Role Overview We are seeking a results-oriented Senior Engineer (Level 3) to join our product engineering team focused on delivering full-stack enhancements and new features for our lending platform. This role is integral to expanding our reach to new customer segments, driving business growth, and optimizing our core lending products. Youll be responsible for building, integrating, optimizing, and automating business-critical services—ranging from customer-facing apps and underwriting to payments, operations tools, and platform infrastructure. All engineering roles at GAIN Credit are expected to operationalize GenAI and other AI tools for improved productivity, code quality, and automation—this is part of how we “raise the bar” and accelerate our technology outcomes. Oh, the things you’ll do : Take ownership of medium-to-large, complex full-stack development projects— delivering new features, integrations, optimizations, and platform improvements. Collaborate cross-functionally with business, product, and operations to define requirements and deliver measurable value. Build and enhance consumer-facing web/mobile applications, core lending and payments services, and business process automation. Implement robust, scalable, and maintainable solutions using modern software practices and cloud-native platforms. Contribute to and advocate for a culture of high code quality, frequent testing, automation, and documentation. Regularly use GenAI/AI tools to improve day-to-day engineering efficiency, including code generation, testing, documentation, and troubleshooting. Identify and drive technical/process improvements that enable faster delivery and higher system reliability. Mentor junior engineers, conduct peer reviews, and lead by example in quality and ownership. What you bring to the table 4-6 Years of proven hands-on experience with full-stack development (frontend and backend), ideally using Python, JavaScript, and modern frameworks. Ability to learn and adapt to new technologies, frameworks, and tools as needed (not restricted to any one stack). Strong foundation in system design, cloud-native architectures, APIs, databases (relational and NoSQL), and containerization (e.g., Docker). Familiarity with DevOps, CI/CD, monitoring/observability, and infrastructure-as-code practices. Experience in designing for scale, security, maintainability, and compliance in a regulated environment (financial services preferred). Required Mindset & Behaviors Business-Outcome Focus: Driven to deliver features and improvements that expand business reach, product capabilities, and operational efficiency. Ownership & Accountability: Takes responsibility for the full engineering lifecycle— from requirements to production support. Continuous Improvement: Proactively uses AI tools and industry best practices to improve self, team, and systems. Collaborative: Works effectively with global, distributed teams and communicates clearly across time zones. Customer-Obsessed: Strives to build robust, reliable solutions that deliver superior customer value. What Sets You Apart Experience in financial services, lending, or other regulated domains. Comfortable in a remote-first, distributed, and asynchronous work environment. Demonstrated ability to deliver complex projects independently, with strong analytical and problem-solving skills. Why Join Us? Global-scale engineering challenges with impact on millions of customers. Inclusive, remote-first work culture with career growth and learning opportunities. Opportunity to leverage GenAI and modern tools to drive real change. Flexible work, continuous upskilling, and visible contribution to business success.
Role Overview We are seeking a results-oriented Senior Engineer (Level 3) to join our product engineering team focused on delivering full-stack enhancements and new features for our lending platform. This role is integral to expanding our reach to new customer segments, driving business growth, and optimizing our core lending products. Youll be responsible for building, integrating, optimizing, and automating business-critical servicesranging from customer-facing apps and underwriting to payments, operations tools, and platform infrastructure. All engineering roles at GAIN Credit are expected to operationalize GenAI and other AI tools for improved productivity, code quality, and automationthis is part of how we raise the bar” and accelerate our technology outcomes. Oh, the things you’ll do : Take ownership of medium-to-large, complex full-stack development projects— delivering new features, integrations, optimizations, and platform improvements. Collaborate cross-functionally with business, product, and operations to define requirements and deliver measurable value. Build and enhance consumer-facing web/mobile applications, core lending and payments services, and business process automation. Implement robust, scalable, and maintainable solutions using modern software practices and cloud-native platforms. Contribute to and advocate for a culture of high code quality, frequent testing, automation, and documentation. Regularly use GenAI/AI tools to improve day-to-day engineering efficiency, including code generation, testing, documentation, and troubleshooting. Identify and drive technical/process improvements that enable faster delivery and higher system reliability. Mentor junior engineers, conduct peer reviews, and lead by example in quality and ownership. What you bring to the table 4-6 Years of proven hands-on experience with full-stack development (frontend and backend), ideally using Python, JavaScript, and modern frameworks. Ability to learn and adapt to new technologies, frameworks, and tools as needed (not restricted to any one stack). Strong foundation in system design, cloud-native architectures, APIs, databases (relational and NoSQL), and containerization (e.g., Docker). Familiarity with DevOps, CI/CD, monitoring/observability, and infrastructure-as-code practices. Experience in designing for scale, security, maintainability, and compliance in a regulated environment (financial services preferred). Required Mindset & Behaviors Business-Outcome Focus: Driven to deliver features and improvements that expand business reach, product capabilities, and operational efficiency. Ownership & Accountability: Takes responsibility for the full engineering lifecycle— from requirements to production support. Continuous Improvement: Proactively uses AI tools and industry best practices to improve self, team, and systems. Collaborative: Works effectively with global, distributed teams and communicates clearly across time zones. Customer-Obsessed: Strives to build robust, reliable solutions that deliver superior customer value. What Sets You Apart Experience in financial services, lending, or other regulated domains. Comfortable in a remote-first, distributed, and asynchronous work environment. Demonstrated ability to deliver complex projects independently, with strong analytical and problem-solving skills. Why Join Us? Global-scale engineering challenges with impact on millions of customers. Inclusive, remote-first work culture with career growth and learning opportunities. Opportunity to leverage GenAI and modern tools to drive real change. Flexible work, continuous upskilling, and visible contribution to business success.
