MODIFI is a global FinTech company. We enable international commerce through a digital platform for B2B payments: With MODIFI, Exporters get paid instantly, while Importers have the option to pay later. In addition we provide trade management services. We empower businesses to grow, fostering strong international partnerships and benefitting local economies. As a global business payments company that helps exporters and importers finance and manage their international trades, we re looking for a Senior Data Engineer to join our distributed team in Mumbai and help shape the future of our data ecosystem. If youre passionate about building scalable data systems, thrive in a fast-paced startup environment, and love turning raw data into actionable insights this could be the perfect role for you. What You ll Do: Design, build, and maintain robust and scalable data pipelines using DBT and Fivetran Own and optimize the data transformation layer for performance, reliability, and consistency Develop and maintain powerful Tableau dashboards to support data-driven decisions across departments Evaluate and integrate streaming solutions experience with Kafka is a big plus Work closely with stakeholders across the business to ensure seamless data integration and delivery Uphold high standards in data quality , governance , and documentation throughout the data lifecycle Monitor, troubleshoot, and continuously improve our data infrastructure 5+ years of experience in data engineering or a closely related role Deep hands-on experience with DBT and Fivetran Strong SQL

MODIFI is a global FinTech company. We enable international commerce through a digital platform for B2B payments: With MODIFI, Exporters get paid instantly, while Importers have the option to pay later. In addition we provide trade management services. We empower businesses to grow, fostering strong international partnerships and benefitting local economies. As a global business payments company that helps exporters and importers finance and manage their international trades. We are looking for an experienced and energetic Credit Analytics Director to join our team in Mumbai and support MODIFI in its mission to change the world of international trade. Come and shape the future of global commerce with MODIFI! Your impact: Lead the credit analytics function for MODIFIs Trade Finance business in order to drive data-driven decision making and risk management strategies. Oversee the full customer lifecycle, from customer onboarding to identity screening (KYC/AML) to individual financing decisions Improve our underwriting processes and principles, processes and automatization. Responsible for credit risk underwriting and managing of credit limits for MODIFIs Trade Finance customers and the final trade approval Develop and implement credit risk models and methodologies to assess the creditworthiness of trading partners in a global market. Collaborate with cross-functional teams and stakeholders including Risk, Finance, and Product to optimize credit policies and procedures. Stay updated on market and industry trends, regulatory changes, and best practices for credit analytics in the trade finance sector. Provide strategic recommendations to senior management based on analysis of credit data and market insights. Minimal 8+ years experience in Corporate Banking, Trade Finance, Credit Insurance, Factoring, Payment provider or similar underwriting position. Very good understanding of the Indian market and preferably also APAC, Bangladesh and/or Pakistan