Regional Credit Jobs – Apply to Latest Regional Credit Job Vacancies

Zonal Credit Head / Circle Credit Head - Unsecured Loan Array Job Solutions

10.0 - 20.0 years

20 - 35 Lacs

Pune, Delhi / NCR, Mumbai (All Areas)

Work from Office

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

Posted 2 weeks ago

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Credit Manager/Cluster Credit Head/Regional Credit Head-West Region The Investment Trust of India (ITI)

2 - 7 years

4 - 8 Lacs

Pune, Aurangabad, Surat

Work from Office

Credit Manager Based Aurangabad Cluster Credit Head Based Surat. Assisting the Managers in creating plans to accomplish company and department goals. Assisting managers in reviewing customers or potential Customers files for creditworthiness. Ensuring customer files include necessary documents for consideration of approving financed merchandise. Approved terms and credit limits in a timely manner to new and existing customers for types of payments. Ensuring the essential coverage of the cashier and credit department with proper scheduling. Analyzing the Applicants financial status, credit and property evaluations to determine the feasibility of granting loans. Maintaining Daily Reports like Cash At Branch, Approved MIS, RTO Receipts, PDD Status, etc. Regional Credit Head Based Underwriting of Car, Commercial Vehicles and Construction Equipment Assets Loan for the state of Maharashtra. Deliver Best TAT in Credit underwriting Managing CPMI , EWI and NS cases for the state Maintain best portfolio quality and control delinquency Manage fraud, Risk, Valuation activities Find out market updates and take policy decision based on market conditions Implement new credit policies and provide training for Credit & sales team Manage branch based portfolio quality and take measures to control within the limit Conduct RCA for default customers and implement credit decision based on RCA. Preferred candidate profile Must Exp of Local Market of Used CV Loan of Credit Underwriting with lead role. Perks and benefits Fix CTC + Variables + Attractive Incentives

Posted 3 months ago

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