Company Overview: Xtracap Fintech India Pvt Ltd is one of India's fastest-growing Supply Chain Finance (SCF) companies, supported by IIFL Group. With a robust digital infrastructure and a focus on responsible credit, we offer working capital solutions to small and medium businesses. We are expanding our collections team to strengthen portfolio quality while ensuring seamless customer experience. Role Summary: We are seeking an experienced and dedicated Field Collection Executive/ Manager who can manage recovery of dues across ticket sizes — from high-value supply chain credit lines to smaller working capital loans. The candidate must have prior experience in Unsecured Business Loan and Credit Card collections, possess strong negotiation skills, and be comfortable with field-based recovery work in urban and semi-urban markets and strong understanding of legal process. Key Responsibilities: · Execute field collections for overdue accounts in the assigned region. · Manage and follow up on high-ticket and small-ticket cases with equal efficiency. · Visit customer locations, conduct personal discussions, and negotiate settlements or repayment plans. · Adhere to RBI-compliant recovery norms and maintain professionalism in all customer interactions. · Maintain accurate field visit records, feedback, and follow-up updates in the system. · Coordinate with the centralized collections and legal teams for skip tracing, dispute resolution, and escalation of critical cases. · Ensure collection targets are met as per monthly and quarterly business plans. · Maintain and update recovery MIS and submit daily reports to reporting managers. · Identify and highlight potential frauds, absconders, or chronic defaulters for legal action. Key Requirements: · Experience: Minimum 2–5 years in field collections of Unsecured Business Loans and Credit Card dues. · Travel: Willingness to travel extensively, including inter-city and semi-urban routes as required. · Proven track record in handling recovery of cases above ₹5 Lakhs as well as low-ticket loans. · Good understanding of legal tools and documentation related to collections (Section 138, Section 9, etc.). · Ability to negotiate and communicate effectively with customers from diverse backgrounds. · Comfortable using digital tools for collection updates and tracking. Preferred Background: · Prior experience with NBFCs, Fintech lenders, or Collection Agencies in unsecured lending. · Knowledge of local language(s) and familiarity with assigned geography. · Two-wheeler with a valid driving license is a must. What We Offer: · Competitive fixed salary with performance-linked incentives. · Opportunity to work in a high-growth fintech with best-in-class technology tools. · Strong internal career growth potential and leadership grooming. · Employee-friendly work culture with adherence to compliance and customer dignity. Show more Show less
The ideal candidate will have experience in all stages of the sales cycle. They should be confident with building new client relationship and maintaining existing ones. They should have evidence of strong skills and possess good negotiation skills. Responsibilities Build relationships with prospective clients Maintain consistent contact with existing clients Manage sales pipeline Analyze market and establish competitive advantages Track metrics to ensure targets are hit Qualifications Bachelor's degree 3+ years in sales industry Experience in full sales cycle including deal closing Demonstrated sales success Strong negotiation skills Strong communication and presentation skills CRM experience is preferred Show more Show less
Exp - 2-4 Years Location - Noida Sector 62 Working Days - 5.5 Days (5 - WFO and Saturday WFH) Notice Period - Immediate to 30 Days Key Responsibilities: Design & Development: Develop robust, high-performance Java-based applications specifically focused on Supply Chain Finance (SCF) solutions. Implement and optimize features that enhance transaction processing, financing options, and supply chain transparency. Core Java & SCF Applications: Leverage your Java expertise to build and maintain core SCF applications that integrate with financial institutions, and other business applications. API Development: Design and implement RESTful APIs to enable seamless integration between SCF platforms and third-party services such as banks, financial institutions, and enterprise systems (ERP/CRM). Database Management: Work with databases like MySQL, PostgreSQL, or Oracle to handle transactional data, including invoices, payments, financing terms, and settlement tracking. Optimize queries for performance and scalability. Financial Data Processing: Implement and maintain financial transaction flows such as invoice financing, dynamic discounting, supply chain visibility, and payment reconciliation. Security & Compliance: Ensure the developed solutions comply with financial industry regulations and security standards. Work on encryption, data privacy, and secure transaction protocols to protect sensitive financial data. Agile Development: Participate in an Agile/Scrum environment, collaborating closely with product owners, business analysts, and cross-functional teams to gather requirements, define system features, and iterate quickly. Testing & Quality Assurance: Write unit tests and integration tests using frameworks like JUnit, TestNG, or other testing tools to ensure the reliability and correctness of the developed code. Troubleshooting & Optimization: Diagnose and fix performance bottlenecks, bugs, and integration issues within SCF applications, ensuring high availability and minimal downtime. Documentation & Code Reviews: Contribute to system documentation and participate in code reviews, ensuring that code adheres to established standards and best practices.
