Location : Chennai, Coimbatore, Trichy, Madurai, Tirunelveli, Chidambaram, SalemRole & responsibilities Evaluate Credit Applications: Review and assess the credit applications identified the potential borrowers to determine their creditworthiness.Conduct Financial Analysis: Analyze the financial documents, including income statements, balance sheets, and other relevant information, to assess the borrowers repayment capacity.Risk Assessment: Evaluate the risks associated with lending to each customer, considering factors such as credit history, market conditions, and the borrowers ability to repay.Approval or Rejection: Based on the assessment, either approve or reject credit applications or forward them to senior management for higher approval.Ensure Loan Disbursement: Ensure timely and accurate disbursement of loans in accordance with the approved credit terms.Document Verification: Oversee the verification and proper documentation of loan agreements, collateral, and all necessary legal and financial documents.Post Disbursement : Ensure End-use of Loan Proceeds and Asset Creation.Monitor Loan Portfolio: Continuously track the performance of the branches credit portfolio, ensuring that loans and credits are performing as expected.Identify Early Warning Signs: Identify and monitor early signs of credit risk, such as delayed payments, declining customer financial health, and external economic factors that may affect repayment.Portfolio Review: Regularly review the portfolio for any necessary adjustments, refinancing, or restructuring of loans based on performance and risk levels.Collaterals and Security: Ensure that adequate collateral or guarantees are obtained, assessed, and secured as part of the loan agreement.NBFC Experience Added AdvantagePreferred candidate profile Position: Full Time Qualifications: We are currently seeking candidates who hold an UG and Above Qualification for this Position.Candidate's Should have experience in Credit. Excellent organizational skills and attention to detail.Strong supervisory and leadership skills.Time-management skillsAbility to handle confidential informationPerks and benefits Yearly BonusEmployee InsuranceFood & AccommodationPF & ESIContact Persons :Vignesh R : 8667792138 Janarthanan Coimbatore RHR : 934491327Venkatesh Chennai RHR : 9994417866Vadivel Trichy RHR : 9362133141Gokul Salem RHR : 6382594271 Muthukumar Nellai RHR : 9500343781Perumal Madurai RHR : 9940995494Seralathan Chidambram RHR : 9360057304