SkillLabs Resource Services

As a Credit Underwriter in our company, you will play a crucial role in managing end-to-end credit underwriting and portfolio management for a high-yield credit portfolio spanning various sectors. Your responsibilities will include: - Underwriting, structuring, and recommending credit proposals for complex and high-yield transactions, while balancing risk and return objectives. - Managing underwriting for diverse asset classes such as term loans, NCDs, lease rental discounting, promoter funding, and HoldCo lending. - Collaborating with legal, technical, treasury, and risk teams throughout the deal structuring, documentation, and closure process. - Conducting continuous portfolio monitoring to identify early warning signals, track performance trends, and suggest corrective measures. - Working closely with management to prepare analytical reports, portfolio reviews, and sector insights to facilitate decision-making. Your profile should ideally include: - Proven experience in corporate, structured, or venture lending across multiple sectors. - Strong proficiency in financial modeling, risk assessment, and covenant structuring. - Exposure to promoter funding, PE/VC-backed lending, acquisition finance, and special situation credit. - Ability to interpret portfolio data, identify sectoral trends, and proactively manage risk. - Cross-functional coordination skills with an understanding of legal, technical, and treasury aspects in credit. - Proficiency in Excel and PowerPoint; exposure to analytical tools (SQL/Python/SAS) would be advantageous. You should be a well-rounded credit professional with a blend of analytical rigor and practical structuring ability, capable of underwriting complex deals, managing diversified portfolios, and ensuring disciplined risk management across high-yield and structured finance exposures. In addition to a Full-time job type, the benefits we offer include cell phone reimbursement, commuter assistance, health insurance, and Provident Fund. The work location is in person.,