Senior Analyst - Lending Services - Financial Spreading / Bangalore

Job Description

Sr.Analysts will join the Lending Services (Corporate and commercial banking) team supporting bankers in critical lending/credit processes across end to end • lending • journey such as follows: • Financials spreading (PL, BS and CF) on excel based model or lending platform along • with key credit • metrics calculation • Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative • Parameters) • Calculating covenants in line with facility agreements and providing detailed rationale • for covenant • Met/Breach results • Performing Annual/Quarterly or Half yearly reviews small or medium connections: • Business Overview • Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios) • Covenant performance • PD/LGD analysis • Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, • Interest cover, leverage etc.) or any other sector-based guideline