Bread

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Customer Care Department is driven by a talented group of customer experience professionals who take considerable pride in building customer and brand loyalty through positive customer interactions. The associate is responsible for providing a superior and efficient experience on inbound and outbound customer service calls and emails from customers, while adhering to all procedural and regulatory guidelines. The associate is responsible for a multitude of inquiries including (but not limited to) Fee Inquiries, Credits/Return Calls, Credit Limit inquiries, Dispute intake, and authorization requests for products that Bread Financial offers to its customers. Essential Job Functions Customer Experience - Answer a variety of inbound customer service calls and emails from customers. Efficiently build a connection with customers through care, empathy, listening, acknowledgement and through providing accurate information. Interact professionally, respectfully, and energetically to mutually resolve customer inquiries through negotiation and education. Recognize when to leverage resources to resolve customer inquiries. Demonstrate ownership and accountability without placing blame. Build Relationships – Serve as a customer advocate to assist customers transactions. Work independently and as a part of a team. Actively engage with teammates to achieve common goals through knowledge sharing. Communication – Demonstrate outstanding verbal and written communication skills when working with internal and external partners. Explain complex topics in a clear and concise manner. Respond well under pressure and appreciate ambiguity as a normal business condition. Give and accept feedback as a matter of practice. Document interactions and update customer records in company systems. Utilize knowledge of Microsoft Office tools such as Outlook and Teams to execute daily work. Reports To Lead or above Working Conditions/ Physical Requirements Normal office environment, no travel required. Direct Reports: None Minimum Qualifications Bachelor’s Degree 1 to 2 years of customer service experience in call center or related experience Must be able to pass English Assessment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Operations Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Model Development Analyst 1 is responsible for generating data-driven insights into all modeling needs of the Banks and the practical results of models. This role’s focus is to help the Banks understand their risk profiles along with risk management processes that are needed in support of those risk profiles. Besides capital modeling, the Model Development Analyst 1 takes ownership of stress testing in other areas, including the stress testing required by the Dodd-Frank Act Stress Tests (DFAST), liquidity stress testing, and other. This position is also responsible for models such as Current Expected Credit Loss (CECL), Pricing, etc. In addition, this Analyst is responsible for analyzing the effects of policy and strategy changes on outcomes. Some of this analysis entails the building of models while some will require other analytical skills. Essential Job Functions Analytics - Work with the team leader to establish portfolio-level financial analyses to understand emerging trends, size financial impacts, and answer key leadership questions. Conduct data integrity checks and applicable data pre-processing such as treatment of missing values and outliers. Conduct exploratory data analysis for preliminary data insights to drive the selection of modeling approach that best addresses the business problem. Assist in building predictive models using statistical methodologies like decision trees, regression modeling, and clustering. Utilize knowledge of macro-economic variables and macro-economic scenarios for economic capital prediction and stress testing. Create standard operating procedures and documentation for key processes. Business Relationships - Summarize results into key insights that are easy to understand and prove useful and present key findings and recommended solutions to internal and external business partners. Provide recommendations regarding how to use data science and models to drive critical business decisions. Translate partners’ business needs into analytics projects and quickly estimate potential benefit. Demonstrate knowledge of the business, such as drivers of profitability, system capabilities, and company goals. Collaboration - Under supervision and guidance, translate analytical results into useful recommendations for review with manager. Demonstrate strong verbal and written communication skills when working with internal partners and when presenting results to various audiences. Work across the finance organization with other data scientists to coordinate standardizing definitions / calculations, sharing of best practices, development of foundational knowledge of credit card operations, banking, financial, loyalty rewards, retail, and credit card regulations while working with the business. Collaborate with other data scientists in the company to share best practices and data science innovations. Data Science Innovation – With direction from leader, research industry trends in data science of new tools, emerging algorithms, advanced platforms, and alternative data to enhance modeling effectiveness and efficiency. Conduct use case testing for new tools/techniques/platforms/data and provide user input/feedback. Reports To: Lead or above Direct Reports: None Working Conditions/Physical Requirements Normal Office Environment. Hybrid role, work in corporate office as required. Minimum Qualifications Bachelor’s degree in Finance, Statistics, Econometrics, Quantitative Analysis, Economics or related field of study. Preferred Qualifications Master’s degree in Finance, Statistics, Econometrics, Quantitative Analysis, Economics or related field of study. Certified or pursuing CFA, FRM, or equivalent certifications. 1+ years of relevant experience in Model risk, data analytics or financial reporting. Experience with Python, SQL, or SAS. Knowledge, Skills And Abilities Stress testing Verbal and written communication skills Collaboration Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Enterprise Risk Job Type Regular

Job Description Every career journey is personal. That&aposs why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Data Management Senior Manager will oversee the organization&aposs data management initiative across one or more aspects of the data lifecycle, to ensure alignment with policies, standards, and data risks controls. This role will require expertise in data classification, metadata management, data quality, data retention and data sharing to strengthen policy-based frameworks and improve enterprise data usability. This role will contribute to the development and implementation of best practices for mastering data domains, regulatory compliance, and data stewardship, collaborating with business and technology teams to drive operational excellence. This role is ideal for a data professional who is passionate about enabling trusted, well-managed data ecosystems and ensuring the data is properly governed, classified and securely managed. Essential Job Functions Partner with data communities and collaborate cross-functionally with Data Governance, IT another functions both onshore and offshore to ensure integration of data quality/management processes. Collaborate with cross functional teams to address data-related issues and provide innovative solutions. Network with senior internal and external personnel in own area of expertise. - (20%) Influence and guide across one or more data disciplines through clear communications, decision-making, conflict resolution and inspiring others to achieve their best. Provide guidance, priorities, and personal development of the team. - (20%) Escalation points to assist in resolving problems of diverse scope where analysis of data requires evaluation of identifiable factors. Identify, design, develop and implement data centric solutions driven in alignment to the goals of the Data and Analytics department. Demonstrate good judgment in selecting methods and techniques for obtaining solutions. - (20%) Create and maintain documentation, define and/or implement procedures, ensure compliance with policies and standards and report on established metrics and KPIs. - (20%) Manage the implementation of data lifecycle management strategies, roadmaps and policies ensure data integrity, security, and accessibility throughout the data lifecycle. Establish evidence from industry research of best practices to expand the policies, standards and procedures. - (20%) Minimum Qualifications Bachelors Degree computer science, engineering, information technology or a related STEM field of study. Certified Data Management Professional (CDMP from DAMA). 