Navadhan Capitali

10 Job openings at Navadhan Capitali
Product Manager - Micro LAP / Secured Business Loans Mumbai 4 - 7 years INR 0.9 - 1.25 Lacs P.A. Work from Office Full Time

Job Title: Product Manager Micro LAP / Secured Business Loans Department: Retail Assets / Secured Lending Location: Mumbai Experience: Product/Portfolio Management (Secured Lending/Micro LAP preferred) Job Summary: We are seeking a dynamic and analytical Product Manager Micro LAP/Secured Business Loans to lead the design, development, and growth of our secured lending products targeted at micro and small business customers. You will own the end-to-end product lifecycle and collaborate across credit, sales, risk, tech, and compliance teams to drive scalable, profitable growth. Role & responsibilities Key Responsibilities: Product Strategy & Development - Design and own the product roadmap for Micro LAP/Secured Business Loans. - Develop features, pricing, documentation norms, and process workflows tailored to micro-entrepreneurs and informal MSMEs. - Benchmark products against competitors and market demand to ensure competitiveness and customer relevance. Policy & Credit Structuring - Collaborate with credit & risk teams to define loan eligibility, LTV norms, collateral acceptance guidelines, and deviation matrices. - Ensure alignment with RBI & internal compliance frameworks. Portfolio & Business Management - Monitor product performance (disbursements, yields, delinquencies, cross-sell). - Use portfolio analytics to refine product pricing, structure, and risk norms. - Drive initiatives for product profitability, cost optimization, and yield improvement. Stakeholder Management - Coordinate with operations, tech, legal, and compliance to ensure smooth implementation and process alignment. - Act as the subject matter expert for field teams, providing product training and support. Innovation & Customer-Centricity - Identify new customer segments, delivery channels, and digitization opportunities for secured lending. - Pilot new loan structures, rural/semi-urban sourcing models, or fintech partnerships. Preferred candidate profile Key Requirements: - MBA / PGDM / CA preferred with a background in BFSI or NBFC sectors. - Experience in Product Management, especially in LAP, secured business loans, or MSME finance. - Strong understanding of secured lending policies, credit underwriting frameworks, and microfinance customer profiles. - Experience in working with field sales teams, branch models, and semi-urban/rural geographies. - Familiarity with loan origination systems (LOS), core banking systems, and product digitization is a plus. - Excellent analytical, communication, and project management skills. Preferred Attributes: - Prior experience in a Small Finance Bank, Microfinance NBFC, or Fintech focused on Micro LAP lending. - Exposure to tier 2–3 markets and a strong grasp of customer needs in low-ticket LAP segments (e.g., 1L – 15L). What We Offer: - Opportunity to shape the secured loan portfolio in a high-impact, customer-driven segment. - Cross-functional exposure with growth potential into leadership roles. - A mission-driven team environment focused on financial inclusion and innovation.

Company Secretary Mumbai 0 - 1 years INR 3.0 - 4.8 Lacs P.A. Work from Office Full Time

Great opportunity for freshers to work alongside Industry veterans and have a steep learning curve across Companies Act and ROC compliances besides RBI compliances for NBFCs. Expected good English writing skills and hunger to grow up the ranks. Annual bonus Health insurance Provident fund Life insurance Flexi working Travel allowance Accidental insurance Maternity policy Performance bonus

Product Analyst mumbai suburban 0 - 3 years INR 2.25 - 3.5 Lacs P.A. Work from Office Full Time

Job Description: 1. Analysing reports 2. Assessment and decision making 3. Partnership Management 4. MIS reporting 5. Product testing Key Skills Required: 1. Good communication skills 2. Advance Excel knowledge is mandatory 3. Enthusiastic and focused 4. Can adopt to start-up culture Preferred candidate profile BE/ B.Tech (CSE, IT preferred), B.Sc (CSE, IT preferred) From Mumbai Suburban western line (Malad, Kandivali, Goregaon, Borivali, Andheri preferred) Perks and benefits Work with company department heads directly Huge career growth opportunities PF Health Insurance cover Life insurance cover

Creative Designer mumbai suburban 0 - 3 years INR 2.25 - 3.5 Lacs P.A. Work from Office Full Time

Role & responsibilities 1. Design and produce a wide range of marketing collateral, including social media graphics, banners 2. Work with the CEOs Office to translate marketing strategies into impactful visual campaigns 3. Develop compelling visuals for online training modules 4. Working closely with the UI/UX team to ensure a seamless and intuitive user experience 5. Create and edit short videos, reels, and motion graphics for branding and training content 6. Build and maintain a design asset library and templates for repeated use 7. Use AI tools to generate videos and create collaterals Preferred candidate profile BE/ B.Tech, M.Tech Prior experience in UI/UX designing required

