We are looking for experienced Branch Managers for our upcoming branched in Maharashtra at Pimpri-Chinchwad, Aurangabad and Kolhapur. Responsibilities Key Deliverables: Managing a team of 8-10 Sales Officers Responsible for driving business - LAP and Unsecured Business loans Achieving branchs sales and collections targets. Building and managing relationships with Channel partners and other external stakeholders End to end responsibility of driving loan origination, approvals and disbursements. Engaging with Credit, Operations Clients for effective smooth case closure. Providing regular service to the customers and resolving grievances, if any, at Branch level. Assist risk and credit teams in portfolio risk management. Collections from overdue customers Hiring, retaining and training the team to achieve strong growth in the location under coverage Responsible for overall cost management and policy compliance at the Branch Required Skills and Experience: 8-12 years of relevant sales experience in NBFC / Banking industry Exposure and understanding of products in LAP Unsecured Business Loans / Small Business Loans segments. Team handling experience Local Sales experience of at least 3-4 years in the location applied for is a must. Exposure to the latest underwriting practices and tools prevalent in the small ticket lending industry

We are looking for experienced Sales officers/ Assistant Managers/ Managers for our existing and new branches in Pune (MH), Nashik (MH), Kalyan (MH), Pimpri (MH), Dehradun (UK), Haridwar (UK), Jaipur (RJ), Rewari (HR) and Zirakpur (PB). Responsibilities & Key Deliverables: Origination of loan proposals (secured LAP and unsecured BL). Preliminary evaluation of proposal in line with company policy Responsible for logging in positive proposals in the system Engaging with relevant authorities/ departments for Case Approvals; escalating the case wherever required. Engaging with Credit, Operations & Client for effective & smooth case closure. Meeting monthly, quarterly and annual targets assigned. Management of Channel partners and other external stakeholders Providing regular service to the customers and taking care of their future needs. Collections from overdue customers Assist risk and credit teams in portfolio risk management Required Skills and Experience: 2 yrs+ of experience in small-ticket BL/ LAP sales in the NBFC / Banking industries Exposure and understanding of products in small ticket lending (secured and unsecured) Knowledge of the local market; strong contacts with DSAs/ connectors Exposure to latest underwriting practices and tools prevalent in the small ticket lending industry

We are looking for an experienced Branch Manager for our branch at Zirakpur Company Profile - STFT Finance Pvt. Ltd. is an RBI-registered NBFC dealing in small business loans. We offer unsecured business loans and secured loans (LAP) to the self-employed borrower segment. The company was set up in 2019 by senior NBFC and Banking sector professionals having strong Business, Credit & Risk experience. We are looking for motivated and growth-oriented professionals to join our growing team. We believe in empowering people and providing growth opportunities to deserving colleagues. Responsibilities & Key Deliverables: Managing a team of 8-10 Sales Officers Responsible for driving business - LAP and Unsecured Business loans Achieving branch's sales and collections targets. Building and managing relationships with Channel partners and other external stakeholders End to end responsibility of driving loan origination, approvals and disbursements. Engaging with Credit, Operations & Clients for effective & smooth case closure. Providing regular service to the customers and resolving grievances, if any, at Branch level. Assist risk and credit teams in portfolio risk management. Collections from overdue customers Hiring, retaining and training the team to achieve strong growth in the location under coverage Responsible for overall cost management and policy compliance at the Branch Required Skills and Experience: 8-12 years of relevant sales experience in NBFC / Banking industry Exposure and understanding of products in LAP & Unsecured Business Loans / Small Business Loans segments. Team handling experience Local Sales experience of at least 3-4 years in the location applied for is a must. Exposure to the latest underwriting practices and tools prevalent in the small ticket lending industry Exposure to the latest underwriting practices and tools prevalent in the small ticket lending industry

We are looking for experienced Credit Managers for our existing and upcoming branches in Maharashtra at Pune, Pimpri-Chinchwad, Aurangabad and Kolhapur. Responsibilities & Key Deliverables: Assessment and recommendation of loan proposals (LAP & unsecured BL) Physical meetings with customers, assessment of undocumented income and customer/ business profile. Preparation of CAMs, recommending and taking approvals from Sanctioners, and managing all credit related deliverables Managing all pre-disbursement activities in Branch including verification of loan documents in compliance with sanction letter and internal policies, managing the assigned tasks in LOS, seeking PDD/ OTC approvals and tracking them to closure, as well as assisting Central Ops team in MIS, returns, reconciliation etc. Delivering analytical quality & TAT as per expected standards for all loan proposals Engaging with Sales teams, Sanctioners and Central Operations team to drive closure of loan transactions Provide relevant & regular inputs for creation / refinement of Credit policy and Operations processes Monitor and track the portfolio health & performance and manage portfolio delinquency Responsible for managing the risk and credit practices in line with the Risk Policy framework Drive and support other miscellaneous initiatives as part of risk / credit / operations/ business from time to time Required Skills and Experience: 3 yrs+ of relevant experience in the NBFC industry (BL/ LAP) including PD experience Exposure and understanding of credit practices and products in small ticket business lending (secured and unsecured) Should have local market knowledge of key industries, high risk localities and understanding of property papers, acceptable collateral etc. Should be conversant with legal documentation for secured and unsecured loans. Early joiners will be preferred