Sales Officer-Vehicle Loan

Job Description

· Support and assist all Operations & back office works of Vehicle loan department on daily basis. · Sourcing of vehicle loans for society as per the policy from open market or through BCs · Collection and maintenance of Pre-disbursement and post disbursement documents. · Background verification of customers and complete documentation process as instructed by A.O. · Sourcing and empanelment of New BCs. · Co-ordinating BCs and Registered office for invoice generation and pay out disbursements. · Meet with applicants to obtain information for loan application and document collection accordingly. · Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans · Explain the customers about different products and options available as well as terms and conditions. · Verification of loan agreements to ensure that they are complete and accurate according to policy. · Computation of loan amount, EMI, Chrarges and Net disbursement amount. · Handle customer complaints and take appropriate action to resolve them · Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans. · Ensure name transfer and hypothecation endorsement in RC and Insurance. · Identify and Empanel RTO agents in your respective locations · Market the products of society. · Collection follow up and ensure prompt collection. · Attending office activities and coordinate activities from Registered office and Branches/BCs · Preparation of Office Note for Sanction. · Maintaining and reporting MIS on daily basis, weekly and monthly basis – reference received, logins, rejections, hold, approved, disbursed and other pipeline cases. · Ensuring timely registration of membership for the new customers. · Checking the loan applications received and reporting the discrepancies found and timely rectification of the same. · Inspecting the loan documents before forwarding for approval. · Initiating Field Investigation and Vehicle Inspection · Keep reporting your all activities including On-duty and non-punching movements. · Responsible to hand over all loan documents to the registered office/branch without any loss or damage. · BC registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned. · NACH registration process and re-initiation of rejected cases until gets registered. Job Types: Full-time, Permanent, Fresher Pay: ₹18,000.00 - ₹25,000.00 per month Benefits: Cell phone reimbursement Health insurance Provident Fund Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Education: Higher Secondary(12th Pass) (Preferred) Experience: Sales: 1 year (Preferred) License/Certification: 2 Wheeler Licence (Preferred) Location: Nilambur, Kerala (Preferred) Work Location: In person Speak with the employer +91 9072597411 Application Deadline: 31/05/2025 Expected Start Date: 01/06/2025