10+ years of experience working in data engineering, application development, or data architecture. 5+ years of experience leading a team of people. Preferred Qualifications Masters Degree business, information technology, computer science or related STEM field of study. Experience implementing data management capabilities in a financial services firm. Skills Microsoft Office Cloud Technology Records Management Reports To : Senior Manager and above Direct Reports : 6 - 10 Work Environment Normal office environment, hybrid. Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, youll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. Weve been consistently recognized as a best place to work nationally and in many markets and were proud to promote an environment where you feel appreciated, accepted, valued, and fulfilledboth personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Data and Analytics Job Type Regular Show more Show less

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Sr. Manager, Engineering leads a team to develop innovative features within a specific business domain, collaborating with business and IT leaders, including Information Security, Architecture, and Infrastructure. The role focuses on payments technology systems, guiding system selection, integration, and optimization to support B2B, B2C, and B2B2C partnerships. Inspire and mentor engineers to ensure reliable payment systems with strong monitoring controls. Plan and implement software solutions across credit, financial systems, and third-party integrations. Drive innovation through a comprehensive technology roadmap. Work with platform owners and cross-functional teams to launch platforms and support strategic transformations. Uphold Bread Financial values, maintain fiscal responsibility, and foster an inclusive environment. Essential Job Functions Leads engineers in full stack development across experience, service, and core technology components to deliver a unified product experience across product mix. Skill in solutioning, sizing and estimating in the delivery of targeted commitments. - (25%) Mentor and lead a talented engineering team, developing the careers and technical capabilities of all team members, searching for career growth opportunities, and fostering collaboration and cross-pollination. Develop a best in class engineering organization of engineers directly reporting to them as well as contractors on site and oversees. - (25%) Partners and influences leaders across the business and technology organizations. Typical partners include business domain / product leaders, information security, architecture, infrastructure engineering, and operations. Builds and maintains a roadmap for strategic partnership integrations in partnership with cross-functional teams. - (15%) Leverages enterprise and spatial thinking to find optimal solutions that deliver results and balance the needs and requirements across business and technology. - (10%) Creates and delivers clear and concise messages to executives, teams, and both internal and external partners. Demonstrates strong emotional intelligence and embodies all Activator, Ambassador, and Visionary behaviors outlined by Bread Financial Leadership Behaviors. - (10%) As a member on the engineering leadership team, drives innovation within domain. Implement, monitor and improve execution of agile methodology in launching Bread’s domain organizational structure. Utilize design tools as required to optimize critical aspects of the design. - (15%) Minimum Qualifications Bachelor’s Degree in Information Technology, Computer Science, Computer Information Systems, Software Engineering, Mathematics, Statistics, or related area 5+ years in technology people leadership Preferred Qualifications 6+ years of technology experience Skills Agile Methodology API Management Application Management Change Management Conflict Management Continual Improvement Process Critical Thinking Innovation JavaScript Frameworks Lean Principles Reports To : VP and above Direct Reports : 11 - 15 Work Environment Normal office environment, hybrid. Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Experience engineer uses code to develop visual experiences; web, mobile and other UIs. An engineer is responsible for understanding business problems, designing, developing, configuring, testing, and deploying software to provide the solution. Engineers write the code to produce applications that provide measurable business value to our clients. Engineers most often use Agile techniques and are a part of a larger, cross-functional team. Engineers should have a passion for learning new languages/technologies and staying on top of the technology wave. Essential Job Functions Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Inspect, analyze, and translate functional and non-functional requirements into technical design, application code, and configuration parameters. Produce design specifications, including screen layouts, graphical user interfaces, and printed outputs developed for self and others. Convert technical design and specifications into functioning components through the development of application code and configuration. Provide technical on-call support as defined within team and role expectations. Create and execute unit tests to ensure issues are proactively identified within the software development lifecycle. Analyze code to identify causes of errors and defects. Remediate known errors within development and production support contexts. Review application code for self and others. Define, support, and enforce code standards and guidelines relevant to the applications and technologies being supported. Estimate and size work based upon high-level requirements. Continuously improve applications and processes with a focus on quality, efficiency, and user experience. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development. Expectation is to be proficient in at least two and ideally three programming languages (e.g. COBOL, Java) and develop or maintain at least three applications. Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes. Minimum Qualifications Bachelor’s degree in information technology, Computer Science, Computer Information Systems, Software Engineering, Mathematics, Statistics, or related area or equivalent, relevant work experience 0-1 years of work experience in related field Preferred Qualifications 2+ years of work experience in related field Skills Agile Methodology Java JScript Microsoft Azure Functions Microsoft Azure SQL Full Stack Development AWS Development React.js Angular Flutter Software Development Kit (SDK) Salesforce Reports To : Manager and above Direct Reports : 0 Work Environment: Hybrid Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior People & Culture Partner uses a strong expertise in the field to work autonomously in implementing initiatives related to attracting, developing and retaining a talented and committed workforce. The key areas of responsibility include associate relations, organization development/effectiveness and training, talent and performance management, rewards and recognition and communication. The Sr. People & Culture Partner builds partnerships with key stakeholders within one large business segment or multiple smaller business segments or locations, the majority of the support is