US Mortgage Underwriter

Company Description

Gegnat Yards specializes in providing efficient recruitment and staffing solutions globally and has been recognized with the Global Staffing 2024 award. The company partners with employers to connect them with highly suitable candidates, saving time and expanding access to a wider talent pool. Our expertise includes an in-depth understanding of external and internal market dynamics, business strategies, and financial forecasting. At Gegnat Yards, we are committed to delivering exceptional results through innovative hiring solutions.

Role Description

This is a full-time remote opportunity for a Senior Mortgage Underwriter. The individual in this role will evaluate and analyze loan applications to determine creditworthiness, assess financial documents, ensure adherence to company and industry underwriting guidelines, and maintain compliance with relevant regulations. Additional responsibilities include effective communication with internal teams and stakeholders regarding underwriting decisions, providing recommendations, and contributing to the continuous improvement of underwriting processes.

Qualifications

• Proficiency in Mortgage Industry knowledge, including a deep understanding of Mortgages and Mortgage Underwriting processes
• Strong expertise in Underwriting with the ability to analyze complex loan applications and financial documentation
• Exceptional Analytical Skills to evaluate risk, ensure accuracy, and make sound credit decisions
• Detail-oriented mindset with excellent verbal and written communication skills
• Experience with financial analysis tools and familiarity with compliance regulations is a plus
• Bachelor's degree in Finance, Business, Economics, or a related field is preferred
• Minimum of 5 years of experience in mortgage underwriting or a related role