Financial Analyst mumbai suburban 0 - 3 years INR 2.25 - 3.5 Lacs P.A. Work from Office Full Time

Job Description: 1. Business Analysis 2. MIS reporting 3. Data Analysis Key Skills Required: 1. Good communication skills 2. Advance Excel knowledge is mandatory 3. Enthusiastic and focused 4. Can adopt to start-up culture Preferred candidate profile BBA/ BMS, B.Com, M.Com, MBA From Mumbai Suburban western line (Malad, Kandivali, Goregaon, Borivali, Andheri preferred) Perks and benefits Work with company department heads directly Huge career growth opportunities PF Health Insurance cover Life insurance cover Excel skills are must. The role has immense learning and career development and growth opportunity. This opportunity is in a fast-growing startup, hired candidates would be expected to work.

Payroll Executive mumbai suburban 0 - 3 years INR 2.25 - 3.5 Lacs P.A. Work from Office Full Time

Role & responsibilities 1. Process end-to-end payroll 2. Calculate and deduct all statutory contributions 3. Prepare and submit all required payroll-related reports 4. Maintain accurate and up-to-date payroll records 5. Collaborate with HR to ensure seamless integration of payroll with other business functions 6. Working in HRMS (Payroll) 7. HR Operations 8. Off-boarding (FnF settlements) Preferred candidate profile B.Com, M.Com, BBA/BMS, MBA/ PGDM Prior experience in payroll management required.

Credit Executive (Odiya) mumbai suburban,goregaon,mumbai (all areas) 0 - 3 years INR 2.5 - 5.5 Lacs P.A. Work from Office Full Time

Roles and Responsibilities Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposal Review the underwriting process and define process as per available resources and branch requirements Analyze associated risks in the business and financial standing of the client Appraising proposals, conducting risk analysis & scrutinizing relevant documents before recommending, ensuring compliance with credit policies Overseeing the proposals end to end e.g. from login to sanction of cases and supporting in disbursal Analyze the bank behavior of the customer and bank statement. Analyzing CRIF/CIBIL reports Loan Assessment and decision making Handling loan pre-sanction and post-sanction activities Partnership management MIS reporting Preferred candidate profile B.com (M.com, MBA is an added advantage) Odiya language reading & speaking is mandatory for the candidates. Perks and benefits : PF, Gratuity, Medical & Life insurance

Company Secretary mumbai suburban,goregaon 0 - 5 years INR 4.0 - 8.5 Lacs P.A. Work from Office Full Time

Roles and Responsibilities Company Secretary for a Base Layer - NBFC Only CS qualified - required candidates with Membership Number LLB/ MBA is an added advantage Provide secretarial support to Directors and assist with corporate governance matters. Ensure compliance with Companies Act, RBI regulations, MCA and other relevant laws. Maintain accurate records of company meetings, resolutions, and statutory filings. Coordinate with internal stakeholders on various projects related to legal documentation and compliance. Assist in drafting board agendas, minutes, and other documents as required. Desired Candidate Profile Bachelor's degree in CS (ICSE) or equivalent qualification from a recognized university. Strong understanding of companies act, RBI regulations, corporate law, secretarial activities, and statutory compliances.

Company Secretary mumbai suburban,goregaon 0 - 5 years INR 3.0 - 8.0 Lacs P.A. Work from Office Full Time

Roles and Responsibilities Company Secretary for a Base Layer - NBFC Only CS qualified - required candidates with Membership Number LLB/ MBA is an added advantage Provide secretarial support to Directors and assist with corporate governance matters. Ensure compliance with Companies Act, RBI regulations, MCA and other relevant laws. Maintain accurate records of company meetings, resolutions, and statutory filings. Coordinate with internal stakeholders on various projects related to legal documentation and compliance. Assist in drafting board agendas, minutes, and other documents as required. Desired Candidate Profile Bachelor's degree in CS (ICSE) or equivalent qualification from a recognized university. Strong understanding of companies act, RBI regulations, corporate law, secretarial activities, and statutory compliances.

Rural Distribution Manager bhopal,cuttack,nadiad 0 - 3 years INR 2.25 - 3.75 Lacs P.A. Work from Office Full Time

Responsibilities: * Manage rural distribution network * Report on rural market trends & insights * Ensure timely delivery of products to farmers * Collaborate with agribusiness entrepreneurs * Develop rural sales strategies * Ensure consistent business flow through effective partner relationships and timely support * Coordinate with credit, operations, and risk teams to ensure timely processing