given to senior leaders within that business segment. This role responds to inquiries from Associates regarding People & Culture processes and procedures within the professional level support groups. They help the business leaders to provide associates with development opportunities and ensure that they are able to meet current and future performance standards. The role works collaboratively with all People & Culture functions. Essential Job Functions Leadership - Supports the leadership team on people and culture related matters, policies and procedures. Strategic leadership development. Demonstrates outstanding Verbal and Written Communication skills when working with internal and external partners. Partnership - Ensures people and organizational capabilities required by the business in the mid and long term are understood and actioned. Partners with the business on workforce planning, succession planning, and skills assessment. Works with line managers and employees to address all types of employee relations issues. Partners with managers to retain, develop and motivate people to achieve their fullest potential. Partners with the associate engagement, and living well team to create and implement innovative associate engagement solutions. Performance Improvement and Documentation - Reviews and analyzes business data to identify trends and recommend solutions to improve performance retention, and employee experience. Assesses business training needs for associates, and partners with the L&D team to identify an appropriate plan of action. Reports to: SeniorManager or above Working Conditions/ Physical Requirements: Normal office environment, some travel may be required. Direct Reports: none Minimum Qualifications Bachelors degree in Human Resource Management, Organizational Behavior, Psychology, or Related Field. Five or more years HRBP/HR Generalist experience; Employee Relations Preferred Qualifications Master’s degree in Human Resource Management, Organizational Behavior, Psychology, or Related Field. Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Human Resources Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Network Engineer provides technical design, planning, operation, maintenance, and advanced troubleshooting of the Bread Financial’s network infrastructure. This position ensures continuity and alignment of the network administration/engineering direction. This position supports Bread Financial’s strategies and participates in engineering the network infrastructure as well as the development of guidelines, procedures, and standards. Essential Job Functions Documentation/Technology - Participates in the development of standards, policies, and procedures; ensures support of standards, policies, and procedures. Participates in the annual audit processes as needed in support of the senior associates. Ensures that system improvements are successfully implemented and monitored to gain the greatest efficiencies. Quality Assurance – Defines and participates in the work performed by less experienced network analysts to plan, design and manage network infrastructure components for effective performance, cost effectiveness and availability. Process and Project Management - Manages and contributes to network projects related to technology pilots, conversions, implementations, etc. Support medium to large projects based on project management experience and competencies. Sustain the necessary data throughput rate by analyzing networking activity and maintaining existing equipment. Relationship Management - Provides 24x7 on-call support in complex troubleshooting, coordinating, escalating to ensure the recovery of failed components or equipment. Establishes and maintains relationships with outside vendors of IT&O products, professional organizations, contract employees, external auditors, and consultants. Responds to network connectivity issues and resolves any wireless communication issues within the confines of the office. Reports to: Lead or Higher Direct Reports: None Work Timings: 11am to 8pm IST or 1pm to 10pm IST / Flexible to work in shifts as needed Minimum Qualifications Degree Required: Bachelor’s Degree Years of Work Experience Required: Five to Eight Type/focus of work experience required: Experience working in projects adopting Iterative/Agile/Waterfall methodologies and practices. Certification: Cisco Certified Network Professional (CCNP) Preferred Qualifications Years of Work Experience Preferred – 5 to 8 Type/focus of work experience preferred – Complex Network/Firewall Engineering level Ability to work with multi-location/global teams Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Financial Operations (FinOps) Analyst will assist in streamlining processes such as procurement, reservations, financial approvals, and coordination between multiple stakeholders, to align teams to FinOps goals and policies. In this role, Azure, AWS, Cloudability, and other FinOps tools are used to drive business outcomes . Additionally, this role will leverage data to assist in driving cost-saving opportunities across multiple clouds and hosted applications. The FinOps Analyst provides support in creating and socializing reports, dashboards, and cost-saving automations by leveraging available tools and processes in accordance with the needs of evolving business. Essential Job Functions Financial - Utilize basic FinOps principals and cost-saving strategies. Assist in driving financial opportunities across multiple teams and stakeholders. Record and track financial opportunities, discussions, decisions, and impacts. Partner with team members and application stakeholders to plan, access, and visualize the budgeting aspect for each application environment. Manage expenses by leveraging real-time data on company spending from the cloud platform and application perspective. Process and Policy - Analyze and provide feedback on FinOps policies and processes. Create and maintain documentation of deployments, systems, and procedures relating to joband team responsibilities. Produce documentation as requested for internal customers, audits and compliance purposes. Leverage FinOps tools to identify areas where enhanced procedures could save companies both time and money (e.g. Reservations and Rightsizing). Leverage both new technology and more traditional approaches. Reporting and Analytics - Build dashboards, reports, data automations, and forecasts to specification. Build real-time financial reporting, budgeting and forecasting by leveraging data and tools. Reports To Manager or higher Direct Reports None Working Conditions/ Physical Requirements Based in Bangalore, India. Choice of remote, hybrid or in office. Required to support intermittent on-call coverage which may be outside of normal business hours, including weekends and possibly holidays. Work Hours: 11am to 8pm IST or 1pm to 10pm IST. Flexible to work in shifts as needed. Minimum Qualifications Bachelor's Degree 1+ year of experience managing cost across multiple billing accounts within Azure or AWS, using native Cost Management tools, Apptio Suite, or other FinOps tools. Must have worked in projects adopting Iterative/Agile methodologies and must be proficient with its FinOps practices. Engineering experience in an area of specialization which is Azure Cloud, mainly focused to set up and deploy financial reporting and monitoring in Azure cloud and continuously monitor the cost. Preferred Qualifications Certifications: AZ-900, AZ-104, AWS Cloud Practitioner, AWS Associate Architect or FinOps Practitioner. Knowledge, Skills And Abilities Proven stakeholder management skills Indepth background in finance and cloud engineering concepts Basic proficiency in SQL Basic proficiency in technical writing and documentation Basic proficiency in data analytics and reporting Exposure to basic automation tools and workflows Exposure to a scripting language Exposure to IaaS, PaaS, and SaaS products offered by Azure and AWs Exposure to basic accounting practices and cloud provider billing Exposure to a Cost Management tool and an environment with multiple billing accounts Aptitude for problem-solving