About the company: Rio is a fintech company in the domain of Credit over UPI. We are building exciting financial products for the Indian consumers. Founders : Riya Bhattacharya and Vivek Amarnani , IIT and IIM alumni. The team has decades of experience in building consumer centric product led organisations to create a large scale impact in the financial services domain. If a 0-1 b2c Fintech journey excites you, we’d love to talk to you. Meet our Pre-seed investors! Village Global , Blume Ventures , Better Capital + industry veteran Angels ​all of whom bring solid experience in early-stage buildingP osition Overview:W e are looking for a detail-oriented and proactive Finance & Operations Executive to manage vendor payments, payroll, compliance, and other essential finance and administrative responsibilities. This role requires strong coordination skills, knowledge of financial processes, and the ability to handle multiple tasks efficiently.J ob Title: Finance & Operations ExecutiveL ocation: Bangalore (6days - Onsite)E mployment Type: ContractualE xperience Level: 2–4 years (can be adjusted as needed)J oining: I mmediate & nbsp;Key Responsibilities:V endor Payments: Ensure timely and accurate processing of vendor payments; negotiate favorable payment terms in line with contractual agreements.I nvoice Management: Manage end-to-end invoice processing, from receipt to approval and payment; resolve discrepancies and maintain records.P ayroll Management: C oordinate monthly payroll; ensure timely salary disbursement, deductions, and tax compliance.B ookkeeping: Maintain day-to-day financial records; reconcile accounts and generate financial statements.E mployee Onboarding/Offboarding: Maintain and regularly update employee and tools data.C ompliance: Ensure timely monthly filings and compliance with TDS, GST, PTax, and other statutory requirements.C ontract Management: Facilitate contract closures, secure necessary approvals, and manage documentation including stamp papers.S ecretarial Compliance: Maintain board minutes, coordinate document signings, and ensure company secretary (CS) filings are completed on time.V endor Selection: Solicit and evaluate vendor quotes; conduct pricing discussions and finalize invoice terms.I nvestor Relations: Prepare and share Monthly MIS reports and respond to other investor-related requests as needed.G eneral Admin & Finance Support: Assist in miscellaneous finance, admin, and secretarial tasks as required.R equired Skills and Qualifications:P roven 2-3 years of experience in Finance, Accounting, Financial Operations, or a similar role.Proficiency in Excel, Tally and other similar tools.Excellent organizational and communication skills.Ability to multitask and manage time effectively.Proficient in corporate finance principles.Experienced in quality management practices.Adapt at problem-solving within a financial context.

Associate Product and Operations Manager About the company: Rio is a fast growing Credit over UPI fintech, with more than 7Lac user base. Rio issues Cobranded credit cards which work on UPI network and also is an NPCI certified UPI App. Founders : Riya Bhattacharya and Vivek Amarnani , IIT and IIM alumni. The team has a stellar track record of creating massive impact in the fintech and consumer-tech If a consumer driven fintech journey excites you, we’d love to talk to you. Meet our Pre-seed investors! Village Global , Blume Ventures , Better Capital + industry veteran Angels ​all of whom bring solid experience in early-stage building.P osition Overview:W e are looking for an Associate P roduct Manager w ith strong business acumen, technical expertise, and core problem-solving skills. The ideal candidate should be ready to roll up their sleeves and hustle, bringing an entrepreneurial mindset to build 0-to-1 products designed for the masses. This role will require a deep understanding of both the fintech product development lifecycle and the market needs, along with the ability to drive projects from concept to execution with a focus on delivering user-centred solutions.K ey Responsibilities:C ultivate a deep understanding of customers, crafting optimal user experiences through market research, experimentation, testing, and data analysis.E stablish and analyse metrics to gauge the success of products. Make continuous improvement of product throughout lifecycle C omfort with working with data. Take end-to-end ownership of product and business metrics.W ork with cross-functional teams, including engineering and design, to achieve product outcomes.R equirement : P ossess 2 years of pertinent product management experience in the industry with at least 1 year of experience building fintech products in early stage (upto Series A only)Exhibit strong problem-solving skills with deep technical expertise in SQL and Excel. Background in Engineering is a must. Ability to use AI tools and build products/demos using AI tools.Showcase adept written and verbal communication skills.Comfortable with external and internal stakeholder management.

The company Rio is a fast-growing Credit over UPI fintech with a user base of more than 7Lac. Rio issues Cobranded credit cards that operate on the UPI network and is also an NPCI certified UPI App. The founders of Rio are Riya Bhattacharya and Vivek Amarnani, both IIT and IIM alumni. The team at Rio has a proven track record of making a significant impact in the fintech and consumer-tech industries. If you are excited about being part of a consumer-driven fintech journey, Rio would like to have a conversation with you. Rio's pre-seed investors include Village Global, Blume Ventures, Better Capital, and industry veteran Angels, all of whom bring valuable experience in early-stage building. Rio is seeking an Associate Product Manager with a strong business acumen, technical expertise, and core problem-solving skills. The ideal candidate should be willing to work hard, adopt an entrepreneurial mindset, and develop products from 0-to-1 for the masses. This role will involve understanding the fintech product development lifecycle, market requirements, and driving projects from concept to execution, focusing on offering user-centered solutions. Key Responsibilities: - Develop a deep understanding of customers to create optimal user experiences through market research, experimentation, testing, and data analysis. - Establish and assess metrics to measure the success of products and continuously improve them throughout their lifecycle. - Proficiency in working with data and taking full ownership of products and business metrics. - Collaborate with cross-functional teams, including engineering and design, to achieve product outcomes. Requirements: - Minimum of 2 years of relevant product management experience in the industry, including at least 1 year of experience in building fintech products at an early stage (up to Series A). - Strong problem-solving skills with a solid technical background in SQL and Excel. An Engineering background is essential. - Ability to utilize AI tools and create products/demos using AI tools. - Excellent written and verbal communication skills. - Comfortable with managing both external and internal stakeholders.,