Product Manager Digital Department

We're Hiring: Product Manager - Digital Lending

Muthoot Finance | Secured & Gold Loans Vertical

Location: Corporate Office, Bangalore (Bengaluru)

Work Model: 100% Work from Office

Employment Type: Full-Time | Permanent

Work Schedule: All Saturdays working except the 2nd and 3rd Saturday

ABOUT THE ROLE

Muthoot Finance is undergoing a large-scale digital transformation across its Secured and Unsecured lending verticals. This role owns the digital lending roadmap and omnichannel execution for Gold Loans and Property Loans, serving self-employed and salaried borrowers, with self-employed borrowers as the primary focus.

KEY RESPONSIBILITIES

• Build, launch and scale end-to-end digital lending journeys across customer websites and mobile apps, Field Sales Apps and Call Center systems.

• Track acquisition, drop-offs, conversions and operational bottlenecks, and deliver data-driven improvements within strict turnaround times.

• Work with Engineering, Risk, Underwriting, QA, Analytics and Business Operations to deliver product releases.

• Manage integrations with fintech vendors, aggregators, verification APIs and technology platforms.

• Track competing digital lending journeys, regulatory updates and fintech developments across the Indian NBFC landscape.

SKILLS & EXPERIENCE

• 12-18 months of hands-on experience building and scaling Gold Loan / Property Loan digital journeys from scratch across Digital DIY, Call Center and Assisted Sales channels. Generic or traditional product management experience alone does not meet this requirement.

• Strong functional knowledge of LOS (Loan Origination Systems), LMS (Loan Management Systems) and BRE (Business Rule Engines).

• Practical understanding of digital lending architecture and the ability to read, review and integrate RESTful APIs.

• Advanced Excel / Google Sheets skills for funnel modelling, cohort tracking and operational metrics.

• Prior software development experience in Web or Android is an added advantage.

EDUCATION

• B.Tech / B.E. from a reputed institution.

• MBA in Marketing and/or Finance from a recognised university or business school.

HOW TO APPLY

Send your CV to dheeraj.kakarla@muthootgroup.com

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