Cholamandalam Investment and Finance Company Limited (Chola), founded in 1978 as part of the Murugappa Group, initially focused on equipment financing. Over the years, Chola has transformed into a leading comprehensive financial services provider, offering a wide array of solutions including vehicle finance, home loans, SME loans, home equity loans, loan against property, consumer durable loans, and more. With a nationwide presence of 1,500+ branches and Assets Under Management (AUM) surpassing Rs. 1.77 lakh crore, Chola serves over 42.9 lakh happy customers. The company’s subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff), enhancing its diverse portfolio. At Chola, our commitment is to foster growth and empowerment for customers, employees, shareholders, and communities alike. We are driven by a strong foundation of integrity, ethical values, and a deep sense of responsibility towards all our stakeholders. As we continue to grow and innovate, we aim to create sustainable value and contribute positively to the lives of those we serve, enabling them to enter a better life .