The Sales Officer - CASA is responsible for driving the acquisition of quality Current Account and Savings Account (CASA) clientele. This role focuses on establishing and maintaining strong relationships with customers, enhancing customer satisfaction, and achieving designated sales and revenue targets. The Sales Officer will also play a key role in cross-selling various financial products and ensuring compliance with bank policies and operational guidelines. Key Responsibilities - Customer Acquisition: - Acquire and activate high-quality CASA accounts, including new-to-bank customers and higher CASA variants. - Financial Growth: - Achieve CASA Average Monthly Balance (AMB) targets for accounts sourced and contribute to the overall deposit growth. - Revenue Generation: - Cross-sell banking products such as life insurance, mutual funds, gold, foreign exchange, and asset products to enhance revenue. - **Relationship Management:** - Build and maintain strong customer relationships, ensuring a high level of customer service and satisfaction. - Compliance and Risk Assurance: - Adhere to KYC protocols, operational risk policies, and YES BANK personality guidelines to ensure compliance and mitigate risks. - Issue Resolution: - Escalate business-related issues promptly and propose effective solutions to enhance operational efficiency. - Asset Security: - Ensure the safety and security of bank and customer assets. - Reporting: - Prepare and submit timely management information system (MIS) reports to keep track of performance and activities.

The Regional Current Account Manager is tasked with executing the current account business strategy within the region. This role involves comprehensive engagement with branch, cluster, regional, and zonal leadership to successfully cultivate and sustain a profitable current account portfolio. The manager will provide essential product support to field teams, driving initiatives that enhance the Current Account Average Monthly Balance (CA AMB) and ensure alignment with organizational and regulatory standards. Key Roles: 1. Strategic Engagement: - Collaborate with cluster, regional, and zonal management to present progress against business objectives. - Build and sustain relationships with multiple stakeholders across branches and support teams. 2. Portfolio Development: - Responsible for expanding the current account book in the region. - Implement solution-oriented strategies to support field teams in cross-selling products like CMS, TFX, and Business Banking. 3. Performance Monitoring: - Track and analyze team productivity and daily business movements to optimize performance. - Maintain the quality of the current account business in line with organizational and regulatory guidelines. 4. Market Engagement: - Actively engage with branch leadership to promote the Small and Medium Enterprises (SME) agenda. - Identify market needs and develop product features that cater to customer demands. 5. Stakeholder Management: - Demonstrate strong interpersonal skills to align stakeholders on processes and systems. - Foster collaboration within the organization to drive the current account business strategy effectively. 6. Risk Management: - Ensure compliance with risk policies and regulatory guidelines within the business. - Monitor sourcing quality and address any discrepancies or customer issues that arise.

Job Information: Senior Legal Counsel Department: Risk Management SBU: Corporate Legal Experience: 10-12 Years (Corporate Legal Experience) Qualification: LLB (Tier I & II Law Schools Preferred) Role Description As a Senior Legal Counsel , the candidate will: Provide legal advice and support for Large Corporates, Wholesale Banking, Structured Deals, Trade Finance, and Transaction Banking Products. Develop and maintain standard legal templates and legal guidelines for various banking products. Structure transactions and contracts while negotiating terms with third parties. Conduct due diligence on deals and transactions, including property matters. Manage litigation cases and draft legal documents like Complaints, Affidavits, and Replies. Advise on corporate governance issues, regulatory compliance, and business structuring. Collaborate with external legal counsels and regulatory bodies. Analyze contractual risks and recommend risk mitigation strategies. Stay updated on regulatory changes and advise on their impact on business operations.

