Company Overview: Xtracap Fintech India Pvt Ltd is one of India's fastest-growing Supply Chain Finance (SCF) companies, supported by IIFL Group. With a robust digital infrastructure and a focus on responsible credit, we offer working capital solutions to small and medium businesses. We are expanding our collections team to strengthen portfolio quality while ensuring seamless customer experience. Role Summary: We are seeking an experienced and dedicated Field Collection Executive/ Manager who can manage recovery of dues across ticket sizes — from high-value supply chain credit lines to smaller working capital loans. The candidate must have prior experience in Unsecured Business Loan and Credit Card collections, possess strong negotiation skills, and be comfortable with field-based recovery work in urban and semi-urban markets and strong understanding of legal process. Key Responsibilities: · Execute field collections for overdue accounts in the assigned region. · Manage and follow up on high-ticket and small-ticket cases with equal efficiency. · Visit customer locations, conduct personal discussions, and negotiate settlements or repayment plans. · Adhere to RBI-compliant recovery norms and maintain professionalism in all customer interactions. · Maintain accurate field visit records, feedback, and follow-up updates in the system. · Coordinate with the centralized collections and legal teams for skip tracing, dispute resolution, and escalation of critical cases. · Ensure collection targets are met as per monthly and quarterly business plans. · Maintain and update recovery MIS and submit daily reports to reporting managers. · Identify and highlight potential frauds, absconders, or chronic defaulters for legal action. Key Requirements: · Experience: Minimum 2–5 years in field collections of Unsecured Business Loans and Credit Card dues. · Travel: Willingness to travel extensively, including inter-city and semi-urban routes as required. · Proven track record in handling recovery of cases above ₹5 Lakhs as well as low-ticket loans. · Good understanding of legal tools and documentation related to collections (Section 138, Section 9, etc.). · Ability to negotiate and communicate effectively with customers from diverse backgrounds. · Comfortable using digital tools for collection updates and tracking. Preferred Background: · Prior experience with NBFCs, Fintech lenders, or Collection Agencies in unsecured lending. · Knowledge of local language(s) and familiarity with assigned geography. · Two-wheeler with a valid driving license is a must. What We Offer: · Competitive fixed salary with performance-linked incentives. · Opportunity to work in a high-growth fintech with best-in-class technology tools. · Strong internal career growth potential and leadership grooming. · Employee-friendly work culture with adherence to compliance and customer dignity. Show more Show less

The ideal candidate will have experience in all stages of the sales cycle. They should be confident with building new client relationship and maintaining existing ones. They should have evidence of strong skills and possess good negotiation skills. Responsibilities Build relationships with prospective clients Maintain consistent contact with existing clients Manage sales pipeline Analyze market and establish competitive advantages Track metrics to ensure targets are hit Qualifications Bachelor's degree 3+ years in sales industry Experience in full sales cycle including deal closing Demonstrated sales success Strong negotiation skills Strong communication and presentation skills CRM experience is preferred Show more Show less

Exp - 2-4 Years Location - Noida Sector 62 Working Days - 5.5 Days (5 - WFO and Saturday WFH) Notice Period - Immediate to 30 Days Key Responsibilities: Design & Development: Develop robust, high-performance Java-based applications specifically focused on Supply Chain Finance (SCF) solutions. Implement and optimize features that enhance transaction processing, financing options, and supply chain transparency. Core Java & SCF Applications: Leverage your Java expertise to build and maintain core SCF applications that integrate with financial institutions, and other business applications. API Development: Design and implement RESTful APIs to enable seamless integration between SCF platforms and third-party services such as banks, financial institutions, and enterprise systems (ERP/CRM). Database Management: Work with databases like MySQL, PostgreSQL, or Oracle to handle transactional data, including invoices, payments, financing terms, and settlement tracking. Optimize queries for performance and scalability. Financial Data Processing: Implement and maintain financial transaction flows such as invoice financing, dynamic discounting, supply chain visibility, and payment reconciliation. Security & Compliance: Ensure the developed solutions comply with financial industry regulations and security standards. Work on encryption, data privacy, and secure transaction protocols to protect sensitive financial data. Agile Development: Participate in an Agile/Scrum environment, collaborating closely with product owners, business analysts, and cross-functional teams to gather requirements, define system features, and iterate quickly. Testing & Quality Assurance: Write unit tests and integration tests using frameworks like JUnit, TestNG, or other testing tools to ensure the reliability and correctness of the developed code. Troubleshooting & Optimization: Diagnose and fix performance bottlenecks, bugs, and integration issues within SCF applications, ensuring high availability and minimal downtime. Documentation & Code Reviews: Contribute to system documentation and participate in code reviews, ensuring that code adheres to established standards and best practices.