Job
Description
Posting Description Associate role in the EMEA Emerging Markets Credit team covering corporate and FI clients in the MENA region for the Commercial & Investment Bank (CIB). You will work closely with business partners across the region including Debt Capital Markets, Acquisition and Leveraged Finance, M&A, Corporate Bank, Markets, Treasury Services and Trade Finance. Given the broad sector and client base covered, the team is focused on performing credit analysis on Investment Grade and Non-Investment Grade clients as well as structuring and documenting a wide variety of credit products. Job responsibilities Strong credit analysis skills. The candidate will be able to lead in-depth due diligence processes and coordinate and produce concise and insightful credit memos with clear recommendations, which will be the basis on which credit decisions are made. Excellent financial modeling skills. The candidate will be able to challenge industry teams on modelling assumptions and be able to understand key conclusions and devise appropriate downside scenarios. Familiarity with, and a basic understanding of, loan documentation, including LMA standard and leveraged finance documents and key ISDA/CSA documentation. The candidate should demonstrate an ability to negotiate and prioritize various documentation terms and show and ability to understand transaction structures. Close working relationships with stakeholders in multiple teams including Coverage, product specialists (DCM, LF, Trade, TSS), Markets (Derivative Sales), Capital Markets and M&A. Regular liaison with credit executives as well as analysts for transaction approvals and coordination, portfolio management and other day to day activities. Prime responsibility for the pro-active management of exposure to a portfolio of names and industry sectors. Understanding of J.P. Morgan’s Risk management policies and credit systems. Lead credit related interactions with internal and external parties. Coaching and development of junior team members to bring them up the curve, both on the job and through trainings. Required qualifications, capabilities, and skills Strong analytical and credit skills/judgment, with an intensive 'hands on' approach to digging into the details of credit and structure. Good product knowledge of a wide range of lending, derivative and treasury services products and documentation associated with these products. Strong interpersonal and communication skills – both verbal and written. Strong project management skills and demonstrable end to end ownership of work/projects. Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively. Team player, with coaching and development ability towards more junior colleagues. Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow. Significant experience (at least 2-3 years) in roles with relevant skills for this position. Preferred qualifications, capabilities, and skills Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is recommended. Excellent communication skills (both written and verbal).
