Sr. No Task performed 1 Identification and development of Channels 2 Supervision of Channels through regular visits 3 Possess database of all the schools, colleges, industries and potential bases for salaried business. 4 Create Awareness in the market through direct or indirect marketing activities 5 Tracks competition in terms of rates, proposals and policy. 6 Gathering and building on references. 7 Is constantly monitoring the quality of the portfolio and performance. 8 Provide regular updates and training to DSAs and channels on products and policies 9 Provide solutions to issues faced and thoughts which can lead to more business generation 10 Ensure payouts to channels are on-time and audited 11 Ensures visits to DSAs are regularly undertaken and reviews done. 12 Has a productive pipeline. 13 Builds and maintains a steady relationship with customers. 14 Attract channels which do business for other competitors 15 Weeding out of unproductive channels. 16 Ensure Login to conversion ratio is maintained at 60% 17 Ensuring 100% of the proposals are given LI 18 Have a concrete understanding of the Mortgage policy in terms of documents required, process to be followed. 19 Ensure all the cases are legally cleared before disbursing the case. 20 Ensure delinquency is within the norms and provide adequate support to the collection team as and when the need arises. 21 Identify and groom DSA / channels specializing in Salaried and Self Employed businesses. 22 Ensure delivery is spaced out through the month rather than accumulation towards month end. 23 Ensure all the documents are given at the time of login to help risk in taking a decision on the case 24 Pre-screening of documents before login. 25 Presenting cases for rate waivers and following on approvals 26 Ensure rejection percentage is below the threshold set. 27 Where required provide for re-look of rejected cases 28 Liaises with the risk team to do PD in every case 29 Meets atleast 3 new customers everyday. Expertise required/ Domain Knowledge: Channel sourcing exposure of High Ticket LAP product is preferred. Ticket size 4 Cr. To 20 Cr. No. of years of relevant experience: Minimum 5 years of experience in High Ticket LAP For Mumbai location please share resume on - Sumedh.Bhaskar@smfgindia.com For Pune location please share resume on - Sahil.Nakil1@smfgindia.com
Lead Generation & Client Acquisition Identify potential customers through field visits, referrals, and local campaigns Generate leads from dealerships, service centers, and open market Build relationships with two-wheeler dealers for consistent lead flow Customer Interaction & Sales Pitch Explain loan features, eligibility criteria, interest rates, and repayment terms Assist customers with documentation and application process Provide customized loan solutions based on customer needs Sales Target Achievement Meet monthly and quarterly loan disbursement targets Ensure timely closure of leads and follow-ups Maintain daily visit and conversion reports Dealer & DSA Coordination Collaborate with Direct Selling Agents (DSAs) and dealerships Retain and grow dealer relationships to boost sales Resolve dealer/customer queries promptly Documentation & Compliance Collect and verify customer documents (KYC, income proof, etc.) Coordinate with credit and operations teams for loan processing Ensure adherence to NBFC policies and regulatory norms Reporting & CRM Updates Maintain accurate records of sales activities Update CRM systems with lead status and customer interactions Share market feedback and competitor insights with management
Identify potential customers through field visits, referrals, and local campaigns Generate leads from dealerships, service centers, and open market Build relationships with dealers for consistent lead flow having dealer network and database Understanding of ABF Business Customer Interaction & Sales Pitch Explain loan features, eligibility criteria, interest rates, and repayment terms Assist customers with documentation and application process Provide customized loan solutions based on customer needs Sales Target Achievement Meet monthly and quarterly loan disbursement targets Ensure timely closure of leads and follow-ups Maintain daily visit and conversion reports Dealer & DSA Coordination Collaborate with Direct Selling Agents (DSAs) and dealerships Retain and grow dealer relationships to boost sales Resolve dealer/customer queries promptly Documentation & Compliance Collect and verify customer documents (KYC, income proof, etc.) Coordinate with credit and operations teams for loan processing Ensure adherence to NBFC policies and regulatory norms Reporting & CRM Updates Maintain accurate records of sales activities Update CRM systems with lead status and customer interactions Share market feedback and competitor insights with management
- Freshers can also apply Lead Generation & Client Acquisition Identify potential customers through field visits, referrals, and local campaigns Generate leads from dealerships, service centers, and open market Build relationships with dealers for consistent lead flow having dealer network and database Understanding of ABF Business Customer Interaction & Sales Pitch Explain loan features, eligibility criteria, interest rates, and repayment terms Assist customers with documentation and application process Provide customized loan solutions based on customer needs Sales Target Achievement Meet monthly and quarterly loan disbursement targets Ensure timely closure of leads and follow-ups Maintain daily visit and conversion reports Dealer & DSA Coordination Collaborate with Direct Selling Agents (DSAs) and dealerships Retain and grow dealer relationships to boost sales Resolve dealer/customer queries promptly Documentation & Compliance Collect and verify customer documents (KYC, income proof, etc.) Coordinate with credit and operations teams for loan processing Ensure adherence to NBFC policies and regulatory norms Reporting & CRM Updates Maintain accurate records of sales activities Update CRM systems with lead status and customer interactions Share market feedback and competitor insights with management
Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary.
