Senior Manager- Risk Insight Analyst

Role Accountability

1. Perform deep dive analysis on the credit card portfolio utilizing large amounts of data.
2. Help improve the performance of credit card portfolio both in terms of underwriting and portfolio management/collections by providing actionable insights.
3. Liase with external parties like credit bureaus to explore new attributes that can help improve credit quality.
4. Develop and manage the credit cost forecasting model for MOU.
5. Develop and maintain a process for loss/credit cost forecasting for new products.
6. Provide Risk related insights on the existing products/channels etc.
7. Liase with internal stakeholders to understand and influence credit related decisions.
8. Understand new requirements from internal and external stakeholders and regulators and set up new processes and maintain them.

Technical Skills / Experience / Certifications

1. Good knowledge of SAS, SQL, MS Office, BI tools (SAS VA / Tableau / Qlikview) etc. Knowledge of R / Python preferred
2. Ability to understand all credit card related data elements
3. Ability to work in a distributed data storage environment management and present insights and analysis.

Qualification

5 to 7 Years Prior experience of working in Banking / NBFC / Credit Card industry / BFSI Captive

Prior experience in Analytics, Automation, Business Intelligence