Profile Name: Legal Counsel Digital Banking Qualification: LLB from any reputed Tier-I law college/university in India. Certifications in Digital Banking, Financial Technology etc. from reputed institutions (preferred). Experience in scheduled commercial banks/financial institutions handling legal matters related to digital banking. Proficiency in statutory, regulatory, and network policies/guidelines related to digital banking, payment aggregation, IT outsourcing. Fair understanding of legal, operational, and technology framework for digital banking products and services. Experience: 5-10 years of relevant work experience. Location: Mumbai (Registered office of the Bank, no hybrid working allowed). Responsibilities: Negotiating, drafting, and reviewing various agreements (NDAs, MSAs, SaaS/license/TSP agreements) with service providers, fintech partners, payment aggregators, NPCI, etc. Vetting product/process notes, policies, terms, and conditions related to digital banking products/services. Analyzing legal issues related to statutory and regulatory risks/compliances and advising business teams. Coordinating between external legal counsels and bank's business teams for various assignments. Tracking and updating laws, rules, and regulations relevant to the bank's business and policies

The Regulatory Reporting Analyst will be responsible for preparing and submitting regulatory reports, ensuring compliance with RBI guidelines, and supporting automation initiatives. The role involves working with internal teams, handling audits, and responding to RBI requirements while maintaining a good understanding of banking regulations. Key Responsibilities: Prepare and submit regulatory reports such as Form A, LCR, ALO, ROP, ROR, and others. Support automation of regulatory reporting processes. Share required data with internal teams like Market Risk, Financial Reporting, and CAD. Assist in preparing data for RBI's ad hoc requirements. Manage quarterly audits and ensure compliance with regulations. Stay updated on RBI guidelines related to BASEL III, capital adequacy, and ALM norms. Take ownership of issues and ensure timely resolution. This version keeps it simple and to the point while covering all key aspects. Let me know if you need any further tweaks!

Role: Risk Secretarial Unit Department: Risk Management Location: Mumbai Education: Company Secretary/Law Graduate Minimum Experience: 2-3 Years of relevant work experience in BFSI sector General description of role/ duties: Hands-on experience in conduct of Risk related Committees/Management level Committee i.e Management Credit Committee, Stressed Asset Management Committee, Wilful Defaulter Committee, Product Process Approval Committee/Operational Risk Management Committee. Preparation of agenda and minutes of various Risk related Committees. Ensuring conduct of the said meetings as SOP and Process laid down in the Bank. Noting of discussions in meetings. Preparation of detailed minutes of meeting discussion including decisioning on items, queries raised by Committee members, action points and stipulations of the Committee etc. To facilitate timely closure of action points. Liaising with the Statutory/ Internal Auditors during Audits. Functional Skills: Proficiency in Excel, Word & PowerPoint. High level of understanding of Banking and Financial terminology, and regulatory guidance. Ability to generate MIS reports as required. Non-Functional Skills: Strong organizational, multitasking and prioritization skills. Extreme attention to detail and ability to work independently. Strong written and verbal communication skills. Strong interpersonal and relationship-building skills; ability to work effectively with top and senior management, risk and business units.