Strong background in cloud products and exposure to software development practices Familiar with SQL, dashboards, GAAP reporting, and a FinOps Foundation member Cloud computing and understanding of shared responsibility models Comfortable working on a small team, be self-motivated, and exhibit strong problem-solving and oral and written communication skills Working knowledge of Cloud Computing services as well as Cloud Networking, Databases, Software, Servers, and Microsoft product knowledge Interest in learning other FinOps skills to improve the overall cost factor in the teams Understanding features and tools in AWS and Azure for governance and compliance, for managing and deploying Cloud resources Intermediate overview of cloud service types such as IaaS, PaaS & SaaS and associated monitoring tools in Azure/AWS for these services Knowledge of core architectural components of AWS/Azure such as VMs, VMSS, Containers, Functions, App hosting, Vnet, APIM, API Gateways, APP Services, Private Network and Storage Proven experience in reducing the consumption of underutilized resources and leading cloud cost-efficiency improvements Familiarity with Data Warehousing workflows such as Snowflake or Tableau, and have the ability to query and analyze large data sets Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Accounting / Finance Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The service engineer uses code to create APIs and/or microservices to connect core platforms to experiences. An engineer is responsible for understanding business problems, designing, developing, configuring, testing, and deploying software to provide the solution. Engineers most often use Agile techniques and are a part of a larger, cross-functional team. Depending on the team, an engineer's responsibilities may be building pipelines, building test strategy, building cloud environments to be used in part of the development processes. The engineer's responsibility is to ensure the delivery of the software is high quality and automated as much as possible. Essential Job Functions Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Inspect, analyze, and translate functional and non-functional requirements into technical design, application code, and configuration parameters. Produce design specifications, including screen layouts, graphical user interfaces, and printed outputs developed for self and others. Convert technical design and specifications into functioning components through the development of application code and configuration. Provide technical on-call support as defined within team and role expectations. Create and execute unit tests to ensure issues are proactively identified within the software development lifecycle. Analyze code to identify causes of errors and defects. Remediate known errors within development and production support contexts. Review application code for self and others. Define, support, and enforce code standards and guidelines relevant to the applications and technologies being supported. Estimate and size work based upon high-level requirements. Continuously improve applications and processes with a focus on quality, efficiency, and user experience. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development. Expectation is to be proficient in at least two and ideally three programming languages (e.g. COBOL, Java) and develop or maintain at least three application. Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes. Minimum Qualifications Bachelor’s Degree 4+ years of relevant work experience Preferred Qualifications 5+ years of experience in relevant field Skills Cypress Java Agile Methodology AWS Development JavaScript Selenium QA Automation Reports To : Manager and above Direct Reports : 0 Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Network Engineer provides technical design, planning, operation, maintenance, and advanced troubleshooting of the Bread Financial’s network infrastructure. This position ensures continuity and alignment of the network administration/engineering direction. This position supports Bread Financial’s strategies and participates in engineering the network infrastructure as well as the development of guidelines, procedures, and standards. Essential Job Functions Documentation/Technology - Participates in the development of standards, policies, and procedures; ensures support of standards, policies, and procedures. Participates in the annual audit processes as needed in support of the senior associates. Ensures that system improvements are successfully implemented and monitored to gain the greatest efficiencies. Quality Assurance – Defines and participates in the work performed by less experienced network analysts to plan, design and manage network infrastructure components for effective performance, cost effectiveness and availability. Process and Project Management - Manages and contributes to network projects related to technology pilots, conversions, implementations, etc. Support medium to large projects based on project management experience and competencies. Sustain the necessary data throughput rate by analyzing networking activity and maintaining existing equipment. Relationship Management - Provides 24x7 on-call support in complex troubleshooting, coordinating, escalating to ensure the recovery of failed components or equipment. Establishes and maintains relationships with outside vendors of IT&O products, professional organizations, contract employees, external auditors, and consultants. Responds to network connectivity issues and resolves any wireless communication issues within the confines of the office. Reports to: Lead or Higher Direct Reports: None Work Timings: 11am to 8pm IST or 1pm to 10pm IST / Flexible to work in shifts as needed Minimum Qualifications Degree Required: Bachelor’s Degree Years of Work Experience Required: Five to Eight Type/focus of work experience required: Experience working in projects adopting Iterative/Agile/Waterfall methodologies and practices. Certification: Cisco Certified Network Professional (CCNP) Preferred Qualifications Years of Work Experience Preferred – 5 to 8 Type/focus of work experience preferred – Complex Network/Firewall Engineering level Ability to work with multi-location/global teams Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Sr Manager, Validation Center of Excellence is responsible for developing a strategy to ensure that the Enterprise Risk team is providing credible challenge of key first line activities by validating the quality of key control activities. This includes leading a team of associates who perform validation activities for the Bread Financial (BFH) Enterprise Risk Organization (ERO). Specifically, he/she will work in conduction with process owners and the ERO team to ensure that validation of activities performed by the first lines of defense properly guard against financial loss and other business risks. Essential Job Functions Works in close partnership with process owners and key partners, to design and implement, agreed upon validation activities for issues, remediations, and first line control testing. - (25%) Ensure that the team’s overall strategy is in alignment with firmwide and Enterprise Risk strategy. This includes working with Senior Leadership in the Enterprise Risk Organization to implement and continuously improve validation processes. - (20%) Coach and develop members of the Validation CoE to ensure that each associate is operating with a high level of quality. - (15%) Establish proper reporting to support oversight and governance, including pipeline reporting to ensure that the Validation CoE can effectively execute their book of work. Also, produce reporting to show the results of the team’s work. - (10%) Communicate the team’s results to BFH Senior Leadership directly and in committee meetings. Ensure that any deficiencies that have been identified have clear remediation plans in place. Influence change and build a consensus if there are disagreements. - (10%) Perform analysis on the root cause of failures and provide insights into strategic improvements that can be made to prevent reoccurrence of failures. - (10%) Coordinate with the broader ERO team to recommend improvements to the Risk Framework so that processes continue to mature over time. - (10%) Minimum Qualifications Bachelor’s Degree in Business Administration, Risk Management, Computer Science, Management of Information Systems, Accounting, Finance, or related field 14+ years years of experience in audit, control testing, or risk management in a highly regulated industry (e.g., banking, financial services, healthcare) 7+ years years of leadership experience Preferred Qualifications 16+ years of experience in risk management, audit, governance, control testing, or other related disciplines. 