Conviction Hiring For Live Underwriter (US/UK Mortgage)

Hiring for one of the leading Global Bank. Role : Live Underwriter (US / UK Mortgage) Location : Pune, Noida, Chennai Years of experience : 3+ years Notice Period : 30 Days and below Ctc : 25 to 30% hike on current ctc Shifts : Rotational Shifts Mandatory Skillset : 1. Experience into end to end underwriting. 2.Hands on experience with 4C's (credit, capacity, capital,collateral). 3.Experience with documents review. 4. Exposure with retail underwriting, residential mortgage, personal property mortgage and retail property mortgage. Detailed Job Description : 1.Excellent Communication skills 2.Experience in mortgage underwriting or any complex banking experience such as background of investment banking and Trading. 3.Experience Minimum 3 years. 4.Hands on experience on using PowerApps will be an added advantage. 5.Strong customer focus and driven to get the right things for the customers and the bank.Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit 6.Should have good analytical and problem-solving skills 7.Should have decision-making skill when applying in business judgment 8.Evaluate complete loan documents and should provide approval or denial decision 9.Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation 10.Thorough income calculation Salaried income, business income, retired other income and rental income 11.Complete review of Collateral and property valuation 12.Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. 13.Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer 14.Validating and processing the Loan documents on behalf of a Mortgage lender organization. 15.Evaluating evidence of borrowers willingness and ability to repay the obligation 16.Good communication, Presentation skills, Self-motivated and hard working Note : This is an onroll opportunity and directly on the conpany's payroll. Interested candidates can mail or connect on tanvikeny.convictionhr@gmail.com