Overview:
SME -Lending & Core Banking for Banking Projects
Domain SME for lending and core banking engagements, complementing the existing SME (Lending, Finacle) with leasing / asset finance depth and Oracle Flexcube / Temenos T24 platform experience
Responsibilities:
Mandatory: strong domain capability
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Explain the end-to-end lending and leasing / asset finance lifecycle, product variants and their business rules
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Work through rental, APR, interest, balloon, residual value and early-settlement calculations and validate system results
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Explain accounting entries, GL impact and EOD / BOD processing for lending and core banking transactions
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Demonstrate hands-on delivery on Oracle Flexcube or Temenos T24 lending / core modules
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Independently review BRD / FSD, identify gaps and challenge requirements with business stakeholders
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Key functional areas
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Retail and corporate lending lifecycle – origination (LOS), underwriting, sanction, disbursement, repayment, collections (LMS)
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Leasing / asset finance – equipment leasing, hire purchase, vehicle finance, rental and APR calculations, balloon payments, residual values, early settlement, end-of-term, repossession
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Core banking – customer / CIF, CASA, deposits, GL, interest and charges, EOD / BOD, interfaces
Responsibilities-
Understand project scope and functional requirements across assigned clients; read and review BRD / FSD / user stories
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Prepare and review test scenarios and test cases for domain coverage and correctness
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Review test execution against plan; guide testers on complex domain scenarios and defect triage
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Support status reporting and participate in customer governance calls and stakeholder discussions
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Act as domain point of contact for project managers and test leads across multiple projects
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Build reusable domain assets – scenario libraries, checklists, regulatory change notes
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Support presales / proposals and new-project mobilisation with domain inputs
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Mentor and upskill bench and project resources in the domain
Essential skills:
- Strong functional domain knowledge with hands-on testing / BA background in banking projects
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Test design and review, UAT support, defect management
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Requirement analysis – BRD / FSD review, gap analysis, traceability
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Stakeholder management and client-facing communication
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Tools: JIRA, Confluence, test management tools (ALM / Zephyr / Xray); SQL for data validation
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Agile and Waterfall delivery
Desired skills:
Excellent communication and interpersonal skills.
Ability to work under pressure and manage multiple priorities.
Detail-oriented with a commitment to delivering high-quality solutions.
Mandatory: Strong domain capability – End-to-end lending and leasing / asset finance lifecycle, calculations (rental, APR, residual, early settlement), accounting and EOD impacts; hands-on Flexcube / T24
Experience:
7–10 years overall as a Business Analyst / domain specialist; minimum 5 years in lending / asset finance and core banking
Platform certifications (Oracle Flexcube / Temenos) – preferred