9+ years years of leadership experience Skills Leadership Controls Testing Design Controls Procedures Management Risk Control Assessment Reports To : Director and above Direct Reports : 6 - 10 Work Environment Normal office environment, hybrid. Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Enterprise Risk Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Data Management Senior Manager will oversee the organization's data management initiative across one or more aspects of the data lifecycle, to ensure alignment with policies, standards, and data risks controls. This role will require expertise in data classification, metadata management, data quality, data retention and data sharing to strengthen policy-based frameworks and improve enterprise data usability. This role will contribute to the development and implementation of best practices for mastering data domains, regulatory compliance, and data stewardship, collaborating with business and technology teams to drive operational excellence. This role is ideal for a data professional who is passionate about enabling trusted, well-managed data ecosystems and ensuring the data is properly governed, classified and securely managed. Essential Job Functions Partner with data communities and collaborate cross-functionally with Data Governance, IT another functions both onshore and offshore to ensure integration of data quality/management processes. Collaborate with cross functional teams to address data-related issues and provide innovative solutions. Network with senior internal and external personnel in own area of expertise. - (20%) Influence and guide across one or more data disciplines through clear communications, decision-making, conflict resolution and inspiring others to achieve their best. Provide guidance, priorities, and personal development of the team. - (20%) Escalation points to assist in resolving problems of diverse scope where analysis of data requires evaluation of identifiable factors. Identify, design, develop and implement data centric solutions driven in alignment to the goals of the Data and Analytics department. Demonstrate good judgment in selecting methods and techniques for obtaining solutions. - (20%) Create and maintain documentation, define and/or implement procedures, ensure compliance with policies and standards and report on established metrics and KPIs. - (20%) Manage the implementation of data lifecycle management strategies, roadmaps and policies ensure data integrity, security, and accessibility throughout the data lifecycle. Establish evidence from industry research of best practices to expand the policies, standards and procedures. - (20%) Minimum Qualifications Bachelor’s Degree computer science, engineering, information technology or a related STEM field of study. Certified Data Management Professional (CDMP from DAMA). 10+ years of experience working in data engineering, application development, or data architecture. 5+ years of experience leading a team of people. Preferred Qualifications Master’s Degree business, information technology, computer science or related STEM field of study. Experience implementing data management capabilities in a financial services firm. Skills Microsoft Office Cloud Technology Records Management Reports To : Senior Manager and above Direct Reports : 6 - 10 Work Environment Normal office environment, hybrid. Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Data and Analytics Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary Lead, Portfolio Analytics supports general manager teams by providing data driven actionable insights that guide portfolio management strategies. The Lead provides data driven insights through the application of applied research methodologies utilizing the understanding of retail, marketing, credit profitability and data around interactions between customers/retailers/card issuers, cardholder behavior, profitability based on channel of acquisition, purchasing method (mobile wallet vs. physical card, etc.), and digital interactions (mobile, web, etc.). Essential Job Functions Influence through data - Design, create, evaluate, optimize, and deliver quantitative and qualitative offerings in relation to the portfolio trends, customer behavior. Provide data driven actionable insights to support effective portfolio management strategies using robust analytical techniques. (Including, but not limited to, customer demographic, geographic, financial and lifestyle profiles; transactional, shopping and interaction activities; behavior hypothesis testing, data mining and customized reporting/analysis.) Effective Insight Generation – Extract data from a variety of customized sources, with a number of tools. Apply knowledge and experience of a quantitative background to effectively navigate and pull logical meaning around the data. Formulate problem around business need (Design), structure the output (Create), Understand what it means and implies (Evaluate), turn the data into insights (Optimize) and provide the results/recommendations (Deliver) directly to internal partners (GM teams, Marketing, Operations) and 3rd Parties (Brand Partners, Vendors) to directly impact business decisions. Additionally, sound problem formulation and a proactive approach to addressing analysis is required. Relationship Management- Act as primary Portfolio Analytics contact/resource for the General Manager teams and Brand Partners supported by the team. Regularly relied upon by the organization, and our brand partners, to consult and provide expert advice leading to decisions and/or recommendations in relation to potential product and marketing offerings, value propositions, customer facing capabilities, and potential partnerships. Effectively researches and resolves ad-hoc requests in relation to current and potential understanding of the end customer. Analytics Integration – With the primary analytics member on the general manager team, takes lead on facilitating work that requires expertise of the other analytics COEs (Data science, campaign optimization & loyalty, reporting, etc.) Works as a translator and liaison between business and analytics professionals to ensure effective application of analytics to drive right actions. Collaborates closely with credit management and finance partners to create a holistic point of view using data. Process and Project Management- Assist in the development of project requirements, analytic plans, project timelines, and other related materials for the management of deliverables. Participate in strategic projects to identify enhancements to the Portfolio Analytics processes and offerings that will have a positive impact on Bread Financial's ability to deliver relevant marketing and create enduring loyalty (focus on the end-customer and brand partner). Prioritize and monitor project progress against goals, tracking budgeted hours. Leadership & Talent Management - Lead, Coach, motivate, challenge and provide managerial guidance to the team. Develop and execute training programs for the team. Utilizes excellent communication skills to articulate a strategic vision to the team. Solve problems and make decisions with sound judgement. Provides continuous feedback and completes formal performance evaluations as directed by the organization. Values associate recognition and celebrating the accomplishments of individual team members as well as the overall team. Lead both direct reports and other associates to