Analyst- Securitization

MCube Financial is a financial services firm that provides infrastructure and expertise to large and middle market companies in the structured finance arena. MCube provides creative solutions, analytical tools and knowledge process outsourcing services to manage balance sheet risks, improve cost structures and increase efficiency for its clients. The company also assists with construction, transitional and permanent financing for owners of commercial real estate projects via the US Capital markets. In addition, we provide advisory and consulting services to institutional lenders and investors. To know more about the organization, please visit http://www.mcubefinancial.com. MCube is seeking a highly motivated individual experienced in Securitization for its commercial real estate advisory services. This is an opportunity to join a fast-growing team in a dynamic environment with offices in India and US.

The Analyst is responsible for supporting clients in securitizing a pool of commercial real estate-backed loans between $250 million and $1.5 billion in a manner consistent with industry parameters. Property types include, but are not limited to multifamily, affordable housing, retail, hotels, offices, and Assisted Living. The Analyst's goal is to ensure the quality, completeness, and accuracy of analysis that precedes credit and business decisions as well as manage the overall delivery of the transaction to clients. This role will provide support in the delivery of due diligence, debt and real estate analysis and debt consulting services. This role involves participating in and managing multiple transactions with multiple clients under tight timelines. As an Analyst you will work with U.S. and India teams supporting clients in securitizing a portfolio of commercial real estate backed debt, analysing the underlying real estate collateral, the surrounding market/sub-market, as well as the financial strength and experience of the borrower/guarantor. You will be responsible for adhering to client provided AUP (Acceptable Use Policy) to ensure accuracy of information and analysis to be offered to prospective investors. You will be involved in all aspects of the due diligence and securitization process including:

• Population and Analysis of data tape based on loan documents, property financials, third party documents.
• Extraction of key information from legal, regulatory, and third-party documents.
• Writing and reviewing all aspects of the credit memorandum and/or asset summary report.
• Comforting of information with an external auditor to ensure delivery of accurate information to prospective investors.
• Analysing rent rolls and financial statements.
• Reviewing and analysing borrower/sponsor searches.
• Reviewing third party appraisal, engineering, and environmental reports.
• Applying a critical eye at each phase of the process and reporting any anomalies to the client.
• Regular interaction with the US Counterpart to discuss the transaction related nuances.
• Managing and working on multiple transactions.
• Managing deadlines, multi-tasking and maintaining high production and quality standards.

• Undergraduate degree and preferably a master's degree in business with a finance or accounting concentration.
• Commercial real estate and/or capital markets debt securitization or credit analysis experience with a lending institution is a strong plus.
• 1-3 years of hands-on commercial real estate experience in any of the following:
  • Collateralized Loan Obligations (CLO)/Commercial Mortgage-Backed Securities (CMBS) Securitization
  • Commercial real estate lending or underwriting
  • Credit or financial analysis
  • Commercial real estate appraisal
  • Commercial real estate market research
  • CMBS asset management or servicing
  • U.S. Affordable Housing programs such as LIHTC and Section 8
• Strong interpersonal skills and be able to communicate effectively.
• Strong quantitative, data extraction and analytical skills.
• Ability to write in a concise and clear manner to convey complex information.
• Must be self-motivated and able to work in teams and individually.
• Knowledge and experience of credit policy and credit administration procedures.
• Strong EXCEL skills along with proficiency in MS-Word and other Microsoft Office tools.

Only candidates authorized to work in India should apply.

KPO