Collections on delinquent accounts through customer meeting. Have a daily visit plan basis the PTP. In case of broken PTPs getting a revised commitment from customer for payment. Collection of bounce charges Giving feedback to BCI / BU Manager/Credit Manager on market issues. Frauds Updating DCR (Daily Collection Report) Reporting to BCI by EOD with the DCR for review Maintenance of receipt books Ensure of third party payment in the absence of the customer ensure relevant process is followed. Tracing of skip customers by liaising with FCU or other innovative means. Ensure receipts are given even if there are part payments made. Handling customer queries Ensure once the receipt book is complete the same is entered in the receipt control register with sign offs taken. Gives Early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact To be conversant in usage of MPot machine
Walk-in-drive at Vashi Branch for Relationship Manager - Commercial vehicle on 10th and 11th September 2025 Branch Address - SMFG India Credit, 1 st Floor, Vardhman Chamber, Plot 84, Sector 17, Vashi Navi Mumbai , 400703 Freshers can also apply Lead Generation & Client Acquisition Identify potential customers through field visits, referrals, and local campaigns Generate leads from dealerships, service centers, and open market Build relationships with dealers for consistent lead flow having dealer network and database Understanding of ABF Business Customer Interaction & Sales Pitch Explain loan features, eligibility criteria, interest rates, and repayment terms Assist customers with documentation and application process Provide customized loan solutions based on customer needs Sales Target Achievement Meet monthly and quarterly loan disbursement targets Ensure timely closure of leads and follow-ups Maintain daily visit and conversion reports Dealer & DSA Coordination Collaborate with Direct Selling Agents (DSAs) and dealerships Retain and grow dealer relationships to boost sales Resolve dealer/customer queries promptly Documentation & Compliance Collect and verify customer documents (KYC, income proof, etc.) Coordinate with credit and operations teams for loan processing Ensure adherence to NBFC policies and regulatory norms Reporting & CRM Updates Maintain accurate records of sales activities Update CRM systems with lead status and customer interactions Share market feedback and competitor insights with management Also please share resume on Sumedh.Bhaskar@smfgindia.com
We are seeking a dynamic and results-driven Sales Manager to lead our commercial equipment sales division. This role involves developing strategic sales plans, managing a high-performing team, and expanding our market presence. The ideal candidate will have deep industry knowledge, strong leadership skills, and a passion for driving revenue growth. Key Responsibilities Develop and execute strategic sales plans to meet and exceed company targets Identify new business opportunities and expand into untapped markets Build and maintain strong relationships with key clients and partners Negotiate contracts and close high-value deals Collaborate with marketing and product teams to align strategies Monitor sales performance metrics and generate regular reports Stay updated on industry trends, competitor activities, and market shifts Conduct product demonstrations and presentations for prospective clients Ensure high levels of customer satisfaction and post-sales support preferred Candidates : Any Graduate Min 5 Years of experience of sales in construction equipment's. proven track record of meeting or exceeding sales targets. Proficiency in CRM software and sales analytics tools. Willingness to travel as required. Perks and Benefits - CUG SIM Card with unlimited voice and Data. Mediclaim insurance up to 5 Lakhs for self and family. Monthly petrol allowances. Industry best incentives. Locations: Pune - Yerwada Office Mumbai - Vashi Office.