Job Title: Credit Operations ManagerLocation: Vadodara, GujaratJob Responsibilities:1. Credit Underwriting: - Conduct detailed analysis of credit data and financial statements to assess the creditworthiness of individual and corporate borrowers. - Develop and implement effective credit assessment criteria and underwriting policies. - Evaluate risk factors and make informed decisions on applications for credit.2. Credit Operations: - Oversee the credit approval process from application intake through to loan disbursement. - Coordinate with various departments (e.g., legal, compliance, risk management) to ensure all necessary documents are complete and compliant with regulations. - Monitor the operational performance of credit products, ensuring adherence to underwriting guidelines and performance metrics.3. Portfolio Management: - Analyze and manage the loan portfolio to identify trends, risks, and opportunities for improvement. - Implement strategies to minimize delinquency and defaults, including monitoring borrowers' repayment behavior. - Regularly prepare reports on portfolio performance and present findings to senior management.4. Risk Assessment: - Identify, assess, and mitigate risks related to credit exposure by applying quantitative and qualitative analysis techniques. - Review and suggest improvements to existing risk management frameworks and policies.5. Team Management: - Lead, mentor, and train the credit assessment team to enhance skills and performance. - Foster a collaborative and productive work environment to achieve departmental objectives.6. Compliance and Regulatory Adherence: - Ensure that all credit operations comply with relevant laws, regulations, and internal policies. - Stay updated with changes in regulations and industry best practices, and implement necessary changes in operations.7. Stakeholder Collaboration: - Work closely with sales and business development teams to understand market conditions and customer needs. - Maintain strong relationships with external stakeholders, including auditors, regulators, and credit bureaus.Qualifications:- Bachelor's degree in Finance, Business Administration, Economics, or a related field. A Masters degree or professional certification is a plus.- Minimum of 5 years of experience in credit underwriting, credit operations, or a related field, preferably within an NBFC or banking environment.- Strong analytical skills with a solid understanding of financial statements, credit analysis, and risk management principles.- Proven experience in leading teams and managing credit operations effectively.- Excellent communication and interpersonal skills, with the ability to present findings and recommendations to senior management.Key Skills:- Strong analytical and critical thinking skills.- Knowledge of financial regulations and compliance requirements.- Proficiency in credit analysis tools and software.- Ability to work under pressure and manage multiple tasks simultaneously.

Job Title: Graphic DesignerLocation: Vadodara, GujaratExperience Required: 2-5 YearsEmployment Type: Full-TimeJoining: Immediate joiners preferred About the Role:We are looking for a talented and creative Graphic Designer to join our team. The ideal candidate should have a strong visual sense, technical proficiency in graphic design tools, and the ability to transform ideas into compelling visuals. The Graphic Designer will play a crucial role in designing marketing materials, social media creatives, website graphics, branding assets, and other visual content.Key Responsibilities:1. Creative Design & Development:Conceptualize and create visually appealing graphics, illustrations, banners, brochures, posters, presentations, and social media creatives.Develop high-quality marketing collateral, including advertisements, newsletters, email templates, and website visuals.Ensure all designs align with brand guidelines and maintain consistency across all platforms.2. Social Media & Digital Marketing Graphics:Design engaging social media posts, reels, stories, GIFs, and thumbnails for platforms like Instagram, Facebook, LinkedIn, and YouTube.Create infographics, animated visuals, and interactive content to enhance audience engagement.3. Branding & Identity:Assist in logo design, typography selection, color palettes, and overall branding elements for different projects.Work on packaging design, merchandise branding, and corporate identity materials when required.4. Image Editing & Retouching:Edit and enhance images using Photoshop and Lightroom for various marketing purposes.Perform background removal, color correction, and retouching for product photos and promotional materials.5. Collaboration & Project Management:Work closely with marketing, content, and development teams to align visual designs with business goals.Maintain an organized design repository and asset library for easy access and use.Ensure timely delivery of projects while meeting deadlines and maintaining high-quality standards. Required Skills & Qualifications: Experience: 2-3 years in graphic design, preferably in digital marketing, advertising, or branding. Technical Skills:Mandatory: Proficiency in Adobe Photoshop, Illustrator, CorelDRAW Experience with Canva, InDesign, Lightroom, and Premiere Pro is a plus.Knowledge of basic motion graphics and video editing (After Effects, Premiere Pro) is an added advantage. Creativity & Aesthetic Sense: Strong understanding of typography, color theory, layout, and visual storytelling. Adaptability: Ability to design for various formats including print, web, social media, and mobile apps. Attention to Detail: Ensuring pixel-perfect designs with a focus on quality and brand consistency. Time Management: Ability to work under tight deadlines and handle multiple projects simultaneously. Communication Skills: Ability to present ideas, take feedback, and collaborate with cross-functional teams. Preferred Qualifications:Bachelor's degree or diploma in Graphic Design, Visual Arts, Fine Arts, or a related field.Experience in UX/UI design or familiarity with tools like Figma and Adobe XD is a plus.Previous experience in digital marketing agencies, startups, or creative studios is highly desirable.

