US Mortgage Live Underwriting - Residential - WFH

Firstsource Hiring for Senior Underwriters!!

Role & Responsibilities:

Experience required for the Job:

Job Location:

Key skills:

Position Overview

• Candidate should have minimum of 3+ years of US mortgage Live underwriting experience
• Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
• Should have good analytical and problem-solving skills
• Should have decision-making skill when applying in business judgment
• Evaluate complete loan documents and should provide approval or denial decision
• Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
• Thorough income calculation Salaried income, business income, retired other income and rental income
• Complete review of Collateral and property valuation
• Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
• Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
• Validating and processing the Loan documents on behalf a Mortgage lender organization.
• Evaluating evidence of borrowers willingness and ability to repay the obligation
• Good communication, Presentation skills, Self-motivated and hard working

About you:

• Minimum 3 years of Live Underwriting experience in US Mortgage.
• Sound knowledge of US Residential mortgage
• Exposure of Underwriting processes & guidelines.
• Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.

Mandatory Documents:

1. Updated resume

2. Aadhar card

3. Pan card

4. Educational Certificates (1st to 6th marksheet, Provisional marksheet)

5. Employment Documents (Offer Letter, Pay Slips, Relieving Letter)

Note:

• Share your updated resume with the subject of "US Mortgage Live Underwriter - Your name" to the below mentioned WhatsApp number or to the Email ID.

Contact:

Abhilash CB

8754145298

Disclaimer:

Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or abhilash.cbb@firstsource.com