Our Story Vegapay Technology is a financial technology company. It partners with banks and financial institutions to digitize its financial infrastructure. It provides users with a credit suite featuring a wide breadth of modules and no-code configuration to design, deploy, and direct their credit programs. It provides access to build financial asset products including Card Management System, LOS, LMS, Co-lending and more. Founded in 2022 by Gaurav Mittal, Himanshu Agrawal and Puneet Sharma, the startup is a B2B digital lending and Card Management Platform. Vegapay’s vision is to liberate financial institutions and fintech enterprises from every technical barrier which hinders offering a lending programme. Meet the Team Gaurav Mittal - Gaurav is the Co-Founder and the CEO of the company. He is having more than 20 yrs of experience and has worked with organisations like Zeta, Matchmove, MasterCard, Amex and ICICI Bank. Himanshu Agrawal - Himanshu is the Co-Founder and the Head of Technology. He is from IIT Kanpur and has more than 14 yrs of experience working with organisations like Amazon and DE Shaw. Puneet Sharma - Puneet is the Co-Founder and the Head of Product. He is from IIT Roorkee and has more than 10 years of experience working with organisations like BharatPe, Avail Finance Why This Role Matters We are seeking a Principal Data Scientist/Engineer who will play a pivotal role in shaping our data-driven strategy, building advanced machine learning solutions, and ensuring scalable data engineering practices. This role requires a strong foundation in data science & ML , hands-on expertise in data engineering , and a forward-looking approach toward emerging technologies. The Hats You Will Wear Lead the design, development, and deployment of machine learning models for real-world business problems. Drive end-to-end data pipelines, from data ingestion and transformation to model serving and monitoring. Collaborate with cross-functional teams to define data strategies, ensuring high-quality, reliable data for analytics and ML use cases. Mentor junior data scientists and engineers, setting best practices in modeling, MLOps, and data engineering. Explore and evaluate emerging trends in Agentic AI and advanced ML techniques to incorporate into future product capabilities. Work closely with product and engineering leadership to align data initiatives with business goals. The Perfect Fit Proven expertise in Data Science & Machine Learning (model development, deployment, and scaling). Strong experience in Data Engineering (ETL pipelines, data warehousing, distributed systems). Proficiency with Python, SQL, and ML frameworks (TensorFlow, PyTorch, Scikit-learn, etc.). Hands-on experience with cloud platforms (AWS, GCP, Azure) and big data technologies (Spark, Kafka, Databricks). Solid understanding of MLOps practices (CI/CD for ML, model monitoring, reproducibility). Excellent problem-solving, communication, and leadership skills. Your Edge Over the Rest Exposure to Agentic AI frameworks and research in autonomous AI systems. Experience with LLMs, prompt engineering, and generative AI. Knowledge of advanced optimization and reinforcement learning. Why Vegapay? Joining Vegapay means becoming part of a mission-driven team that’s shaping the future of financial technology. You’ll work in a fast-paced, innovative environment with the opportunity to make a tangible impact on our products and the industry. We offer competitive compensation, opportunities for growth, and a collaborative work culture that values innovation, transparency, and excellence.
Our Story Vegapay Technology is a financial technology company. It partners with banks and financial institutions to digitize its financial infrastructure. It provides users with a credit suite featuring a wide breadth of modules and no-code configuration to design, deploy, and direct their credit programs. It provides access to build financial asset products including Card Management System, LOS, LMS, Co-lending and more. Founded in 2022 by Gaurav Mittal, Himanshu Agrawal and Puneet Sharma, the startup is a B2B digital lending and Card Management Platform. Vegapay’s vision is to liberate financial institutions and fintech enterprises from every technical barrier which hinders offering a lending programme. Meet the Team Gaurav Mittal - Gaurav is the Co-Founder and the CEO of the company. He is having more than 20 yrs of experience and has worked with organisations like Zeta, Matchmove, MasterCard, Amex and ICICI Bank. Himanshu Agrawal - Himanshu is the Co-Founder and the Head of Technology. He is from IIT Kanpur and has more than 14 yrs of experience working with organisations like Amazon and DE Shaw. Puneet Sharma - Puneet is the Co-Founder and the Head of Product. He is from IIT Roorkee and has more than 10 years of experience working with organisations like BharatPe, Avail Finance Why This Role Matters As a Backend Engineer, you’ll dive into exciting, complex projects that challenge you to design scalable, high-performance systems. This role is perfect for problem-solvers who thrive on crafting innovative solutions and setting new standards in backend development. You’ll collaborate with talented senior engineers and dynamic product teams to build powerful, seamless experiences that make a real impact. Let’s create something extraordinary together! The Hats You Will Wear Develop and maintain scalable, high-performance software with a focus on quality and maintainability. Design and architect new features and systems in collaboration with cross-functional teams. Write clean, maintainable code and adhere to software development best practices. Collaborate with product managers, designers, and engineers to define and deliver solutions. Review code, share knowledge, and improve development processes alongside senior engineers. Conduct code reviews, write unit tests, and ensure code stability through integration testing. Debug and resolve technical issues while identifying risks and proposing mitigation strategies. Stay updated on industry trends and technologies, applying them to improve code and architecture. The Perfect Fit Good experience in working with any of the programming languages like Java, Golang, C++ 3 - 4 years of experience working on products at scale. Understand end user requirements, formulate use cases and come up with effective solutions. Good understanding of REST APls and the web in general. Ability to build a feature from scratch & drive it to completion. A willingness to learn new technology, whatever lets you deliver the best product.
