🌟 We’re Hiring: Head – Commercial / Corporate Underwriter | General Insurance 🌟 📍 Location: Mumbai 🏢 Department: Underwriting – General Insurance 🧑💼 Reports To: CTO 💼 Experience Required: Minimum 5–7 years 💰 CTC: ₹15–18 LPA About the Role We’re looking for a dynamic and experienced Head – Commercial / Corporate Underwriter to lead our underwriting function for commercial and corporate insurance portfolios. The ideal candidate will possess deep expertise in risk assessment, portfolio management, and client engagement — ensuring profitable growth while maintaining regulatory and compliance standards. Key Responsibilities 1. Risk Assessment & Underwriting Evaluate and underwrite risks across Fire, Engineering, Marine, Liability, and Miscellaneous lines. Analyze proposals, inspection reports, and client profiles to assess risk acceptability. Determine terms, conditions, and pricing aligned with underwriting guidelines and reinsurance treaties. Ensure full compliance with regulatory, underwriting, and reinsurance norms. 2. Portfolio Management Maintain a balanced, profitable underwriting portfolio. Monitor loss ratios and claims trends; initiate corrective actions where needed. Revise and improve underwriting guidelines in response to market dynamics. 3. Relationship Management Collaborate with intermediaries (brokers, agents, corporate partners) to provide technical underwriting support. Support business teams with customized corporate insurance programs. Participate in client meetings, risk presentations, and renewal discussions. 4. Compliance & Documentation Ensure accurate policy issuance and documentation. Maintain adherence to IRDAI regulations and audit requirements. Participate in risk audit reviews and ensure timely closure of observations. 5. Cross-functional Collaboration Work closely with Claims, Reinsurance, Actuarial, and Sales teams for seamless business operations. Mentor and guide junior underwriters and branch teams. Required Skills & Competencies Strong analytical and risk assessment abilities. Deep knowledge of commercial/general insurance products. Understanding of reinsurance arrangements. Excellent communication, negotiation, and decision-making skills. Proficient in MS Office and underwriting software/tools. Educational Qualifications Graduate/Postgraduate in any discipline. Preferred: Insurance certifications such as Licentiate/Associate/Fellow (III) or equivalent. Key Performance Indicators (KPIs) Portfolio profitability (Loss Ratio, Combined Ratio) Turnaround time for proposal underwriting Accuracy and compliance in underwriting documentation Retention and renewal rates in the commercial segment 📧 Interested candidates can share their CVs at: hr@policype.com ✨ Join us and play a key role in shaping a profitable and sustainable commercial underwriting portfolio! ✨
🚀 We’re Hiring: Corporate Sales / Account Manager – General Insurance 📍 Location: Mumbai 🏢 Department: Corporate / Commercial Lines 🧑💼 Experience Required: 3–5 years in General Insurance (Company or Broker) 📊 Reporting To: Head – Corporate Sales 💰 CTC: ₹12–15 LPA About the Role We’re looking for an experienced and result-oriented Corporate Sales / Account Manager to join our Corporate & Commercial Lines team. The ideal candidate will manage and grow corporate accounts by delivering customized insurance and risk management solutions across Fire, Engineering, Marine, Liability, and Employee Benefit lines. Key Responsibilities 1. Business Development & Client Acquisition Identify and onboard new corporate clients across industries such as Manufacturing, IT, Logistics, and Healthcare. Develop tailor-made insurance solutions based on client needs. Work with insurers to obtain competitive terms and close business efficiently. 2. Account Management & Retention Build and nurture long-term client relationships. Manage renewals, endorsements, and coordinate claims support. Conduct regular portfolio reviews and suggest risk improvements or coverage enhancements. 3. Coordination & Servicing Liaise with underwriters, claims, and operations teams for smooth policy issuance and servicing. Prepare client proposals, comparison charts, and presentations. Ensure timely policy document delivery, endorsements, and invoicing. 4. Revenue & Target Achievement Meet monthly and annual targets for new business, renewals, and revenue. Monitor premium collections and ensure timely payments. 5. Compliance & Reporting Adhere to IRDAI and company compliance policies. Maintain updated client records and submit periodic MIS reports. Key Skills & Competencies Strong knowledge of General Insurance products (Property, Marine, Engineering, Liability, Group Mediclaim, etc.) Excellent communication, negotiation, and presentation skills Strong client relationship management and problem-solving ability Analytical mindset with high attention to detail Proficient in MS Office (Excel, PowerPoint, Word) Educational Qualifications Graduate / Postgraduate in any discipline (MBA preferred) Insurance certifications such as Licentiate / Associate (III) are desirable Preferred Background Experience in a general insurance company or licensed insurance broker handling corporate or SME clients Exposure to commercial lines and corporate sales will be an advantage 📩 Interested candidates can share their CVs at: hr@policype.com ✨ Join our growing team and be part of a dynamic environment where client success drives our business success! ✨