The Relationship Manager MCB will be responsible for managing and growing relationships with multinational corporate clients. The role involves structuring credit deals, portfolio management, acquiring new clients, and ensuring smooth execution of banking transactions. The ideal candidate will play a key role in revenue generation through cross-selling of banking products and maintaining high service standards. Key Responsibilities Core Responsibilities Assist the Team Leader in managing a portfolio of multinational corporate clients. Prepare credit approval and renewal memorandums, generate risk analysis reports, and manage credit-related covenants and exceptions. Develop business by deepening existing client relationships and acquiring new clients. Monitor client accounts, track financial performance, and manage daily transactions. Conduct industry, client, and market analysis to identify growth opportunities. Coordinate with Risk, Legal, and Operations teams to ensure smooth transaction execution and compliance. Acquire and service new clients, offering complete banking solutions across liabilities and assets, with a strong focus on revenue generation. Risk and Compliance Responsibilities Ensure adherence to internal risk policies and regulatory guidelines. Work closely with the risk team to address potential credit and operational risks. Key Interactions Internal Stakeholders Risk Management: Collaborate to ensure compliance with risk frameworks. Legal Team: Resolve legal aspects of deals and regulatory requirements. Product Team: Address product-related queries and develop business strategies. HR & Training Team: Identify training needs and performance rewards. External Stakeholders Clients/Customers: Understand financial needs and provide suitable banking solutions. Dealers/DSAs/Vendors: Build relationships to explore new business opportunities. Knowledge & Experience Educational Qualifications Bachelor's degree in any field (Master's degree preferred). Strong proficiency in written and spoken English. Competencies & Key Performance Indicators Behavioral Competencies Customer Focus: Understands customer needs and delivers value-driven solutions. Professional Entrepreneurship: Takes initiative and ownership of tasks. Drive for Results: Works proactively to achieve business targets within deadlines. Influence & Impact: Persuades stakeholders effectively to achieve business goals. Quality Focus: Ensures adherence to banking standards and continuously improves processes. Leadership Competencies Nurtures Growth: Provides ongoing training and support to junior team members. Communication & Commitment: Maintains clear communication and tracks performance. Positive Attitude: Demonstrates a solution-oriented mindset. Technical Competencies Strong knowledge of corporate banking products and services. Ability to analyze customer behavior and market trends. Understanding of electronic banking channels and corporate banking processes. Proficiency in MS Office for reporting and data analysis.

We are seeking a dynamic and experienced Team Lead to oversee a talented group of Relationship Managers focused on acquiring and supporting clients in the high-growth middle market segment (with annual turnovers ranging from Rs. 250 crore to Rs. 1500 crore). The role will involve offering the full suite of the bank's products and services to meet the diverse needs of our clients. Key Responsibilities: **Team Management** - Lead and manage a team of Relationship Managers to achieve their individual and collective goals aligned with the bank's overall strategy and objectives. **Promoter/Top Management Relationship** - Build and maintain strong relationships with the top management and promoters of client companies through regular engagement and interaction. - Understand the financial needs and challenges faced by the promoters/top management and deliver tailored banking solutions accordingly. **Revenue Generation** - Drive the bank's objectives related to earnings, assets, liabilities, and credit quality, ensuring targets are met as outlined in agreed budgets from client relationships across all product groups. **Relationship Management** - Identify and acquire new client relationships by analyzing their financial needs and providing customized solutions in terms of bank products and services. - Manage client relationships through all stages, including assessing banking needs, advising on financial solutions, structuring deals, preparing terms and conditions, and successfully closing transactions. - Evaluate client banking needs and risks effectively, ensuring proactive management of client relationships. Qualifications: - Proven experience in banking, relationship management, or a similar role in the financial services industry. - Strong leadership skills with the ability to motivate and guide a team effectively. - Excellent interpersonal and communication skills to engage with clients at all levels. - Strong analytical skills to assess client financial needs and risks.

The Regional Current Account Manager is tasked with executing the current account business strategy within the region. This role involves comprehensive engagement with branch, cluster, regional, and zonal leadership to successfully cultivate and sustain a profitable current account portfolio. The manager will provide essential product support to field teams, driving initiatives that enhance the Current Account Average Monthly Balance (CA AMB) and ensure alignment with organizational and regulatory standards. Key Roles: 1. Strategic Engagement: - Collaborate with cluster, regional, and zonal management to present progress against business objectives. - Build and sustain relationships with multiple stakeholders across branches and support teams. 2. Portfolio Development: - Responsible for expanding the current account book in the region. - Implement solution-oriented strategies to support field teams in cross-selling products like CMS, TFX, and Business Banking. 3. Performance Monitoring: - Track and analyze team productivity and daily business movements to optimize performance. - Maintain the quality of the current account business in line with organizational and regulatory guidelines. 4. Market Engagement: - Actively engage with branch leadership to promote the Small and Medium Enterprises (SME) agenda. - Identify market needs and develop product features that cater to customer demands. 5. Stakeholder Management: - Demonstrate strong interpersonal skills to align stakeholders on processes and systems. - Foster collaboration within the organization to drive the current account business strategy effectively. 6. Risk Management: - Ensure compliance with risk policies and regulatory guidelines within the business. - Monitor sourcing quality and address any discrepancies or customer issues that arise.

