credit Opportunity Act Communication: Collaborate with realtors, lenders, buyers, sellers, and other stakeholders to exchange title-related information and resolve any issues Quality Control: Maintain accurate and up-to-date records of the title search process and ensure all information is accurate and meets required standards Customer Service: Provide exceptional customer service by keeping clients informed about the progress of the title examination and addressing any concerns Problem Resolution: Resolve any title issues or disputes that arise during the examination process. Qualifications & Skills: Bachelor’s degree in any stream is mandatory (preferably in Accounting or Finance). Minimum 3 years experience in US Mortgage Title Examination role. Willing to work in rotational and night shifts (US Client). Pure work from office only. Strong analytical and problem-solving skills. Good communication and interpersonal skills. High level of accuracy and attention to detail. Ability to manage multiple tasks and meet deadlines. Job Type: Full-time Schedule: Night shift Work Location: In person
Job Title: Trainer (Onboarding & Default Management Loan Servicing) Department: Learning & Development Location: Bangalore Reporting To: Training Manager Job Summary The Corporate Trainer is responsible for delivering comprehensive onboarding and domain-specific training to new joiners within the mortgage servicing division. The role focuses on imparting knowledge related to company policies, compliance frameworks, and foundational mortgage concepts, with an emphasis on Default Management, including Foreclosure and Bankruptcy processes. The trainer also oversees trainee assessments, provides performance feedback, and ensures successful transition to process training. Key Responsibilities: 1. New Hire Onboarding Conduct structured induction training for new employees, covering: Deliver onboarding sessions covering the Company Overview, Core Values, HR Policies, Code of Conduct, IT Security Guidelines, and POSH (Prevention of Sexual Harassment) Policy. Ensure completion and compliance with all mandatory onboarding modules and associated documentation requirements. 2. Domain Training – U.S. Mortgage & Default Management Deliver foundational training on U.S. mortgage industry structure, stakeholders, and loan lifecycle. Provide an overview of the Default Management area, covering: Delinquency stages, Collections and Loss Mitigation Introduction to Foreclosure and Bankruptcy workflows 3. Specialized Training – Foreclosure and Bankruptcy Facilitate detailed training sessions on: Foreclosure process, legal timelines, notices, and property disposition Bankruptcy process, detailed basics of Chapters 7, 13 and 11 Explain the servicer’s role, key documents, and system navigation related to legal events. 4. Assessments and Trainee Evaluation Design and conduct periodic assessments (quizzes, role plays, case-based tests) to evaluate knowledge. Provide timely, structured feedback to trainees, while maintaining attendance logs and engagement records throughout the training cycle. Prepare individualized scorecards that summarize test performance, communication and participation levels, and overall readiness for transition to operations. 5. Coordination with Operations Collaborate with Operations Team Leads and Managers for a smooth trainee handoff. Share detailed training performance reports and recommendations. Participate in calibration discussions to ensure training outcomes align with process expectations. 6. Content Management & Continuous Improvement Regularly update training decks and documents based on policy changes or process updates. Incorporate feedback to enhance training delivery and curriculum effectiveness. Maintain organized records of training materials, attendance sheets, feedback forms, and version control documents. Required Skills and Qualifications: Graduate in any discipline; preference for candidates with US Mortgage background Minimum 1–2 years experience as a Trainer or SME in U.S. Mortgage processes (Default Management preferrable) In-depth knowledge of Foreclosure and Bankruptcy in US mortgage Strong facilitation and communication skills Proficient in MS Office (Word, PowerPoint, Excel); experience with SharePoint Ability to assess, coach, and guide trainees effectively Preferred Attributes: Organized and detail-oriented with a structured training approach Proactive in identifying trainee learning needs and performance gaps Comfortable in managing both virtual and in-person training environments Experience in preparing reports and documentation for leadership review Job Type: Full-time Work Location: In person