Job Title: Team Lead Analytics and Data Science Department: Analytics and Data Science (ADS) Location: Chennai, Bangalore & Noida preferred Collaborative teams: Organization-wide Oh, the things youll do: We predict credit risk and other key metrics using machine learning (ML) models – this will be one of your key tasks, where you will build these and work with stakeholders to implement them in a timely and accurate manner You will also work on other underwriting rules and optimize them Once these are implemented, you will help monitor the portfolio and suggest corrections where necessary You will evaluate other data sources to improve these models We do not just work on underwriting – the team provides analytics support across the organization, and you will be involved in this work You will run controlled tests based on Design of Experiments principle to add value to the business – this involves critical thinking You will mentor junior members and help them grow What you need to bring to the table- You should have built machine learning models and have good knowledge of statistics You should have good understanding of the underlying details about how the machine learning models work We expect you to have the ability to work independently on projects end-to-end starting with formulating problem statements, identifying solutions to the problems, breaking the solution into smaller tasks, and do hands on analysis of data to arrive at the solution We need someone who has programmed before – in R or Python or SQL etc. If you can program well in any language, we feel you can pick up another easily. Are you a critical thinker with good problem solving skills? We do not just build ML models using pre-packaged tools – that is a good skill to have but does not make you a rounded data scientist. In your job, you may just be asked a high level, poorly defined question – your job will involve understanding context, bounding the problem, forming hypotheses and delving into the data and coming up with a solution. Have you done that? Are you confident of doing that? Can you understand your problem well enough that you can convey the key message to a lay person through presentations and other means?
Role Overview We are seeking a results-oriented Senior Engineer (Level 3) to join our product engineering team focused on delivering full-stack enhancements and new features for our lending platform. This role is integral to expanding our reach to new customer segments, driving business growth, and optimizing our core lending products. Youll be responsible for building, integrating, optimizing, and automating business-critical servicesranging from customer-facing apps and underwriting to payments, operations tools, and platform infrastructure. All engineering roles at GAIN Credit are expected to operationalize GenAI and other AI tools for improved productivity, code quality, and automationthis is part of how we raise the bar” and accelerate our technology outcomes. Oh, the things you’ll do : Take ownership of medium-to-large, complex full-stack development projects— delivering new features, integrations, optimizations, and platform improvements. Collaborate cross-functionally with business, product, and operations to define requirements and deliver measurable value. Build and enhance consumer-facing web/mobile applications, core lending and payments services, and business process automation. Implement robust, scalable, and maintainable solutions using modern software practices and cloud-native platforms. Contribute to and advocate for a culture of high code quality, frequent testing, automation, and documentation. Regularly use GenAI/AI tools to improve day-to-day engineering efficiency, including code generation, testing, documentation, and troubleshooting. Identify and drive technical/process improvements that enable faster delivery and higher system reliability. Mentor junior engineers, conduct peer reviews, and lead by example in quality and ownership. What you bring to the table 4-6 Years of proven hands-on experience with full-stack development (frontend and backend), ideally using Python, JavaScript, and modern frameworks. Ability to learn and adapt to new technologies, frameworks, and tools as needed (not restricted to any one stack). Strong foundation in system design, cloud-native architectures, APIs, databases (relational and NoSQL), and containerization (e.g., Docker). Familiarity with DevOps, CI/CD, monitoring/observability, and infrastructure-as-code practices. Experience in designing for scale, security, maintainability, and compliance in a regulated environment (financial services preferred). Required Mindset & Behaviors Business-Outcome Focus: Driven to deliver features and improvements that expand business reach, product capabilities, and operational efficiency. Ownership & Accountability: Takes responsibility for the full engineering lifecycle— from requirements to production support. Continuous Improvement: Proactively uses AI tools and industry best practices to improve self, team, and systems. Collaborative: Works effectively with global, distributed teams and communicates clearly across time zones. Customer-Obsessed: Strives to build robust, reliable solutions that deliver superior customer value. What Sets You Apart Experience in financial services, lending, or other regulated domains. Comfortable in a remote-first, distributed, and asynchronous work environment. Demonstrated ability to deliver complex projects independently, with strong analytical and problem-solving skills. Why Join Us? Global-scale engineering challenges with impact on millions of customers. Inclusive, remote-first work culture with career growth and learning opportunities. Opportunity to leverage GenAI and modern tools to drive real change. Flexible work, continuous upskilling, and visible contribution to business success.