Risk Manager

About Company

This leading financial services company in India offers a wide range of retail financing products, including two-wheeler, used car, and consumer durable loans. With a nationwide presence, the company is renowned for its customer-centric approach and innovative solutions.

With an annual turnover exceeding INR 10,000 crores and a workforce of over 10,000, the company is a key player in the financial sector. Backed by reputable investors, it has achieved consistent growth and earned the "Great Place to Work" certification for 2024, highlighting its commitment to an inclusive, employee-friendly culture.

The company is also proud to be listed among "India's Leading BFSI & Fintech Companies 2024" in Dun & Bradstreet's annual publication.

Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and providing actionable to the credit and business team to arrest early flows

Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset quality on continuous basis

Provide feedback or take necessary action to amend the credit policy as actionable from the risk analysis

Prepare Credit Through The Door analysis and provide direction to the business team on variance correction

Capturing key data elements and analyzing them, interpreting the cross-period movements, and understanding the macro mechanics of the system

Hind-sighting reviews as part of risk review and credit policy implementation review

Real Time Monitoring of high value cases

ECL Model – Work along with Finance and credit team to build, review and align the ECL models

Please Note : Candidates having experience in Risk - 2 wheeler / 4 wheeler / vehicle loans will be preferred.