accomplish company initiatives. Reports to: Manager/Sr. Manager Working Conditions/ Physical Requirements: Normal office environment. Some travel may be required Direct Reports: 0-3 Minimum Qualifications Degree Required: Bachelor’s degree Area of Study: Statistics, Mathematics, Computer Science, Information Systems, Economics, Finance, Marketing, Business or similar Years of Work Experience Required: 8 years or more Type / focus of work experience required: Analyzing marketing performance, driving marketing and business decisions through data extracts, queries and actionable insights. Experience with Data Mining Tools (SQL, SAS), Business Analysis, Supervisory experience Preferred Experience Degree Preferred: Master’s degree Area of Study: Statistics, Mathematics, Computer Science, Information Systems, Economics, Finance, Marketing, Business or similar Years of Work Experience preferred: Same as above Type / focus of work experience preferred: Same as above Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Analytics Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Experience engineer uses code to develop visual experiences; web, mobile and other UIs. An engineer is responsible for understanding business problems, designing, developing, configuring, testing, and deploying software to provide the solution. Engineers write the code to produce applications that provide measurable business value to our clients. Engineers most often use Agile techniques and are a part of a larger, cross-functional team. Engineers should have a passion for learning new languages/technologies and staying on top of the technology wave. Essential Job Functions Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Inspect, analyze, and translate functional and non-functional requirements into technical design, application code, and configuration parameters. Produce design specifications, including screen layouts, graphical user interfaces, and printed outputs developed for self and others. Convert technical design and specifications into functioning components through the development of application code and configuration. Provide technical on-call support as defined within team and role expectations. Create and execute unit tests to ensure issues are proactively identified within the software development lifecycle. Analyze code to identify causes of errors and defects. Remediate known errors within development and production support contexts. Review application code for self and others. Define, support, and enforce code standards and guidelines relevant to the applications and technologies being supported. Estimate and size work based upon high-level requirements. Continuously improve applications and processes with a focus on quality, efficiency, and user experience. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development. Expectation is to be proficient in at least two and ideally three programming languages (e.g. COBOL, Java) and develop or maintain at least three application. Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes. Minimum Qualifications Bachelor’s degree in information technology, Computer Science, Computer Information Systems, Software Engineering, Mathematics, Statistics, or related area or equivalent, relevant work experience 0-1 years of work experience in related field Preferred Qualifications 2+ years of work experience in related field Skills Agile Methodology Java JScript Microsoft Azure Functions Microsoft Azure SQL Full Stack Development AWS Development React.js Angular Flutter Software Development Kit (SDK) Salesforce Reports To : Manager and above Direct Reports : 0 Work Environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Experience engineer uses code to develop visual experiences; web, mobile and other UIs. An engineer is responsible for understanding business problems, designing, developing, configuring, testing, and deploying software to provide the solution. Engineers write the code to produce applications that provide measurable business value to our clients. Engineers most often use Agile techniques and are a part of a larger, cross-functional team. Engineers should have a passion for learning new languages/technologies and staying on top of the technology wave. Essential Job Functions Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Inspect, analyze, and translate functional and non-functional requirements into technical design, application code, and configuration parameters. Produce design specifications, including screen layouts, graphical user interfaces, and printed outputs developed for self and others. Convert technical design and specifications into functioning components through the development of application code and configuration. Provide technical on-call support as defined within team and role expectations. Create and execute unit tests to ensure issues are proactively identified within the software development lifecycle. Analyze code to identify causes of errors and defects. Remediate known errors within development and production support contexts. Review application code for self and others. Define, support, and enforce code standards and guidelines relevant to the applications and technologies being supported. Estimate and size work based upon high-level requirements. Continuously improve applications and processes with a focus on quality, efficiency, and user experience. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development. Expectation is to be proficient in at least two and ideally three programming languages (e.g. COBOL, Java) and develop or maintain at least three applications. Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes. Minimum Qualifications Bachelor’s degree in information technology, Computer Science, Computer Information Systems, Software Engineering, Mathematics, Statistics, or related area or equivalent, relevant work experience 0-1 years of work experience in related field Preferred Qualifications 2+ years of work experience in related field Skills Agile Methodology Java JScript Microsoft Azure Functions Microsoft Azure SQL Full Stack Development AWS Development React.js Angular Flutter Software Development Kit (SDK) Salesforce Reports To : Manager and above Direct Reports : 0 Work Environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The service engineer uses code to create APIs and/or microservices to connect core platforms to experiences. An engineer is responsible for understanding business problems, designing, developing, configuring, testing, and deploying software to provide the solution. Engineers most often use Agile techniques and are a part of a larger, cross-functional team. Depending on the team, an engineer's responsibilities may be building pipelines, building test strategy, building cloud environments to be used in part of the development processes. The engineer's responsibility is to ensure the delivery of the software is high quality and automated as much as possible. Essential Job Functions Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Inspect, analyze, and translate functional and non-functional requirements into technical design, application code, and configuration parameters. Produce design specifications, including screen layouts, graphical user interfaces, and printed outputs developed for self and others. Convert technical design and specifications into functioning components through the development of application code and configuration. Provide technical on-call support as defined within team and role expectations. Create and execute unit tests to ensure issues are proactively identified within the software development lifecycle. Analyze code to identify causes of errors and defects. Remediate known errors within development and production support contexts. Review application code for self and others. Define, support, and enforce code standards and guidelines relevant to the applications and technologies being supported. Estimate and size work based upon high-level requirements. Continuously improve applications and processes with a focus on quality, efficiency, and user experience. Cultivate relationships across roles