State Head Credit

As a State Head - Credit for Mumbai branches, your primary responsibility will be to oversee the underwriting of Loan Against Property (LAP) cases, including both Prime and Sub-Prime cases. You will be required to ensure that the credit evaluation process is carried out efficiently and accurately to mitigate risks associated with lending against property. Your role will involve assessing the creditworthiness of borrowers, analyzing financial data, and making informed decisions to approve or reject loan applications. Additionally, you will be expected to provide guidance and support to the underwriting team, ensuring compliance with internal policies and regulatory requirements. Your expertise in credit underwriting will be crucial in maintaining a healthy loan portfolio and contributing to the overall success of the Mumbai branches.,