Retail Credit Analyst

Aufgaben
Main Tasks:Assess and analyse credit worthiness of the individual or corporate applying for an automotive loan and whether the loan is payable by the individual or corporate for the term of the loan. The analyst will use MBFSI processes, credit and fraud tools/systems as well as policies to arrive at lending decisions. The analyst be resolution oriented with good communication and customer service skills. The analyst will also support sales and administrative teams in reviewing portfolio, streamlining processes, automating activities and product.Key Responsibilities:

• To identify risk and assess customer’s credit worthiness and ability to service the debt and provide credit recommendation / first decision to the management via comprehensive credit write-up.
• To conduct the credit write up within TAT guideline with the completeness of the required documents.
• To ensure the terms and condition of approved credit facilities are met before actual credit drawdown.
• To support sales and administrative teams with portfolio analysis and queries
• To support company projects and initiatives.
  

Qualifikationen
Education:

• Master’s degree / MBA, Finance, or related fields
  

Experience:

• At least 3-8 years’ experience in a commercial lending environment from international bank or finance company
• Strong verbal and written command of English and good computer literacy (Microsoft Office)
  

Skills:

• Good team player, willing to learn and adapt to an international environment.
• Able to work hard and occasionally after office hours to get the job done in time.
• Strong self-motivation and ability to work under pressure with high responsibility
• Good credit analytical skills
  

Competencies:

• Integrity, Passion, Discipline, Respect
  

Benefits

Kinder­betreuungPark­platzGute An­bindungBetriebs­arztKantine, CaféKontaktMercedes-Benz Financial Services India Private LimitedE-3, MIDC Chakan, Phase III, Chakan Industrial Area410501 PuneDetails zum StandortLavanya Bhamidipati E-Mail: lavanya.bhamidipati@mercedes-benz.comBewerben