Field Officer- Kolenchey

Job Description

A Microfinance (MF) Field Officer plays a crucial role in facilitating financial services for underserved communities. Their responsibilities typically include: Job Description – Field Officer (Microfinance) Key Responsibilities: 1. Client Acquisition & Relationship Management: Identify and enroll potential clients for microfinance services. Conduct field visits to assess borrower needs and financial stability. Build strong relationships with customers to ensure long-term engagement. 2. Loan Processing & Disbursement: Educate clients on loan products, repayment terms, and financial discipline. Collect necessary documents and verify borrower eligibility. Assist in loan approval and ensure timely disbursement. 3. Repayment Monitoring & Collection: Regularly follow up with borrowers for repayments and prevent defaults. Conduct group meetings (if applicable) to reinforce financial literacy. Address repayment challenges and recommend solutions 4. Risk Management & Compliance: Conduct background checks to minimize risks. Ensure compliance with company policies and regulatory guidelines. Report any fraudulent activities or policy violations. 5. Reporting & Documentation: Maintain accurate records of clients, loans, and repayments. Prepare periodic reports on portfolio performance and field activities. Provide feedback to management on field challenges and opportunities. Skills & Qualifications: Education: Minimum HSC/Graduate in any field (Commerce, Finance, or related fields preferred). Experience: 1-3 years of experience in banking / Society / NBFC / Nidhi/ any other Finance Companies. Skills: Strong communication and interpersonal skills. Good knowledge of local geography and community behavior. Basic financial literacy and documentation skills. Ability to ride a two-wheeler Work Environment: Extensive travel within assigned areas. Interaction with clients, communities, and branch offices. Flexible working hours based on field requirements. JOB LOCATION: *VENNALA CALL MORE DETAILS :+91 755 885 5570, +91 97446 04561 VENUE:-Green Safe Multistate Agriculture Cooperative Society Ltd, Aman Tower, Casiya Lane, Vennala-Thripunithura Road, Near Federal Park, Vennala PO.Cochin 682028 Job Types: Full-time, Permanent Pay: Up to ₹18,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Fixed shift Supplemental Pay: Performance bonus Quarterly bonus Work Location: Hybrid remote in Ernakulam, Kerala