and organizations to maximize collaboration, partnership, and efficiency. Provide peer coaching and feedback formally and informally. Request and utilize feedback to foster personal development. Expectation is to be proficient in at least two and ideally three programming languages (e.g. COBOL, Java) and develop or maintain at least three application. Work autonomously, providing technical supervision to peers while demonstrating appreciable business knowledge within the general financial services and marketing domains. Strive to influence the team to generate support to achieve desired business outcomes. Minimum Qualifications Bachelor’s Degree 2+ years of relevant work experience Preferred Qualifications 5+ years of experience in relevant field Skills Dart and Flutter Native Mobile- Kotlin/Swift Microsoft Azure Functions Java SQL, JIRA, Postman, Jenkins Microsoft Azure SQL Full Stack Development DevOps Agile Methodology AWS Development JavaScript Angular Flutter Software Development Kit (SDK) Reports To : Manager and above Direct Reports : 0 Work Environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Sr. Scrum Master is an influential, servant leader on a Scrum Team responsible for ensuring the understanding and application of Agile best practices and Scrum methodology. Sr. Scrum Masters not only coach and educate the Scrum Team on the Agile Manifesto, Principles of Agile and Scrum theory, practices, and rules as outlined in the Scrum Guide, but are also expected mentor less experienced Scrum Masters and others in the organization with a need/desire to develop proficiency in Agile and Scrum methodologies. Critical to this role is removing impediments for the Scrum Team by helping those outside the team understand which of their interactions with the Scrum Team are helpful and which are not. The role of the Sr. Scrum Master helps everyone change these interactions to maximize the value created by the Scrum Team. The Sr. Scrum Master champions agility and continuous improvement within their team and throughout the organization and may utilize other agile concepts and practices outside of Scrum such as Lean, Kanban, etc. The Sr. Scrum Master guides scrum teams on the principle of self-organization, working with them to optimize the benefits thereof. They build a safe environment where team members can raise problems and ask questions without fear of blame, judgement, or retribution, with a focus on problem solving and collaboration. Essential Job Functions Service to the Development Team: Leverages effective communication (written and verbal) and influential leadership to coach others on Agile Principles and the Scrum Framework to achieve high performance. Demonstrates action orientation and servant leadership by putting the needs of the team first, facilitating Scrum ceremonies, removing impediments to enable iterative delivery of value, and protecting the team from distractions. Builds productive relationships through active listening and collaboration; follows through on commitments to gain trust and respect; is open-minded, objective and adaptive to change. Leverages empowerment and self-organization to facilitate cross-functional collaboration, problem solving, decision making, and conflict resolution. Utilizes Visual Management Systems and metrics to help the team understand performance, priorities, and vision/roadmap. Leverages influential leadership to champion continuous improvement activities which reduce waste and increase productivity; challenges the team to pilot new ideas at a pace that is sustainable and appropriate for the team and organization. Assesses agile maturity of Scrum teams and develops and implements plan to grow the maturity of Scrum teams as necessary. Service to the Product Owner: Ensures the Product Owner is enabled to prioritize and maintain a clear and concise Product Backlog to maximize value and helps them understand and practice agility by leveraging empirical data and iterative delivery. Ensures the team understands the business case, scope, milestones, sprint goals, and other necessary information to produce the desired business value. Facilitates work completion without coercion, assigning or dictating the work. Service to the Organization: Supports organizational and Scrum Practice vision and standards to achieve goals. Leads the activities and initiatives of the Scrum COE. Seeks opportunities for improvement to improve the overall effectiveness of Scrum within the organization. Champions Agile and Scrum across the organization through various forums leveraging effective communication skills. Mentoring: Mentors less experienced Scrum Masters. Coaches and mentors other associates within technology on Agile methodologies, including, but not limited to Scrum, Lean, and Kanban. Leads Agile focused training for technology and business partners. Scope of Responsibility: Expectation is to lead one or more Scrum team supporting one or more applications. Sr. Scrum Masters will be expected to lead Scrum teams engaged in more complex technologies and initiatives. Reports to: Technology Head of Scrum Management Working Conditions/ Physical Requirements: Normal office environment, some travel may be required. Direct Reports: No Minimum Qualifications Degree Required: Bachelor's Degree Years of Work Experience Required: 5 years of experience as Scrum master, project manager, business/systems/QA analyst, or software engineer; 6 years of experience in a technology field. Type / focus of work experience required: Agile and Scrum principles, direct or indirect leadership experience Preferred Experience Degree Preferred: Bachelor’s degree in computer science, Engineering, Technical Discipline Years of Work Experience Preferred: 5 years of experience as a Scrum Master; 5 or more years of experience within Technology on a functional team using Agile methodologies Type / focus of work experience preferred: Agile and Scrum principles, direct or indirect leadership experience, Scrum Master Certification (CSM or PSM 1) Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Information Technology Job Type Regular

Job Summary The Model Validation team is responsible for Model Risk Management for Bread Financial Models and Bank Models for the entire organization. Members of this team work with teams across the business (marketing, pricing, finance, etc.) that build the models to understand and validate the methodology. The Model Validation Analyst, Senior is a key member of the Model Risk Management (MRM) team. Key responsibilities include executing against the overall model risk management framework and assisting in independent validation of models used by the business. Essential Job Functions Process and Project Management : Conducts model validations independently with minimal supervision. Acts as a mentor and coaches team members, if needed. Maintains a basic functional knowledge of model risk concepts and works with the business units to communicate key guiding principles. Performs end-to-end validations/testing of basic or less complex models/tools. Internal and client facing with oversight, guidance and review from management. Validation/testing: involves identifying the key risks associated with a model, planning a risk-based validation approach and scope. Designs and conducts validation tests, recognizing gaps in model risk management and governance, and drafting a model validation report. Quality Assurance : Checks the model s accuracy and demonstrates the model is robust and stable. Assesses potential limitations and evaluates the model s behavior over a range of input values. Assesses the impact of assumptions and identifying situations where the model performs poorly or becomes unreliable. Evaluates formal results of analysis performed and draft formal model validation documentation and proposed risk rating assessment. Business Communications and Relationships: Demonstrates professional and proficient verbal and written communication skills when working with internal and external partners. Builds relationships by establishing trust, confidence and credibility with senior leaders, executives, and internal partners. Is proactive, demonstrates a strong work ethic, and shows initiative to build the business in a result driven environment. Utilizes critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, is strategic and flexible when needed, and gains consensus on the best solution. Reports to : Lead or above Working Conditions/ Physical Requirements : Normal office environment, some travel may be required. Direct Reports : None Minimum Qualifications: Bachelors degree in Engineering, Statistics, Mathematics, Economics or any other related quantitative discipline Five or more years experience in data analytics or model development/validation is required Preferred Qualifications : Masters degree in Engineering, Statistics, Mathematics, Economics or any other related quantitative discipline. Six or more years experience in the financial services industry as well as experience in risk management Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We ve been consistently recognized as a best place to work nationally and in many markets and we re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn . All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family: Enterprise Risk Job Type: Regular

