Portfolio Management and Risk Monitoring - SME Banking V Konnect

3.0 - 8.0 years

3 - 9 Lacs

Mumbai, Maharashtra, India

On-site

Roles & Responsibilities: Portfolio Risk Monitoring & Control Maintain operational and credit risk controls over sanctioned and disbursed portfolios using effective monitoring tools Monitor portfolio delinquency trends across locations, customer profiles, products, and programs Analyze portfolio behavior and identify reasons for defaults at individual and segment levels Suggest modifications in policies and programs based on portfolio trends and risk analysis Portfolio Analytics & Reporting Design, develop, and maintain portfolio dashboards for delinquency, repayment, outstanding balances, disbursement, and sanction monitoring across critical parameters and demographics Benchmark competition and industry trends to improve product and policy frameworks Derive and present analytical insights to senior management to support policy and decision-making Plan and execute reporting activities using analytical methods to manage credit risk effectively Compliance & Audit Handle internal and regulatory audits related to portfolio risk and compliance Prepare and circulate audit findings and review notes to senior management Ensure credit policy adherence and perform hind-sighting analysis on policy implementation Stakeholder Coordination & Training Coordinate with internal teams to ensure data availability for portfolio monitoring and review Provide training and support to frontline teams on credit policies, programs, and guidelines Manage complaint resolution related to portfolio risk and credit programs for ground teams Business Development & Team Support Support business development and lifecycle management of Relationship Managers (RMs) Drive knowledge management and KPI achievement within the SME segment teams

Posted 1 month ago

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