Sales Manager-Gold Loan

Job Description

Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Retail Assets Job Purpose The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of DSTs to expand Gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB and ETB customers. Existing liability customer's are pitched for gold loans.Ensure month on month growth in EOP Assets for Gold loan business/per branchFee Income should be Minimum 1% of total disbursalsCustomer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basisEnsure most of the customers are aligned to pay valuation charges as per product normsEnsuring healthy collections with Nil FEMI/FPD and minimizing fresh flow in Bucket X.PSL Tagging and should be aware about PSL normsHelping branch liability team in Audits and ensuring proper communications to customer before any packet OpeningConduct Marketing activities in the local market for generating NTB gold loan customers. Educational Qualifications Graduation: Any Graduate Experience: 0 to 2 years of experience in Gold loan sales.