Job Summary Bread Financial is a technology-driven payments company that partners with clients to personalize payment options for their customers. Bread Financial integrates directly with merchants on their ecommerce site and gives them a single platform that lets them offer more ways to pay over time. Bread Financial has enormous and engaging technical challenges, including verifying online identity, predicting fraud, and approving price credit, while providing a frictionless consumer experience, all in real time. Our engineering team is seasoned, talented, agile, and quickly growing. The Manager, Software Engineering, will join the team in continuing to build out our core platform, product, and teams. Essential Job Functions: Talent Management - Lead a team of highly engaged associates and contractors, ensuring the team meets or exceeds the defined role expectations. Provide development and ongoing coaching and feedback, performance management, career development and administrative support. Coach and mentor staff, to enable them to reach their peak potential and cultivate high-performing teams. Provide peer coaching and feedback, formally and informally. Request and utilize feedback to foster personal development. Process and Technology - Oversee at least two Golang microservices. Use recognized industry models and methodologies to develop, execute, and continuously improve development practices, in collaboration with all major stakeholder and functional roles. Actively participate in the development of technology and integrated application roadmaps. Utilize the software development lifecycle to implement technology solutions that create and enhance applications. Continuously improve applications and processes, with a focus on quality, efficiency, and user experience. Strategic Planning - Develop and maintain organizational strategies that support current and future workforce, business, and financial needs. Appropriately manage resource capacity and demand to meet business delivery and production support expectations. Leadership - Cultivate relationships across roles and lanes of business to maximize collaboration, partnership, and efficiency. Act in a leadership role to provide guidance to the development team and act as a liaison for multiple areas of the business and external clients. Partner across the organization and function as project development lead for enterprise-scale efforts. Develop and maintain organizational strategies that support current and future workforce, business and financial needs. Business Support and Management - Support at least one business such as Credit Risk, Account Protection, Customer Care, etc. Maintain and manage one to two vendor relationships. Reports To: Director, Engineering or Sr. Director, Engineering Direct Reports: 10+ FTE, plus contractor resources Working Conditions/ Physical Requirements: Normal office environment. Some travel may be required. Minimum Qualifications: Bachelors degree in computer science or related field. 10+ years of experience leading a team of engineers in a professional setting. 2+ years of experience with technical components utilized by the team (building scalable and reliable distributed systems, public web APIs and server-side languages and data stores such as Go, Java, PostgreSQL, Redis, etc). Preferred Qualifications: Experience developing systems intended for cloud deployments (AWS,k8s, docker). Experience with Go/PostgreSQL/Redis/Kubernetes. Experience with Airflow or related technologies. Experience with technologies (Angular, Java). Experience managing in an OKR and KPI environment. Experience with message-based, loosely coupled architectures (e.g. gRPC, Kafka and Redis) Knowledge, Skills and Abilities: Knowledge of financial products Angular 17 Java Web APIs Server-Side Programming Distributed System Agile Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We ve been consistently recognized as a best place to work nationally and in many markets and we re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn . All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family: Information Technology Job Type: Regular

Job Summary The Senior Network Engineer provides technical design, planning, operation, maintenance, and advanced troubleshooting of the Bread Financial s network infrastructure. This position ensures continuity and alignment of the network administration/engineering direction. This position supports Bread Financial s strategies and participates in engineering the network infrastructure as well as the development of guidelines, procedures, and standards. Essential Job Functions Documentation/Technology - Participates in the development of standards, policies, and procedures; ensures support of standards, policies, and procedures. Participates in the annual audit processes as needed in support of the senior associates. Ensures that system improvements are successfully implemented and monitored to gain the greatest efficiencies. Quality Assurance Defines and participates in the work performed by less experienced network analysts to plan, design and manage network infrastructure components for effective performance, cost effectiveness and availability. Process and Project Management - Manages and contributes to network projects related to technology pilots, conversions, implementations, etc. Support medium to large projects based on project management experience and competencies. Sustain the necessary data throughput rate by analyzing networking activity and maintaining existing equipment. Relationship Management - Provides 24x7 on-call support in complex troubleshooting, coordinating, escalating to ensure the recovery of failed components or equipment. Establishes and maintains relationships with outside vendors of IT&O products, professional organizations, contract employees, external auditors, and consultants. Responds to network connectivity issues and resolves any wireless communication issues within the confines of the office. Reports to: Lead or Higher Direct Reports: None Work Timings: 11am to 8pm IST or 1pm to 10pm IST / Flexible to work in shifts as needed Minimum Qualifications: Degree Required: Bachelor s Degree Years of Work Experience Required: Five to Eight Type/focus of work experience required: Experience working in projects adopting Iterative/Agile/Waterfall methodologies and practices. Certification: Cisco Certified Network Professional (CCNP) Preferred Qualifications: Years of Work Experience Preferred 5 to 8 Type/focus of work experience preferred Complex Network/Firewall Engineering level Ability to work with multi-location/global teams Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We ve been consistently recognized as a best place to work nationally and in many markets and we re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn . All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family: Information Technology Job Type: Regular