Job Title: Team Leader BPO (Tele-Sales Process) Location: Vadodara Experience Required: 4-5 Years in Tele-Sales (Automotive, Banking, Insurance) Notice Period: Immediate Joiner (Within 15 Days) Industry: BPO/Call Center Tele-Sales (Outbound Sales Process) Languages Required: Fluent in English, Hindi & Regional Languages (if any) Salary: Competitive + Performance-Based Incentives No of Vacancy: 01 Job Overview:We are looking for a highly skilled and target-oriented Team Leader with strong critical thinking, decision-making abilities, and a transparent leadership approach to manage and drive a high-performing Tele-Sales team. The ideal candidate must have proven expertise in Tele-Sales, excellent people management skills, and the ability to work under high-pressure sales environments.This role requires an individual with a track record of achieving and exceeding sales targets within the Automotive, Banking, or Insurance industries. Candidates with Six Sigma knowledge or process improvement experience will be preferred. Key Responsibilities:1. Leadership & Performance ManagementLead and mentor a team of Tele-Sales Executives to achieve business objectives.Drive a performance-based culture, ensuring each team member meets their KPIs.Establish clear, transparent goals and expectations for the team.Foster accountability and ownership within the team to improve efficiency.Provide real-time coaching and feedback to enhance individual and team performance.2. Sales Strategy & ExecutionDevelop and implement high-impact sales strategies to maximize conversions.Continuously analyze sales performance metrics and optimize approaches.Drive the team towards achieving aggressive revenue and sales targets.Utilize data-driven insights to improve lead conversion rates and customer engagement.Ensure sales compliance with regulatory and ethical standards.3. Decision Making & Problem SolvingUse critical thinking and analytical skills to resolve challenges quickly.Make data-backed decisions to improve sales performance and operational efficiency.Develop strategic action plans for underperforming sales executives.Implement Six Sigma methodologies (if applicable) for process improvements and waste reduction.4. Training & DevelopmentIdentify training gaps and execute structured training programs for the team.Conduct regular coaching, feedback sessions, and skill enhancement workshops.Build a culture of continuous learning, adaptability, and problem-solving.5. Process Improvement & Six Sigma Implementation (Preferred)Apply Six Sigma principles to enhance operational efficiency and eliminate bottlenecks.Monitor and refine lead management, sales scripts, and conversion techniques.Drive process transparency to improve overall team effectiveness.6. Transparency & ReportingMaintain clear and transparent communication with senior management regarding sales progress.Ensure accurate reporting of team performance, challenges, and action plans.Implement a fair and ethical approach to performance evaluations and team development. Required Skills & Qualifications: 4-5 years of experience in a BPO/Call Center environment (Tele-Sales process required). Proven track record of exceeding sales targets in Automotive, Banking, or Insurance. Mandatory experience in Outbound Tele-Sales – Customer Service experience will not be considered. Critical Thinking & Decision-Making skills to optimize team performance. Transparency & Ethical Leadership to foster a high-trust environment. Strong communication skills in English, Hindi, and regional languages (if any). Ability to work under high-pressure sales environments while ensuring team motivation. Analytical mindset to track sales data and drive insights-driven decisions. Proficiency in CRM tools, lead management systems, and sales reporting dashboards. Six Sigma (Preferred) – Knowledge of Lean, DMAIC, or process improvement methodologies. Preferred Qualifications: Bachelor’s degree or equivalent in Business Administration, Sales, or related fields. Prior experience managing large tele-sales teams with high revenue targets. Expertise in negotiation, objection handling, and customer engagement. Ability to work in rotational shifts (if required).

Job Title: Tele-Sales Executive (BPO Outbound Sales Process) Location: Vadodara Experience Required: 1-3 Years in Tele Sales (Automotive, Banking, Insurance) Notice Period: Immediate Joiner (Preferred) Industry: BPO/Call Center Outbound Sales Languages Required: Fluent in English, Hindi & Regional Languages (if any) Salary: Competitive + Lucrative Incentives Job Overview:We are seeking highly motivated and target-driven Tele-Sales Executives to join our fast-growing BPO sales team. The ideal candidate must have a passion for sales, strong communication skills, and the ability to work under pressure. This role requires outbound sales experience in the Automotive, Banking, or Insurance sectors.Candidates should be comfortable handling high-volume sales calls, pitching products, overcoming objections, and closing deals. Strong analytical thinking, problem-solving abilities, and transparency in communication are highly valued.If you are looking for a rewarding career in sales with uncapped earning potential, this is the perfect opportunity for you! Key Responsibilities:1. Sales & Target AchievementMake outbound calls to potential customers and convert leads into sales.Pitch relevant Automotive, Banking, or Insurance products/services persuasively.Consistently meet or exceed daily, weekly, and monthly sales targets.Handle customer queries, objections, and concerns effectively.2. Sales Process & Call HandlingFollow a structured sales pitch to maximize conversion rates.Maintain a strong understanding of the product to answer customer inquiries.Use active listening & problem-solving skills to address customer concerns.Ensure high-quality customer interactions and maintain professionalism.3. Decision-Making & Critical ThinkingAnalyze customer responses and make quick, informed sales decisions.Identify and capitalize on potential upselling/cross-selling opportunities.Think critically to adjust the sales approach based o customer feedback.4. Transparency & ReportingMaintain clear and accurate records of all sales interactions in the CRM system.Provide transparent and honest communication to customers and management.Prepare daily call logs, sales reports, and conversion analysis.5. Process Improvement & LearningContinuously improve sales techniques through coaching and feedback.Adapt to new sales strategies and product updates as per business requirements.Participate in training programs to enhance communication and negotiation skills. Required Skills & Qualifications: 0-3 years of experience in Tele Sales (Automotive, Banking, Insurance preferred). Fluent in English, Hindi, and regional languages (if any). Strong sales acumen with the ability to handle objections and close deals. Critical thinking & problem-solving skills to improve call effectiveness. Ability to work under high-pressure sales environments and meet targets. Proficiency in CRM tools, lead management systems, and call tracking software. Excellent interpersonal skills, negotiation skills, and adaptability. Preferred Qualifications: +2, Graduation (Bachelor’s degree preferred) or equivalent education. Prior experience in BPO sales, finance, or insurance sales is an advantage. Knowledge of Six Sigma concepts for process optimization (a plus but not mandatory). Self-motivated, energetic, and eager to learn.