Relationship Manager-NRI

Job Requirements

Asa RelationshipManager – NRI

Primary Responsibilities

• Grow the liabilities portfolio by increasing account balances of existing NRI customers and improving profitability through a larger share of wallet.
• Monitor inflows and outflows in mapped NRI accounts and proactively track NRI visits to India.
• Establish strong customer connections via mailers and phone calls, sharing insights on interest rate changes, exchange rate fluctuations, and other product offerings.
• Generate new sales leads through referrals from existing clients, NR associations, Prominent stockbrokers, and expats from shipping companies.
• Drive customer engagement by cross-selling investment products (e.g., life insurance, general insurance, Mutual funds, PMS) and non-investment products (e.g., forex, remittances) to both new and existing customers.
  

• Recommend process improvements to enhance service efficiency and quality across the branch network.
• Demonstrate strong sales planning capabilities and conceptualize promotional and marketing initiatives.
• Maintain up-to-date knowledge of the banking industry, FEMA regulations related to NRI business, NRI customer behaviour, and financial markets.
• Work proactively with campaign data shared by the central team.
  

• Growth in NR Liability book
• Customer acquisition targets
• Product cross-sell targets
• Fee targets.
  

• Graduation: Any discipline (Full-Time)
• Postgraduation: MBA / PGDM (Preferred)
  

Experience

• Minimum 3-4 years of relevant experience in branch banking
  

• Proven expertise in relationship management and customer engagement
• Strong understanding of NRI banking products and regulatory frameworks (e.g., FEMA)
• Excellent communication and interpersonal skills
• Strategic thinking and analytical ability
• Proficient in driving collaborative outcomes through strategic negotiation and conflict resolution