Valuer-Gold Loan

Job Requirements

Valuer – Gold Loan

Primary Responsibilities

• Conduct gold loan valuations using standardized methods and tools.
• Perform thorough checks to assess the purity of gold collateral.
• Ensure timely disbursal of cases within defined turnaround times (TAT).
• Visit nearby branches for stock audits and valuation activities.
• Monitor delinquent cases and support branches in managing portfolio quality.
• Deliver training sessions to branch staff on gold loan valuation and fraud awareness.
• Maintain integrity and transparency in all transactions, avoiding any direct or indirect personal interest.
• Conduct customer reference checks with sincerity and professionalism.
• Uphold confidentiality of client information and ensure it is not shared with competitors.
• Adhere strictly to company policies and ensure they are not disclosed outside the organization.
• Safeguard company assets provided for job responsibilities.
  

• Collaborate with internal teams to ensure smooth functioning of valuation processes.
• Support marketing and customer engagement efforts as needed.
• Participate in ad-hoc activities as required by the department.
  

• Graduation: Full time graduate in any discipline from a recognised institution.
• Post-graduation: Postgraduate in any discipline from a recognised institution.
  

Experience

• Minimum of 2 years of prior experience in gold valuation or related roles within retail banking or financial services is desirable within BFSI industry.
  

• Strong knowledge of gold purity assessment and valuation techniques.
• High ethical standards and commitment to confidentiality.
• Excellent communication and training skills.
• Ability to travel across regions and work in field conditions.
• Proficiency in MS Word, Excel, and PowerPoint.
• Strong sense of responsibility and adherence to company policies.