WIZ RESOURCEHYRE INDIA PRIVATE LIMITED

Design, implement, and refine credit risk policies, scoring models, and underwriting frameworks for Solar Finance. Monitor credit risk performance and portfolio health to mitigate potential risks. Utilize data analytics, machine learning models, and alternative data sources to enhance risk assessment. Collaborate with product, engineering, and compliance teams to balance growth and risk. Develop and maintain risk reporting tools, dashboards, and key risk indicators (KRIs). Ensure compliance with regulatory requirements and internal risk guidelines. Recommend credit risk mitigation strategies and provide insights on risk-adjusted profitability. Conduct stress testing, scenario analysis, and portfolio segmentation to anticipate risks. Optimize credit decisioning processes to improve approval rates and reduce defaults. Work Experience - 7+ years credit risk and 1+ years in Solar Finance.