Responsibilities Strategy and Planning Define the organization's network and security roadmap in alignment with business goals Capacity management, Disaster recovery, threat management etc. Collaborate with IT and business leaders to support digital transformation initiatives Policies, Processes & Procedures Timely remediation of systems and keeping hardware configuration and software versions ready for production scale 24*7 Business Focused but Risk aware approach in delivering solutions. Establish governance models for network and security operations. Ensure adherence to industry regulations and security policies. Experience and Expertise in Technology Risk Management Ensuring the portfolio of apps is DR ready and DR Drills are conducted as per set schedules (in collaboration with the central GRC function) Management of vendors and ensuring vendor governance is carried out with the help of the vendor management function periodically Ensuring teams are adequately trained periodically and are current when it comes to concepts, functional and technical domains, implementation of solutions, info sec & remediation aspects Job specific bucket/s This senior role will manage the technology function which services the clients across corporate, institutional and commercial banking segment from Network Infra and Security perspective. Design, implement, and oversee the organization's network infrastructure, including LAN, WAN, SD-WAN, VPNs, and wireless networks. Ensure high availability, scalability, and performance of network systems. Manage network monitoring, troubleshooting, and incident response processes. Evaluate and implement new network technologies to enhance performance and efficiency. The Network Infra and Security Head will expect the leader appointed to this role to drive Projects / programs and large transformation initiatives resulting in timely, high quality within cost budgets to deliver added value to our business and most importantly our clients, review Network architecture diagrams. Network and Security head will expect the role to be accountable for the governance and risk posture of the Corporate Tech unit overall and the deliveries to counterparts in business, operations and finally to the customer. Develop and enforce cybersecurity policies, standards, and best practices.Implement security frameworks (e.g., NIST, ISO 27001, CIS) to protect IT assets. Conduct regular security risk assessments, penetration testing, and vulnerability management. Ensure adherence to industry regulations and security policies Manage firewalls, intrusion detection/prevention systems (IDS/IPS), and endpoint security solutions. Ensure compliance with regulatory and industry security standards (e.g., GDPR, PCI-DSS)

Job Title Product Sales Manager - RTFSM (Retail Trade and Fx Sales Management) Functional Title : SM / AVP Strategic/ Managerial Responsibilities Driving initiatives for Retail Trade / Forex business in the assigned geography / assigned branches. Maximize revenues and customer base from focus segments such as EXIM, Travel and Tourism etc. Product/process initiatives in the region to increase customer acquisition / enhancement/increment in wallet share. Joint scoping with branches for mapping opportunity in focus and opportunity segments. Structuring product/pricing requirements for specific catchments / customer groups basis identified opportunity. Joint visits to customers with branch RMs for product structuring / relationship deepening. Drive B-B-C opportunities with the help of local leadership. Core Responsibilities Earmarking key focus branches within the geography in terms of current account & trade forex business, under consultation with regional leadership. Continuous interaction with branches / leadership to ensure that business focus is maintained, and key identified branches are visited at regular intervals Audit efficiency of working model / sales process in key branches and highlight gaps to management for corrective action. Monitoring key accounts in the region for revenues & value growth and cross sell opportunities. Handholding newly joined resources in CA model branches with relevant information in terms of product features & service capability. Minimum Qualifications: Graduate / Postgraduate Full Time Marketing / Banking Specialization Preferred Professional Certifications: Knowledge of Trade Finance / Retail Forex products and processes Years of Experience 7-10 years of work experience in banking industry with SME business segment (sales / relationship management)