Area Manager-Data Science-Data Scientist

As a Credit Risk Scorecard Developer, your primary role will be to design and build credit risk scorecards to predict creditworthiness and optimize account management strategies. This includes creating application, behavioral, and collections scorecards. Your key responsibilities will include: - Extracting, cleaning, and preprocessing data from various sources using SQL. - Developing and implementing machine learning models for collections performance and delinquency prediction using Python, including libraries like pandas and scikit-learn. - Monitoring model performance, conducting backtesting, recalibration, and validation to ensure compliance with regulatory standards. - Collaborating with business and data teams to translate credit risk requirements into modeling specifications. - Documenting modeling processes, assumptions, and results for internal governance and audit purposes. No additional details about the company are provided in the job description.,