Valuation Analyst

Who We Are

Roc 360 is a Data Science driven Prop-Tech lender. We are an industry leading, vertically integrated digital financial services platform and lender, facilitating a broad range of residential real estate loans for professional investors in the US. We are a leading originator of investor loans nationwide.

Founded in 2014, Roc360 employs over 300 people and has funded more than $10 billion in loans as of 2024. The company is headquarters in New York City, with offices on four continents.

The founders have extensive industry experience and come with a quant heritage and believe in a data driven approach for business growth. Our global team of professionals come with varied academic and professional backgrounds but have one thing in common - they all are motivated and self-driven and believe in Roc’s business and growth story. Together we are all committed to improving the US residential real estate ecosystem.

What We Do

Roc enables investors, brokers and lenders to scale their businesses through innovative products in the real estate space. We want to make it easy for everyone to renovate, own, or invest in homes. Our various business units along with the real estate value chain are geared towards fulfilling this objective.

• Our core business unit Roc Capitalism focused on capital lending for real estate investment
• Finance of America Commercial is our direct to borrower sales channel
• Tamarisk is our in-house AMC providing property appraisal services
• Elmsure provides Insurance solutions for real estate investors

We have grown significantly since inception, and we have managed to do this with a commitment to superior underwriting and risk management practices.

Our India office is a captive offshore unit based in Chennai and provides analytical and operational support to all our business units globally.

What We Offer

We offer a dynamic and global workspace with ample opportunities to excel and grow in a variety of financial risk and analytical roles. You will be interacting extensively with senior management in India and across the globe.

As a young and fast-growing organization, your career growth will be influenced solely by your performance and self-drive. We invest significantly in training people at all levels and actively work with them to plan their career growth.

We are looking for young energetic professionals with excellent aptitude and attitude, and very good verbal and written communications skills.

Role - Valuation Analyst

Designation -

Location -

Timing -

Key Responsibilities

• Assess as-is and as repaired value of residential real estate properties, taking into consideration regional market trends, borrower’s rehab project, zoning and comparable Properties.

• Use appropriate valuation techniques and evaluate realistic exit strategies outlined by the borrowers.

• Present both verbal and written analyses of property value and make recommendations to the underwriting team on complex valuation issues.

• Conduct specialized reviews on closed loans and repurchase requests, providing professional assessments of property values.

• Challenge and rebut third-party valuations when necessary.

• Research and verify subject property and comparable data using online sources.

• Manage and coordinate communications with third-party valuation/appraisal service providers and auditors throughout the valuation process.

• Review and validate appraisal reports on FNMA forms 1004(URAR),1025(Small Residential Income property),2055(Exterior -only), and 1073(Condominium).

• Ensure accuracy of date including GLA, Site details, bed/bath count, condition ratings and comparable adjustments.

• Identify inconsistencies or red flags in appraisal methodology or valuation conclusions.

Background/Experience :

• Bachelor’s degree and above.
• Relevant experience in U.S. real estate industry is a must.
• Strong problem-solving and analytical skills.
• Knowledge of valuation methodologies is a plus.
• Excellent written and verbal communication skills.
• Strong organizational and execution skills.
• Highly motivated with a strong work ethic and desire to work in a fast-paced and fluid environment.
• Team-oriented and highly collaborative personality.