Job description: We are looking for Experirenced US Mortgage Processors for our company with minimum 3 years experience handling mortage processing You will have to assess all the loan applications, process loans, and evaluate loans product. As a Loan Processor, your duties and responsibilities include analysis, appraisal, and evaluation of loan applications. You should gather data from applicants such as finance, employment, total assets, expenses, and current debts. You will have an intermediary role between possible clients and our financial institutes. If you consider yourself suitable for this post, we would like to meet you. Responsibilities The Loan Processor will ensure the timely and accurate packaging of all loans originated. - Review loans in process daily and determine what is needed to process loans quickly Good verbal and written communication: Should provide strong communication and support to onshore processors and underwriting so that the files moves smoothly. Coordinate with LO/LOA to prepare file for submission to UW. Collect all necessary docs. Goal is COMPLETE submission for minimal conditions. Submit loan to UNDERWRITING at selected lender. Order Appraisal, VOE, VOD, insurance, mortgage payoffs. Order Title. Submit attorney info to lender if not already on their approved list. As appraisal, title work, verification of employment, and other certifications come in, verify for completeness and accuracy. I.e.: borrower name(s), address, loans, appraised value, MI. Update in Lendingpad/Point final figures, i.e., Appraised Value, taxes, insurance, MI. Obtain updated approval from UW. Update LOS and AUS consistent to UW scenarios. Cure Conditions: Work with UW and LO/LOA to get conditions cleared as quickly as possible. Good knowledge in MS office skills- MS Word, Excel & PowerPoint Presentations Willingness to work only in night shifts Requirements Bachelor's degree in Finance, Economics or any related field with min 75% across 10th,12th and Degree Basic MS Office skills. Exceptional ability to communicate with customers in a timely manner. Excellent English verbal and written communication skills. Strong analytical and math skills. Trustworthy and reliable. Good time management skills. Exceptional customer service skills Good Negotiation and interpersonal skills. Able to work only in Night shifts (19:30 IST onwards) Show more Show less
We are seeking experienced US Mortgage Processors with a minimum of 3 years of experience in mortgage processing. In this role, you will be responsible for assessing all loan applications, processing loans, and evaluating loan products. As a Loan Processor, your duties will include analyzing, appraising, and evaluating loan applications, as well as gathering data from applicants such as financial information, employment details, total assets, expenses, and current debts. You will serve as an intermediary between potential clients and financial institutions. The Loan Processor will ensure the timely and accurate packaging of all originated loans. You will review loans in process daily to determine the necessary steps for processing loans quickly. Strong verbal and written communication skills are essential, as you will need to provide effective communication and support to onshore processors and underwriters to ensure smooth file movement. Additionally, you will coordinate with Loan Officers (LO)/Loan Officer Assistants (LOA) to prepare files for submission to underwriting, collect all necessary documents, and aim for complete submission with minimal conditions. Key responsibilities also include submitting loans to underwriting, ordering title, verifying completeness and accuracy of appraisal, title work, employment verification, and other certifications, updating system records, and working with underwriters and Loan Officers to clear conditions promptly. Proficiency in MS Office applications such as Word, Excel, and PowerPoint is required for this role. The ideal candidate should hold a Bachelor's degree in Finance, Economics, or a related field, with a minimum of 75% marks across 10th, 12th, and the Bachelor's degree. Basic MS Office skills, exceptional customer communication abilities, excellent English verbal and written communication skills, strong analytical and mathematical skills, trustworthiness, reliability, good time management, exceptional customer service, negotiation skills, and interpersonal skills are also necessary. The candidate should be willing to work only in night shifts starting from 19:30 IST onwards.,