Our Story Vegapay Technology is a financial technology company. It partners with banks and financial institutions to digitize its financial infrastructure. It provides users with a credit suite featuring a wide breadth of modules and no-code configuration to design, deploy, and direct their credit programs. It provides access to build financial asset products including Card Management System, LOS, LMS, Co-lending and more. Founded in 2022 by Gaurav Mittal, Himanshu Agrawal and Puneet Sharma, the startup is a B2B digital lending and Card Management Platform. Vegapay’s vision is to liberate financial institutions and fintech enterprises from every technical barrier which hinders offering a lending programme. Meet the Team Gaurav Mittal - Gaurav is the Co-Founder and the CEO of the company. He is having more than 20 yrs of experience and has worked with organisations like Zeta, Matchmove, MasterCard, Amex and ICICI Bank. Himanshu Agrawal - Himanshu is the Co-Founder and the Head of Technology. He is from IIT Kanpur and has more than 14 yrs of experience working with organisations like Amazon and DE Shaw. Puneet Sharma - Puneet is the Co-Founder and the Head of Product. He is from IIT Roorkee and has more than 10 years of experience working with organisations like BharatPe, Avail Finance The Hats You'll Wear Reconciliation Management Oversee daily and periodic reconciliations across Credit Card and UPI transaction systems. Perform end-to-end GL accounting reconciliation, including suspense, settlement, and fee accounts. Manage GEFU/TTUM file preparation and validation for settlement postings. Coordinate with internal tech and finance teams to resolve breaks, mismatches, and exceptions. Dispute and Chargeback Handling Lead the dispute resolution and chargeback process for credit card and UPI transactions in line with network and regulatory guidelines. Liaise with partner banks, card networks, and payment gateways to ensure timely resolution. Track dispute TATs, chargeback trends, and operational metrics for continuous improvement. Banking Client Management Act as the operational SPOC for banking partners, ensuring SLAs are met and issues are escalated/resolved promptly. Support clients in audits, reconciliations, and monthly/quarterly reviews. Control & Compliance Ensure adherence to RBI, NPCI, and network regulations governing settlements, chargebacks, and reconciliations. Maintain proper documentation, process controls, and audit readiness. Recommend and implement process automation or improvement opportunities. Reporting & Analysis Prepare and review daily operational dashboards, exception reports, and reconciliation status summaries. Support management in MIS reporting, operational KPIs, and root cause analysis for recurring issues. The Perfect Fit 5-8 years of experience in fintech or banking operations with hands-on exposure to card operations, UPI, or payment systems. Strong background in reconciliation, accounting entries, and dispute management. Prior experience with Banking GL systems, settlement files, or NPCI frameworks is a plus. Graduate/Postgraduate in Commerce, Finance, or related field. Additional certifications (e.g., CA Inter, CMA, or equivalent) preferred. Deep understanding of cards and UPI transaction lifecycle. Proficiency in Excel, SQL, and reconciliation tools. Excellent communication and stakeholder management skills. Ability to manage cross-functional coordination between tech, product and banking partners.
Our Story Vegapay Technology is a financial technology company. It partners with banks and financial institutions to digitize its financial infrastructure. It provides users with a credit suite featuring a wide breadth of modules and no-code configuration to design, deploy, and direct their credit programs. It provides access to build financial asset products including Card Management System, LOS, LMS, Co-lending and more. Founded in 2022 by Gaurav Mittal, Himanshu Agrawal and Puneet Sharma, the startup is a B2B digital lending and Card Management Platform. Vegapay’s vision is to liberate financial institutions and fintech enterprises from every technical barrier which hinders offering a lending programme. Meet the Team Gaurav Mittal - Gaurav is the Co-Founder and the CEO of the company. He is having more than 20 yrs of experience and has worked with organisations like Zeta, Matchmove, MasterCard, Amex and ICICI Bank. Himanshu Agrawal - Himanshu is the Co-Founder and the Head of Technology. He is from IIT Kanpur and has more than 14 yrs of experience working with organisations like Amazon and DE Shaw. Puneet Sharma - Puneet is the Co-Founder and the Head of Product. He is from IIT Roorkee and has more than 10 years of experience working with organisations like BharatPe, Avail Finance Why This Role Matters We are looking for a passionate Automation Test Engineer to design, develop, and execute automated test scripts ensuring product quality and reliability. The role demands a strong understanding of software testing principles, test automation frameworks, and hands-on experience with modern QA tools and CI/CD pipelines. The Hats You Will Wear Design, develop, and maintain automated test scripts for web, mobile, and API testing. Identify, document, and track bugs through the defect management process. Collaborate closely with developers, product managers, and DevOps teams to ensure seamless integration and high product quality. Conduct regression testing, performance testing, and ensure consistent automation coverage. Implement and optimize test frameworks and tools to enhance testing efficiency. Participate in sprint planning, story reviews, and daily stand-ups as part of the Agile process. Continuously improve automation practices and contribute to QA strategy and best practices. The Perfect Fit Bachelor’s degree in Computer Science, Engineering, or equivalent field. 3–7 years of experience in automation testing of web and API-based applications. Strong knowledge of Selenium / Playwright / Cypress and RestAssured / Postman / Karate for API testing. Proficiency in Java / Python / JavaScript (one or more). Experience with CI/CD pipelines (Jenkins, GitHub Actions, GitLab CI). Familiarity with test management tools like JIRA, TestRail, or Zephyr. Experience with BDD frameworks (Cucumber, Behave, etc.) is a plus. Knowledge of performance testing tools (JMeter, Gatling) is an advantage. Strong analytical and problem-solving skills, with attention to detail. Your Edge Over The Rest Experience working in fintech, banking, or payments domains. Exposure to cloud-based environments (AWS, Azure). Understanding of security and compliance testing standards. What You'll Get Opportunity to work on a scalable fintech platform impacting millions. Collaborative environment with autonomy and ownership. Continuous learning and upskilling opportunities.