Company Description Xtracap Fintech India Pvt Ltd is a pioneering company focused on providing working capital solutions to local businesses, enhancing liquidity in last-mile distribution. Through our channel financing solutions, we support brands and their distributors to boost sales, and offer dealers on-demand financial services through a 100% digital platform. With initiatives aligning with Digital India and GST, we aim to bring technological inclusivity to 2 million small businesses within the next 7-8 years. Our technology-driven approach focuses on developing robust processes, supporting AI and machine learning, and providing data-driven insights to enhance decision-making. Role Description This is a full-time, on-site role for a Business Development Manager located in Uttar Pradesh. The Business Development Manager will be responsible for identifying and developing strategic business opportunities, building and maintaining strong relationships with clients and partners, and driving sales growth. Daily tasks include conducting market research, creating business strategies, negotiating contracts, and presenting solutions to clients. The role requires collaboration with internal teams to ensure client needs are met and project timelines are adhered to. Qualifications Strong sales and business development skills, including experience in distribution management - candidate from SCF preferred Good network of distrbutors of brands in UP Excellent relationship management and negotiation skills Proficiency in financial analysis and understanding of channel financing solutions Ability to work collaboratively with cross-functional teams Strong communication and presentation skills Bachelor&aposs degree in Business, Finance, Marketing, or a related field Experience in the fintech industry is a plus Proactive and result-oriented with problem-solving abilities Show more Show less
Company Description Xtracap Fintech India Pvt Ltd is a transformational fintech business model designed to provide Supply Chain Finance and enhance liquidity in last-mile distribution, ultimately boosting local GDP. Through our 100% digital channel financing solutions, we deliver on-demand SCF services to dealers and distributors of large brands. Our platform leverages technology to reduce cash dependency and aligns with Government of India initiatives such as Digital India and GST . Over the next 7–8 years, our vision is to empower 2 million small businesses with growth-oriented financial solutions that improve income and turnover. Our robust digital infrastructure also enables banks and financial institutions to access high-quality borrowers in underpenetrated markets. Role: Regional Collection Manager Location: Hyderabad (Full-time, On-site) The Regional Collection Manager will be responsible for driving collection operations across Andhra Pradesh and Telangana. This role involves leading a team of collection managers, ensuring regulatory compliance, and achieving collection efficiency. The manager will develop and implement collection strategies, monitor key performance indicators, analyze trends, and resolve complex customer cases to minimize delinquency and improve portfolio health. The person should be able to make a hard collections. Key Responsibilities Lead, manage, and motivate a regional collections team to achieve targets. Develop and execute collection strategies across different delinquency buckets (normalization, stabilization, rollback, legal actions). Please make sure that compliance guidelines and internal compliance frameworks is followed. Track collection metrics, prepare MIS reports, and provide actionable insights using Excel tools (pivots, formulas, etc.). Liaise with clients and stakeholders to resolve escalations effectively. Travel across AP & Telangana to monitor operations and support field teams. Collaborate with anchors in the recovery processes of their distributors on recovery Required Skills & Qualifications Minimum 3 years of team handling experience in collections. Strong knowledge of unsecured collections, including legal tools and recovery processes. Prior experience in hard bucket collections is mandatory. Proficiency in Excel (pivot tables, formulas) and professional email communication. Experience in Supply Chain Finance / SME / Business Loan collections preferred. Fluency in Telugu is essential; candidates must be native to Andhra Pradesh or Telangana. Willingness to travel extensively within the assigned region. Please apply to hr@xtracapindia.com with the current CTC level and notice period.
Company Description Xtracap Fintech India Pvt Ltd is a transformational fintech business model designed to provide Supply Chain Finance and enhance liquidity in last-mile distribution, ultimately boosting local GDP. Through our 100% digital channel financing solutions, we deliver on-demand SCF services to dealers and distributors of large brands. Our platform leverages technology to reduce cash dependency and aligns with Government of India initiatives such as Digital India and GST . Over the next 78 years, our vision is to empower 2 million small businesses with growth-oriented financial solutions that improve income and turnover. Our robust digital infrastructure also enables banks and financial institutions to access high-quality borrowers in underpenetrated markets. Role: Regional Collection Manager Location: Hyderabad (Full-time, On-site) The Regional Collection Manager will be responsible for driving collection operations across Andhra Pradesh and Telangana. This role involves leading a team of collection managers, ensuring regulatory compliance, and achieving collection efficiency. The manager will develop and implement collection strategies, monitor key performance indicators, analyze trends, and resolve complex customer cases to minimize delinquency and improve portfolio health. The person should be able to make a hard collections. Key Responsibilities Lead, manage, and motivate a regional collections team to achieve targets. Develop and execute collection strategies across different delinquency buckets (normalization, stabilization, rollback, legal actions). Please make sure that compliance guidelines and internal compliance frameworks is followed. Track collection metrics, prepare MIS reports, and provide actionable insights using Excel tools (pivots, formulas, etc.). Liaise with clients and stakeholders to resolve escalations effectively. Travel across AP & Telangana to monitor operations and support field teams. Collaborate with anchors in the recovery processes of their distributors on recovery Required Skills & Qualifications Minimum 3 years of team handling experience in collections. Strong knowledge of unsecured collections, including legal tools and recovery processes. Prior experience in hard bucket collections is mandatory. Proficiency in Excel (pivot tables, formulas) and professional email communication. Experience in Supply Chain Finance / SME / Business Loan collections preferred. Fluency in Telugu is essential; candidates must be native to Andhra Pradesh or Telangana. Willingness to travel extensively within the assigned region. Please apply to [HIDDEN TEXT] with the current CTC level and notice period. Show more Show less
The ideal candidate will have experience in all stages of the sales cycle. You should be confident in building new client relationships and maintaining existing ones. You should have evidence of strong skills and possess good negotiation skills. Responsibilities - Build relationships with prospective clients - Maintain consistent contact with existing clients - Manage sales pipeline - Analyze the market and establish competitive advantages - Track metrics to ensure targets are hit Qualifications - Bachelor's degree - 3+ years in the sales industry - Experience in the full sales cycle including deal closing - Demonstrated sales success - Strong negotiation skills - Strong communication and presentation skills - CRM experience is preferred,