Sales Officer – Credit

Job Description

Sales Officer – Credit Locations :* Ernakulam,Thrissur* Qualification :* Graduation (Mandatory)* Salary :₹25000- ₹35000 CTC per month( Based on previous experience and package ) Experience :* 1–2 years in Bank Sales* Immediate Joiners Preferred. Job Summary: We are seeking a dynamic and target-oriented Sales Officer to join our Credit Department , specializing in loan products against shares . The ideal candidate should have prior experience in banking or financial services, with strong interpersonal and sales skills to drive business growth. Responsibilities: Promote and sell credit products , particularly loans against shares/assets , to prospective and existing customers Build and maintain strong relationships with clients to ensure high levels of customer satisfaction Conduct regular client visits and follow-ups to identify needs and offer suitable credit solutions. Achieve monthly sales targets in line with departmental goals. Coordinate with internal credit and operations teams to ensure smooth processing of applications. Maintain proper documentation and adhere to compliance and regulatory standards Requirements 1–2 years of proven sales experience in a bank or financial institution Strong understanding of retail credit products, especially loan against shares Graduation is mandatory Excellent communication and negotiation skills Ability to work independently and as part of a team Job Type: Permanent Pay: ₹25,000.00 - ₹35,000.00 per month Benefits: Health insurance Life insurance Provident Fund Compensation Package: Commission pay Performance bonus Quarterly bonus Schedule: Day shift Monday to Friday Education: Bachelor's (Required) Experience: Bank Sales: 2 years (Required) License/Certification: Graduation Certificate (Required) Location: Ernakulam, Kerala (Required) Willingness to travel: 50% (Required) Work Location: In person Speak with the employer +91 9074827362